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LC
Volume: 1.71M

LendingClub (LC) Stock Forecast & Price Target

LendingClub (LC) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 17%
Buy 67%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

LendingClub Corp is positioned for significant growth, with the personal loan market expanding at an approximate 14% CAGR over the past 15 years, contributing to a projected 32% year-over-year increase in loan originations by 2025. The company's operational efficiencies are expected to result in substantial margin expansion, forecasted to boost earnings per share to over $2 by 2027, supported by a strong consensus anticipation of approximately 150% EPS growth for the current year. Additionally, LendingClub's strategic focus on credit card debt consolidation positions it to capture market share, especially as underwriting standards tighten, thereby enhancing both volume growth and interest income through its innovative StructuredCertificates.

Bears say

The fundamental outlook for LendingClub's stock appears negative due to continued constraints in marketplace lending, which may lead to underperformance in earnings per share (EPS). The company reported that origination volumes remain significantly lower than two years ago, causing it to adopt a cautious approach to credit underwriting amidst ongoing macroeconomic disruptions. Additionally, the 2026 EPS guidance of $1.65-$1.80 falls short of the medium-term guidance for return on tangible common equity (ROTCE) of 18-20%, and the projection of annual losses of 4.5-5.0% underscores the potential for increased reserve rates due to duration risks.

LendingClub (LC) has been analyzed by 6 analysts, with a consensus rating of Buy. 17% of analysts recommend a Strong Buy, 67% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of LendingClub and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About LendingClub (LC) Forecast

Analysts have given LendingClub (LC) a Buy based on their latest research and market trends.

According to 6 analysts, LendingClub (LC) has a Buy consensus rating as of Apr 1, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

LendingClub (LC)

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