
Lincoln National (LNC) Stock Forecast & Price Target
Lincoln National (LNC) Analyst Ratings
Bulls say
Lincoln National Corp has reported its highest earnings quarter in its Annuities segment in a year, indicating successful strategic repositioning efforts that have improved profitability amid favorable interest rates and reduced market volatility. The company's strong capital position, reflected by its RBC ratio remaining stable between 400% - 410%, along with increased utilization of reinsurance for its fixed annuity blocks, showcases a proactive approach to managing risks associated with higher surrender activity in the industry. Furthermore, LNC is focusing on optimizing its operating model and realigning its product offerings towards more stable cash flow-generating products, demonstrating a commitment to achieving sustained profitable growth while enhancing capital efficiency.
Bears say
Lincoln National Corp faces significant headwinds that contribute to a negative outlook, notably due to a suspension of share repurchases and lower earnings power. The company has experienced a decline in sales amid increased competition, resulting in valuation metrics that are unfavorable compared to both its peers and its historical averages. Additionally, recent quarterly results reflect challenges in earnings, adversely affected by actuarial assumption reviews and impacts from the Life Insurance business, further complicating Lincoln's financial recovery.
This aggregate rating is based on analysts' research of Lincoln National and is not a guaranteed prediction by Public.com or investment advice.
Lincoln National (LNC) Analyst Forecast & Price Prediction
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