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LC
Volume: 2.49M
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LendingClub (LC) Stock Forecast & Price Target

LendingClub (LC) Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 75%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

LendingClub Corp demonstrated strong financial performance with a notable increase in its net interest margin (NIM), which rose to 6.18% from 6.14%, indicating effective management of interest income. The company achieved a year-over-year origination growth of 37%, reaching $2.6 billion, slightly exceeding guidance and reflecting a robust demand for its loan products, particularly in credit card debt consolidation. Furthermore, LendingClub maintained a strong CET1 capital ratio of 18.0%, showcasing its solid financial foundation and ability to support continued growth in a capital-light manner.

Bears say

LendingClub Corp’s net charge-off ratio has shown improvement, decreasing to 2.9% from 3.0% last quarter, indicating lower losses compared to historical levels. However, credit provisions were 4% below consensus, and an inability to achieve long-term net charge-off underwriting levels poses a risk to future earnings per share (EPS) growth. The potential for increasing competition, rising funding costs, and adverse credit conditions could further constrain LendingClub's Marketplace lending, leading to underperformance in EPS.

LendingClub (LC) has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 75% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of LendingClub and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About LendingClub (LC) Forecast

Analysts have given LendingClub (LC) a Buy based on their latest research and market trends.

According to 4 analysts, LendingClub (LC) has a Buy consensus rating as of Nov 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $20, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $20, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

LendingClub (LC)

Volume: 2.49M

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