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LOB
Volume: 220.17K

LOB Stock Forecast & Price Target

LOB Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Live Oak Bancshares is a $15B asset bank with a targeted approach towards small businesses, making them the top SBA 7(a) lender in the nation. They are also one of the most technologically sophisticated banks in the country with no physical branch presence. Factors most material in one sector may not be as important to another, and could change over time. The potential downside risk to their price target would be a prolonged and deeper economic recession in the US, regulatory proposals that require higher levels of capital, and a prolonged downturn in the small business economy.

Bears say

Live Oak Bancshares is facing potential threats to its financial stability, including decreased net interest margin due to interest rate cuts and increased credit risk from possible borrower defaults. Additionally, the banking industry is heavily regulated, and any new proposals could adversely affect Live Oak's ability to manage its capital and liquidity. There is also strong competition from both traditional banks and newer non-bank financial institutions, which could disrupt Live Oak's business model. Overall, these factors contribute to a negative outlook for Live Oak Bancshares' stock.

LOB has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Live Oak Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Live Oak Bancshares (LOB) Forecast

Analysts have given LOB a Buy based on their latest research and market trends.

According to 4 analysts, LOB has a Buy consensus rating as of Jul 18, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $43.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $43.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Live Oak Bancshares (LOB)

Volume: 220.17K

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