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LDI
Volume: 1.64M
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loanDepot (LDI) Stock Forecast & Price Target

loanDepot (LDI) Analyst Ratings

Based on 2 analyst ratings
Sell
Strong Buy 0%
Buy 0%
Hold 50%
Sell 0%
Strong Sell 50%

Bulls say

loanDepot Inc. has experienced a significant increase in stock value, nearly doubling in a week, primarily due to speculation surrounding potential government action to declare a "housing emergency," which could drive down mortgage rates and enhance homeowner affordability. The company's strong brand recognition is expected to facilitate more effective lead generation relative to other retail lenders, positioning it favorably within a competitive market. Additionally, while gain on sale margins are near their trough, the stability of these margins in conjunction with high mortgage servicing rights (MSR) valuations suggests a positive financial outlook as mortgage rates may normalize.

Bears say

loanDepot Inc. is facing a negative outlook primarily due to its high leverage, expected to end the year at approximately 4.8x and projected to decrease to 4x next year, which could lead to increased earnings volatility. The company operates in a challenging environment characterized by fluctuating interest rates, which are anticipated to further impact its valuation negatively. Additionally, while loanDepot could raise additional capital through mortgage servicing rights (MSR) sales, this option has not been factored into estimates, highlighting concerns about the firm's ability to navigate current market conditions effectively.

loanDepot (LDI) has been analyzed by 2 analysts, with a consensus rating of Sell. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 50% suggest Holding, 0% advise Selling, and 50% predict a Strong Sell.

This aggregate rating is based on analysts' research of loanDepot and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About loanDepot (LDI) Forecast

Analysts have given loanDepot (LDI) a Sell based on their latest research and market trends.

According to 2 analysts, loanDepot (LDI) has a Sell consensus rating as of Dec 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $3, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $3, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

loanDepot (LDI)

Volume: 1.64M

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