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LOB
Volume: 266.55K
LOB logo

LOB Stock Forecast & Price Target

LOB Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Live Oak Bancshares Inc is poised for significant growth, with projections indicating a 31% year-over-year increase in PPNR per share for 2026, well above the KRX median of 11%. This anticipated performance is expected to elevate the bank's return on tangible common equity (ROTCE) to 13.0% in 2026, reflecting strong operational efficiency and profitability. The company's outlook is further supported by mid-teens loan growth and meaningful expansion in net interest margin (NIM), underpinned by its specialization in lending to small businesses and participation in government-guaranteed loan programs.

Bears say

Live Oak Bancshares has experienced significant credit stress within its SBA business, which has contributed to a year-to-date underperformance of -13%, contrasting sharply with the KRX index's +3%. The company’s commercial loan book has faced negative credit migration, indicating deeper underlying risk factors within its portfolio. Additionally, recent adjustments to earnings per share estimates for 2025 and 2026, prompted by the issuance of preferred equity, suggest concerns about future profitability and overall financial health.

LOB has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Live Oak Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Live Oak Bancshares (LOB) Forecast

Analysts have given LOB a Buy based on their latest research and market trends.

According to 4 analysts, LOB has a Buy consensus rating as of Oct 14, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $43.75, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $43.75, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Live Oak Bancshares (LOB)

Volume: 266.55K

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