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LOB
Volume: 109.2K

LOB Stock Forecast & Price Target

LOB Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Live Oak Bancshares is projected to have solid originations and mid-teens loan growth for the next two years, as the company specializes in lending to small businesses and has a successful track record in identifying and extending credit to credit-worthy borrowers. The company has also demonstrated resilience in its net interest margin, despite recent rate cuts, and is expected to stabilize in the coming quarters. However, potential downside risks include a prolonged and deeper economic recession and potential regulatory changes that could negatively impact credit quality and profitability.

Bears say

Live Oak Bancshares is heavily dependent on the loan and deposit business with small businesses nationwide and is heavily exposed to SBA and USDA guarantee programs, indicating a higher risk for defaults and credit deterioration. Additionally, the bank's reliance on technology and AI could lead to operational and cybersecurity risks, while potential regulatory changes or unexpected interest rate movements could also impact the bank's ability to maintain regulatory standards and drive headwinds on balance sheet growth and earnings. The company's founder-run structure may provide some stability, but recent performance issues and a lack of physical branch presence may hinder its ability to weather potential economic downturns.

LOB has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Live Oak Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Live Oak Bancshares (LOB) Forecast

Analysts have given LOB a Buy based on their latest research and market trends.

According to 4 analysts, LOB has a Buy consensus rating as of May 15, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $43, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $43, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Live Oak Bancshares (LOB)

Volume: 109.2K

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