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MBIN
Volume: 37.32K

Merchants Bancorp (MBIN) Stock Forecast & Price Target

Merchants Bancorp (MBIN) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Merchants Bancorp demonstrated solid financial performance, with tangible book value (TBV) increasing by 3% quarter-over-quarter to $36.31 and a return on average tangible common equity (ROTCE) of 10.6% in the third quarter. The company's diverse business segments achieved broad-based growth, highlighted by an 18% increase in certificates of deposit and brokered funds, alongside a 4% rise in end-of-period loans held for investment, surpassing consensus expectations. The bank's unique focus on FHA multi-family housing and healthcare financing helps mitigate interest rate risks, positioning it favorably for future growth and market share enhancement in the mortgage warehousing sector.

Bears say

Merchants Bancorp experienced a decline in profitability, as evidenced by a return on assets (ROA) of only 0.52% and a return on tangible common equity (ROTCE) of 6.0% in the second quarter, indicating challenges in effectively generating returns. The net interest income (NII) metrics were disappointing, with the most recent figure of $128.1 million falling 1% quarter-over-quarter and 2% below consensus expectations, driven by a narrowing net interest margin (NIM) of 2.82%. Additionally, while non-performing assets (NPAs) saw a reduction, the overall declines in average earning assets (AEAs) alongside stagnant NIM raise concerns about the bank's capacity for growth in its key segments moving forward.

Merchants Bancorp (MBIN) has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Merchants Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Merchants Bancorp (MBIN) Forecast

Analysts have given Merchants Bancorp (MBIN) a Buy based on their latest research and market trends.

According to 3 analysts, Merchants Bancorp (MBIN) has a Buy consensus rating as of Jan 9, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $39.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $39.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Merchants Bancorp (MBIN)

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