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LKFN
Volume: 204.64K
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Lakeland Financial (LKFN) Stock Forecast & Price Target

Lakeland Financial (LKFN) Analyst Ratings

Based on 2 analyst ratings
Hold
Strong Buy 0%
Buy 50%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Lakeland Financial Corp demonstrated a strong financial performance with a 15% quarter-over-quarter increase in pre-provision net revenue (PPNR) to $37.0 million, significantly surpassing estimates due to cost management and improved spread and fee income. The company's margin has shown consistent improvement, rising for the third consecutive quarter to 3.42%, with prospects for further expansion driven by effective asset rotation and fixed loan repricing strategies. Additionally, the bank's portfolio benefited from enhanced market performance in its bank-owned life insurance policies, contributing positively to its overall financial health.

Bears say

Lakeland Financial Corp has experienced a decline in profitability due to non-performing assets (NPA) related to a Northern Indiana industrial company, which has negatively impacted overall earnings. Despite lower expenses in areas such as salaries and benefits and non-interest costs, the company recorded a provision of $3 million, which highlights concerns about asset quality and potential future losses. Additionally, the decline in the loan loss reserve (LLR) ratio to 1.27% raises questions regarding the adequacy of reserves to cover potential loan defaults, further contributing to a cautious outlook on the company's financial stability.

Lakeland Financial (LKFN) has been analyzed by 2 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 50% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Lakeland Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Lakeland Financial (LKFN) Forecast

Analysts have given Lakeland Financial (LKFN) a Hold based on their latest research and market trends.

According to 2 analysts, Lakeland Financial (LKFN) has a Hold consensus rating as of Nov 25, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Lakeland Financial (LKFN)

Volume: 204.64K

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