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LOB
Volume: 190.9K

LOB Stock Forecast & Price Target

LOB Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Live Oak Bancshares is well-positioned to continue its strong growth trajectory with its targeted vertical approach and advanced technology, evidenced by its record loan pipelines. This, combined with stable net interest margin and low credit costs, supports our positive outlook for the company's double-digit earnings growth in FY26 and beyond. However, risks include potential economic downturns and regulatory changes that could negatively impact the company's ability to lend and manage its capital and liquidity. Overall, Live Oak Bancshares offers a strong risk-reward profile and is currently trading at an attractive valuation compared to its peers.

Bears say

Live Oak Bancshares is positioned for continued growth in the near term due to their strong business checking initiatives and high profitability. However, there are potential risks in the future, such as a prolonged economic downturn or competition from non-bank financial institutions, that could negatively impact their earnings. Additionally, they are exposed to interest rate risk and their credit quality remains a concern despite improvements in the most recent quarter. Overall, Live Oak's valuations are in line with peers, making it a neutral investment option.

LOB has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Live Oak Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Live Oak Bancshares (LOB) Forecast

Analysts have given LOB a Buy based on their latest research and market trends.

According to 4 analysts, LOB has a Buy consensus rating as of Aug 8, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $45.25, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $45.25, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Live Oak Bancshares (LOB)

Volume: 190.9K

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