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LOB
Volume: 235.62K
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LOB Stock Forecast & Price Target

LOB Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Live Oak Bancshares is positioned favorably for growth, with a projected increase in pre-provision net revenue (PPNR) per share of 31% year-over-year in 2026, significantly outpacing the KRX median growth of 11%. The company's net interest margin expanded by 5 basis points to 3.33%, exceeding prior estimates, which indicates a strong ability to generate profit from its lending activities. Furthermore, the anticipated return on tangible common equity (ROTCE) is expected to reach 13.0% in 2026, with indications of continued improvement heading into 2027, supported by robust loan growth and effective operational management.

Bears say

Live Oak Bancshares has experienced significant credit stress within its Small Business Administration (SBA) lending sector, contributing to a year-to-date underperformance of -13%. Despite a decrease in net charge-offs, which fell from 1.19% to 0.61% of loans, the negative credit migration within the bank's commercial loan book raises concerns about the overall stability of its portfolio. Additionally, the issuance of preferred equity has led to a downward revision in earnings per share estimates for 2025 and 2026, reflecting a projected $5.3 million after-tax impact that further diminishes financial outlook.

LOB has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Live Oak Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Live Oak Bancshares (LOB) Forecast

Analysts have given LOB a Hold based on their latest research and market trends.

According to 3 analysts, LOB has a Hold consensus rating as of Nov 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $40, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $40, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Live Oak Bancshares (LOB)

Volume: 235.62K

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