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MBIN
Volume: 15.13K

Merchants Bancorp (MBIN) Stock Forecast & Price Target

Merchants Bancorp (MBIN) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Merchants Bancorp demonstrated solid profitability in the third quarter, with a reported return on assets (ROA) of 0.94% and return on tangible common equity (ROTCE) of 10.6%, alongside a tangible book value (TBV) growth of 3% quarter-over-quarter. The bank exhibited strong deposit growth, with certificates of deposits and brokered accounts increasing by 18% in the same period, indicating robust demand and market share gains, particularly in the mortgage warehouse segment. Additionally, all regulatory capital ratios strengthened sequentially, reflecting a stable financial foundation and potential for continued growth, supported by a positive outlook for core fee income expansion in the coming years.

Bears say

Merchants Bancorp has experienced a decline in key financial metrics, with net interest income decreasing by 1% quarter-over-quarter and falling 2% below consensus expectations, primarily due to a 5% drop in average earning assets. Additionally, the bank's net interest margin has compressed by 1 basis point, highlighting weakened loan and cash yields, which may indicate underlying challenges in its loan portfolio. Concerns regarding credit risk are further emphasized by the potential for rapid loan defaults, which could lead to increased losses, thereby contributing to a negative outlook for the bank's stock.

Merchants Bancorp (MBIN) has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Merchants Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Merchants Bancorp (MBIN) Forecast

Analysts have given Merchants Bancorp (MBIN) a Buy based on their latest research and market trends.

According to 3 analysts, Merchants Bancorp (MBIN) has a Buy consensus rating as of Apr 23, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $43.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $43.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Merchants Bancorp (MBIN)

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