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MBIN
Volume: 192.23K
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Merchants Bancorp (MBIN) Stock Forecast & Price Target

Merchants Bancorp (MBIN) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 33%
Buy 50%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

Merchants Bancorp has demonstrated robust financial growth, highlighted by a 5% increase in core deposits and a significant rise in borrowings to $4.4 billion, reflecting strong loan growth and an increasing allowance for loan losses projected to reach 0.94% of loans by the fourth quarter of 2026. The company's profitability is underscored by a return on assets of 1.8% and a return on tangible common equity of 21.6%, indicating efficient capital utilization and strong operational performance. Additionally, management's optimism regarding loan generation and the anticipated increase in core fee income suggests a positive trajectory for revenue growth, reinforcing the overall positive outlook for Merchants Bancorp's stock.

Bears say

Merchants Bancorp has experienced a 2% decline in average loans quarter-over-quarter, which aligns with forecasts but indicates potential weaknesses in loan demand and growth prospects. The company's end-of-period (EOP) deposits dropped by 8%, significantly impacted by an 18% reduction in certificates of deposit, reflecting a strategic decision to decrease reliance on brokered funding. Additionally, the presence of sub-par loans and anticipated net interest margin (NIM) compression could further strain financial performance, suggesting challenges in maintaining profitability amid a slowing lending environment.

Merchants Bancorp (MBIN) has been analyzed by 6 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 50% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Merchants Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Merchants Bancorp (MBIN) Forecast

Analysts have given Merchants Bancorp (MBIN) a Buy based on their latest research and market trends.

According to 6 analysts, Merchants Bancorp (MBIN) has a Buy consensus rating as of Jul 12, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $34.08, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $34.08, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Merchants Bancorp (MBIN)

Volume: 192.23K

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