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LDI
Volume: 3.57M
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loanDepot (LDI) Stock Forecast & Price Target

loanDepot (LDI) Analyst Ratings

Based on 2 analyst ratings
Sell
Strong Buy 0%
Buy 0%
Hold 50%
Sell 0%
Strong Sell 50%

Bulls say

loanDepot Inc. has recently experienced a significant stock price increase, largely attributed to media speculation regarding potential governmental actions aimed at declaring a "housing emergency," which may lead to lower mortgage rates and improved affordability for homeowners. The company benefits from strong brand recognition among consumers, which supports more effective lead generation compared to competitors, enhancing its market position. Additionally, the current gain on sale margins for loanDepot are near trough levels, while mortgage servicing rights (MSR) valuations are at peak levels, suggesting a stable margin outlook if mortgage rates decrease to approximately 6%.

Bears say

The financial outlook for loanDepot Inc. is negative due to its anticipated leverage of approximately 4.8x by year-end, which is expected to decline to 4x over the following year, indicating a higher risk profile. The company's leverage position is anticipated to create significant earnings volatility compared to larger, more operationally and financially stable lenders in the market. Additionally, reliance on mortgage servicing rights (MSR) sales to raise cash further underscores concerns about the company's underlying financial health and cash flow stability.

loanDepot (LDI) has been analyzed by 2 analysts, with a consensus rating of Sell. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 50% suggest Holding, 0% advise Selling, and 50% predict a Strong Sell.

This aggregate rating is based on analysts' research of loanDepot and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About loanDepot (LDI) Forecast

Analysts have given loanDepot (LDI) a Sell based on their latest research and market trends.

According to 2 analysts, loanDepot (LDI) has a Sell consensus rating as of Nov 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $3, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $3, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

loanDepot (LDI)

Volume: 3.57M

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