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MBIN
Volume: 56.02K
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Merchants Bancorp (MBIN) Stock Forecast & Price Target

Merchants Bancorp (MBIN) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Merchants Bancorp demonstrated solid profitability with a reported return on assets (ROA) of 0.94% and a return on tangible common equity (ROTCE) of 10.6% in the third quarter, contributing to a 3% growth in tangible book value (TBV) to $36.31. The company achieved broad-based growth in its funding sources, with a notable 18% increase in certificates of deposits (CDs) and brokered deposits quarter-over-quarter, alongside significant gains in interest-bearing demand deposits (IB DDAs) and non-interest bearing accounts (NIB). Merchants Bancorp's unique lending verticals not only insulate it from interest rate fluctuations but also promote market share gains in mortgage warehousing and position the company favorably for future growth in a potentially more favorable interest rate environment.

Bears say

Merchants Bancorp's financial performance indicators suggest a negative outlook, as Total Equity tangible Book Value (TBV) experienced a modest growth of only 1% quarter-over-quarter, while Tangible Common Equity (TCE) declined by 3 basis points amid lower profitability metrics including a Return on Assets (ROA) and Return on Tangible Common Equity (ROTCE) of 0.52% and 6.0%, respectively. Net Interest Income (NII) was reported at $128.1 million, a 1% decrease from the previous quarter and 2% below consensus expectations, accompanied by a declining Net Interest Margin (NIM) that fell to 2.82%. Additionally, the company's Average Earning Assets (AEAs) decreased by 5% quarter-over-quarter, which highlights underlying challenges in maintaining revenue growth and overall financial stability.

Merchants Bancorp (MBIN) has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Merchants Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Merchants Bancorp (MBIN) Forecast

Analysts have given Merchants Bancorp (MBIN) a Buy based on their latest research and market trends.

According to 3 analysts, Merchants Bancorp (MBIN) has a Buy consensus rating as of Nov 25, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $39.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $39.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Merchants Bancorp (MBIN)

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