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LOB
Volume: 178.37K

LOB Stock Forecast & Price Target

LOB Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Live Oak Bancshares is a strong bank holding company with a competitive edge in lending and deposit services, particularly in its focus on small businesses and its expertise within certain industries. Its stable net interest margin and projected loan growth of 13% in 2026 and 18% in 2027 are key drivers in its strong outlook for double-digit net interest income growth. Despite its high growth potential, LOB trades at an attractive discount to peers and its price target has been increased to $47, representing 11.5x 2027 EPS. There are potential risks to consider, such as competition from other banks and nonbank financial institutions, potential disruptions to its SBA origination business, and the possibility of an economic recession affecting credit costs and profitability. However, with improving credit outlook and accelerating earnings trends, LOB remains a strong buy for investors.

Bears say

Live Oak Bancshares is expected to face challenges in the near term due to its exposure to small businesses, which may struggle in a sluggish economy. Additionally, the company's reliance on government loan programs could result in increased regulatory risk. However, the company's focus on attracting low-cost business deposits and its investment in technology could provide long-term benefits. Risks to this outlook include a potential increase in credit costs and continued pressure on net interest margin.

LOB has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Live Oak Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Live Oak Bancshares (LOB) Forecast

Analysts have given LOB a Buy based on their latest research and market trends.

According to 4 analysts, LOB has a Buy consensus rating as of Aug 30, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $45.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $45.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Live Oak Bancshares (LOB)

Volume: 178.37K

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