
LPRO Stock Forecast & Price Target
LPRO Analyst Ratings
Bulls say
Open Lending Corp is well-positioned for growth in the automotive lending sector, with projected improvement in loan volumes as bank and credit union partners re-engage following market stabilization in FY25. The company benefits from a robust business model that utilizes over 20 years of auto lending data to enhance underwriting and risk management solutions, making it appealing to financial institutions. Additionally, the recent addition of a third OEM captive finance partnership is expected to accelerate loan certification volumes, contributing further to Open Lending's positive financial outlook.
Bears say
Open Lending Corp faces challenges due to declining used car values, which are expected to negatively impact collateral values and credit quality, placing further pressure on profit share income. The company is also grappling with increased competition from emerging financial technology firms, potentially hindering its ability to secure new financial institution partnerships and leading to pricing pressures that could affect revenue growth and margins. Additionally, macroeconomic conditions are forecasted to worsen, resulting in muted growth and significantly lower auto loan originations compared to historical trends, thereby exacerbating the company's negative outlook.
This aggregate rating is based on analysts' research of Open Lending Corp and is not a guaranteed prediction by Public.com or investment advice.
LPRO Analyst Forecast & Price Prediction
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