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LC
Volume: 1.88M
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LendingClub (LC) Stock Forecast & Price Target

LendingClub (LC) Analyst Ratings

Based on 26 analyst ratings
Buy
Strong Buy 35%
Buy 31%
Hold 35%
Sell 0%
Strong Sell 0%

Bulls say

LendingClub Corp demonstrated strong financial performance with total noninterest income rising 21.4% quarter-over-quarter and 38.2% year-over-year, indicating robust demand for its online lending marketplace platform. The company achieved origination volumes of $1.85 billion, reflecting a 13% year-over-year growth, and positioned itself for further growth through increased marketing investment while also prioritizing the retention of more originations on its balance sheet to enhance profitability. With expectations of continued origination growth and an anticipated recovery in net interest margin, LendingClub is poised to achieve significant revenue and earnings improvements in the coming quarters.

Bears say

The analysis of LendingClub Corp indicates a negative outlook based on multiple financial metrics. The company reported a decrease in net charge-offs (NCOs) to 4.50%, yet year-over-year growth declined significantly, highlighting concerns about the overall demand for loans. Furthermore, despite a slight increase in expected revenue from provision for net revenue (PPNR), the disappointing management guidance for 4Q25, combined with a reduced earnings estimate for 2025 and 2026, suggests potential challenges in profitability and market confidence amid increasing competition.

LendingClub (LC) has been analyzed by 26 analysts, with a consensus rating of Buy. 35% of analysts recommend a Strong Buy, 31% recommend Buy, 35% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of LendingClub and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About LendingClub (LC) Forecast

Analysts have given LendingClub (LC) a Buy based on their latest research and market trends.

According to 26 analysts, LendingClub (LC) has a Buy consensus rating as of Jul 12, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $12.87, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $12.87, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

LendingClub (LC)

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