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MBIN
Volume: 121.64K
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Merchants Bancorp (MBIN) Stock Forecast & Price Target

Merchants Bancorp (MBIN) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Merchants Bancorp demonstrated solid financial performance, with tangible book value (TBV) increasing by 3% quarter-over-quarter to $36.31 and a reported return on assets (ROA) and return on tangible common equity (ROTCE) of 0.94% and 10.6%, respectively. The company's deposits experienced significant growth, with an overall increase of 18% quarter-over-quarter, driven by robust gains in interest-bearing demand deposits (IB DDAs) and non-interest-bearing (NIB) accounts. Additionally, end-of-period loans held for investment (EOP loans HFI) were up 4% linked-quarter annualized, indicating strong loan growth that outpaced consensus estimates, further reflecting the company's effective market positioning and resilience in various lending sectors.

Bears say

Merchants Bancorp's financial performance shows signs of weakening, with a decline in both profitability and net interest margin (NIM), which fell 6 basis points quarter-over-quarter to 2.83% and further decreased to 2.82% in the subsequent quarter. Although net interest income (NII) grew to $128.7 million in the second quarter, it remained 1%-2% below expectations, and a subsequent decline to $128.1 million in the third quarter highlighted operational challenges. Additionally, a decrease in tangible common equity and return on tangible common equity, coupled with lower average earning assets, raises concerns about the company's ability to sustain growth, ultimately contributing to a negative outlook for its stock.

Merchants Bancorp (MBIN) has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Merchants Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Merchants Bancorp (MBIN) Forecast

Analysts have given Merchants Bancorp (MBIN) a Buy based on their latest research and market trends.

According to 3 analysts, Merchants Bancorp (MBIN) has a Buy consensus rating as of Dec 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $39.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $39.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Merchants Bancorp (MBIN)

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