
LPRO Stock Forecast & Price Target
LPRO Analyst Ratings
Bulls say
Open Lending is a specialty insurance business that has recently agreed to sell the company for $3.15 per share in an all-cash deal to global insurance intermediary ANV Group Holdings Ltd. This deal is valued at approximately $294M and represents a 8.0 times EBITDA forecast for 2027. Despite a challenging environment in 2026, Open Lending demonstrated solid financial performance with positive EBITDA and a reduction in delinquency rates. Additionally, the company has expanded its business model with the launch of ApexOne Auto and expects to see increased lending volume and revenue from partnerships in the near future.
Bears say
Open Lending is over-reliant on insurance underwriting, which presents risks in a high charge-off scenario or if either of its major insurance partners terminate their agreements. Additionally, the company has a narrow focus on automotive lending and is heavily dependent on a few large lender clients, leading to potential concentration risk. Revenue recognition also poses a challenge, as the company must rely on management's estimates of various economic variables and has a lag between revenue and cash flow. Overall, with potential challenges in client retention, concentration, and reliance on insurance partners, Open Lending's stock may face headwinds in the future.
This aggregate rating is based on analysts' research of Open Lending Corp and is not a guaranteed prediction by Public.com or investment advice.
LPRO Analyst Forecast & Price Prediction
Start investing in LPRO
Order type
Buy in
Order amount
Est. shares
0 shares