Revenue segments as reported by the company.

Marketplace revenue

Other non-interest income

Net interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for credit losses

Compensation and benefits

Marketing

Equipment and software

Occupancy

Depreciation and amortization

Professional services

Other non-interest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

LendingClub

LendingClub Corp. operates as an online marketplace that facilitates loans to borrowers and investments. Its products include unsecured personal, secured auto refinance, patient, and education finance loans. The company was founded by Renaud Laplanche and Soulaiman Htite in 2006 and is headquartered in San Francisco, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

LendingClub reports solid Q4 earnings, focuses on credit quality

LendingClub's Q4 2022 performance met guidance, with a focus on credit quality and profitability.
The company is reducing expenses and transitioning its revenue model for resilience.
Challenges include impact of higher interest rates on loan originations and less attractive segments.
Opportunities lie in offering more value to customers and growing SBA Government Guaranteed Lending.

LendingClub reports strong Q1 performance amidst marketplace challenges

LendingClub's Q1 2023 Earnings Call showcased strong financial performance and effective liquidity management.
Challenges in marketplace revenue and fee income economics were addressed, along with workforce reduction savings.
Opportunities for growth were highlighted in potential marketplace recovery conditions and rapid growth potential.

LendingClub exceeds revenue expectations, focuses on profitability amidst challenges

LendingClub navigated challenges in Q2 2023 with a focus on profitability over growth, addressing delinquencies and marketplace headwinds.
Strong capital levels and strategic initiatives like the structured loan certificate program position the company well for future growth.
Anticipated marketplace recovery challenges and pricing pressures highlight the need for disciplined financial management and strategic decision-making.

LendingClub reports strong Q3 results, eyes credit market expansion

LendingClub's Q3 performance reflects solid financial metrics, strategic focus on prime originations, and innovative member engagement initiatives.
While facing challenges in the investor marketplace and limitations on share buybacks, the company is exploring opportunities for growth and diversification.
With enhanced returns in credit offerings, new partnerships, and a vision beyond lending, LendingClub is positioning itself for future success and market leadership.

LendingClub reports revenue growth, eyes product expansion and efficiency

LendingClub shows strong performance with revenue and income growth
Facing challenges with net interest margin and expense management
Opportunities lie in expanding product offerings and capital deployment
Overall, a focus on resilience, growth, and operational efficiency

LendingClub maintains stability and profitability, eyes growth opportunities ahead

LendingClub's Q1 performance showcased stability in originations and strong revenue generation. The company's focus on credit leadership and profitability highlights its resilience in the market.
While facing challenges such as rising expenses and competitive pressures, LendingClub is strategically positioned to leverage opportunities for growth through capital deployment and member-focused initiatives.

LendingClub excels in Q2, plans for growth and innovation

LendingClub's strong performance in Q2 showcases growth in originations, revenue, and net income. The company's focus on credit stewardship, mobile app engagement, and new product offerings positions it well for future success. Challenges lie in maintaining competitive pricing, optimizing funding, and managing delinquency rates.

LendingClub excels in Q3, eyes growth through innovation and acquisitions

LendingClub's strong performance, strategic acquisitions, and focus on customer engagement position the company for future growth and value creation.
While facing challenges such as expense management and maintaining credit performance, the company remains optimistic about its prospects and market opportunities.
By leveraging marketplace demand, innovative products, and a clear growth strategy, LendingClub aims to drive revenue, enhance shareholder value, and sustain its competitive edge.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

LendingClub Corp. engages in the operations of digital marketplace bank. It operates through the LendingClub Bank and LendingClub Corporation (Parent Only) segments. The LendingClub Bank segment involves the provision of full complement of financial products and solutions, loans, leases, and deposits. The LendingClub Corporation (Parent Only) segment includes the holding company legal entity. The company was founded by Renaud Laplanche and Soulaiman Htite in 2006 and is headquartered in San Francisco, CA.

SoFi Technologies

Upstart Holdings

Upstart, SoFi, and LendingClub all operate in the unsecured personal lending space. Which one has top market share?

Upstart, SoFi, LendingClub: Which Fintech has Leading Market Share?

Digital marketplace bank LendingClub has named Google and Microsoft vet Balaji Thiagarajan as the company's new Chief Technology Officer (CTO). “Balaji joins us at a transformational point in our evolution,” LendingClub CEO Scott Sanborn said in a news release Thursday (Feb. 10).

LendingClub Names Balaji Thiagarajan as CTO

SAN FRANCISCO, Feb. 10, 2022 /PRNewswire/ -- LendingClub Corporation (NYSE: LC), the parent company of LendingClub Bank, America's leading digital marketplace bank, today announced Balaji Thiagarajan as the company's new Chief Technology Officer (CTO). "Balaji joins us at a transformational point in our evolution," said Scott Sanborn, CEO of LendingClub.

LendingClub Appoints Balaji Thiagarajan as Chief Technology Officer

SAN FRANCISCO, Feb. 9, 2022 /PRNewswire/ -- Scott Sanborn, CEO of LendingClub Corporation (NYSE: LC), the parent company of LendingClub Bank, America's leading digital marketplace bank, has been named 2022 Executive of the Year and LendingClub was awarded Top Consumer Lending Platform by LendIt Fintech. LendIt Fintech, the world's leading fintech media company, unveiled the winners of its fifth annual LendIt Fintech Industry Awards on February 8, 2022.

LendingClub's CEO Scott Sanborn Named 2022 Executive of the Year and LendingClub Awarded Top Consumer Lending Platform By LendIt Fintech

SAN FRANCISCO, Feb. 9, 2022 /PRNewswire/ -- LendingClub Corporation (NYSE: LC), the parent company of LendingClub Bank, America's leading digital marketplace bank, today released findings from its sixth edition of the Reality Check: Paycheck-To-Paycheck research series, conducted in partnership with PYMNTS.com.  Key takeaway: At the end of 2021, 61 percent of the U.S. population lived paycheck to paycheck, up seven percentage points since the first report in June 2021.

61 Percent of U.S. Population Now Lives Paycheck to Paycheck

After beating estimates in Q4 2021, management issued guidance for 2022 that was lower than analysts had expected.

This Fintech Stock Just Lowered Guidance -- but Now Is Not the Time to Sell

SAN FRANCISCO, Feb. 2, 2022 /PRNewswire/ -- LendingClub Corporation (NYSE: LC), the parent company of LendingClub Bank, America's leading digital marketplace bank, has been awarded a USA Top Workplaces 2022 honor. The list is based on employee feedback gathered through a third-party survey administered by employee engagement technology partner Energage, LLC.

LendingClub Named a Winner of the USA Top Workplaces 2022 Award

Nu Holdings

Tech stocks rallied today after experiencing the worst month of trading since March 2020.

Why Shares of Nu Holdings, SoFi, and LendingClub Rose Today

LendingClub Corporation (NYSE:LC) surpassed revenue and earnings expectations for the fourth quarter, but the stock price declined sharply as investors reacted to a lower first-quarter earnings forecast. The company earned $29.1million in the fourth quarter of 2021.

Is LendingClub stock a buy after Q4 results?

Atlanta, Georgia--(Newsfile Corp. - January 27, 2022) - Holzer & Holzer, LLC is investigating whether LendingClub Corporation ("LendingClub" or the "Company") (NYSE: LC) complied with federal securities laws. On January 26, 2022, the Company reported financial results for the fourth quarter and full year ended December 31, 2021. Following the announcement, the Company's stock dropped.If you purchased Lending Club stock and suffered a loss on that investment, you are encouraged to contact Corey...

SHAREHOLDER ALERT: Investigation of LendingClub Corporation (LC) Announced by Holzer & Holzer, LLC

LendingClub (LC) stock is falling hard on Thursday following the release of the peer-to-peer lending company's Q4 2021 earnings report. The post LC Stock Alert: 10 Reasons Why LendingClub Is Plunging Today appeared first on InvestorPlace.

LC Stock Alert: 10 Reasons Why LendingClub Is Plunging Today

The company recently reported earnings for the fourth quarter and full year of 2021.

Why Shares of LendingClub Are Getting Crushed Today

In a Q4 LendingClub earnings call, CEO Scott Sanborn laid out the company's vision for 2022, to keep building its on-balance-sheet loan portfolio and moving more into mobile-first, cloud-based platforms. “We also intend to invest in infrastructure to further integrate banking data and move forward as a mobile-first, cloud-based digital bank,” he said.

LendingClub Aims for the Cloud, More Mobile-First Platforms in '22

LendingClub Corporation (LC) CEO Scott Sanborn on Q4 2021 Results - Earnings Call Transcript

LendingClub (LC) delivered earnings and revenue surprises of 280.95% and 5.87%, respectively, for the quarter ended December 2021. Do the numbers hold clues to what lies ahead for the stock?

LendingClub (LC) Q4 Earnings and Revenues Surpass Estimates

Shares of LendingClub Corp. fell more than 14% in the extended session Wednesday after the company gave 2022 earnings guidance lower than analysts expected.

Earnings Results: LendingClub stock plummets after earnings guidance comes in light

LendingClub Corporation (NYSE: LC) announced Thursday its financial results for the fourth quarter. The results show a return to growth, as well as transformed business economics through a recent bank acquisition, and increased efficiency in operations.

LendingClub Shares Fall Despite Q4 Earnings Beat, 'Transformed Business Model'

SAN FRANCISCO, Jan. 26, 2022 /PRNewswire/ -- LendingClub Corporation (NYSE: LC), the parent company of LendingClub Bank, America's leading digital marketplace bank, today announced financial results for the fourth quarter and full year ended December 31, 2021. "We have closed out a transformative year at LC by delivering the growth, innovation, and efficiency of a fintech along with the funding advantages, revenue diversity, and regulatory clarity of a bank," said Scott Sanborn, LendingClub's CEO.

LendingClub Reports Fourth Quarter and Full Year 2021 Results

Due to an expected fall in loan originations, LendingClub (LC) is likely to have witnessed a decline in origination fees in fourth-quarter 2021.

What's in the Cards for LendingClub (LC) in Q4 Earnings?

LendingClub will report fourth-quarter earnings on Wednesday, Jan. 26.

Upcoming Earnings Present LendingClub a Chance to Validate Its Transformed Business Model

LendingClub (LC) is seeing favorable earnings estimate revision activity and has a positive Zacks Earnings ESP heading into earnings season.

Is a Surprise Coming for LendingClub (LC) This Earnings Season?

LendingClub's future interest segment value is not priced in, leaving room for considerable upside in the coming years.

LendingClub Is Well Positioned For A 2-3x Jump Within 3 Years

Pubmatic

Silvergate Capital Corp

These small companies look like they've been punished enough in recent months.

3 Tiny High-Growth Stocks That Look Dirt Cheap After the Market Sell-Off

LendingClub (LC) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

LendingClub (LC) Reports Next Week: Wall Street Expects Earnings Growth

LendingClub (LC) closed at $24.11 in the latest trading session, marking a -1.31% move from the prior day.

News for LendingClub Stock (LC)