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LC
Volume: 1.76M

LendingClub (LC) Stock Forecast & Price Target

LendingClub (LC) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 17%
Buy 67%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

LendingClub Corp is poised for strong growth, supported by a projected 32% year-over-year increase in loan originations for 2025, alongside a remarkable 150% expected growth in earnings per share (EPS) for the current year. The company's operating leverage and margin expansion are anticipated to contribute significantly to its earnings potential, with forecasts indicating over $2 in per-share earnings by 2027 and consistent EPS growth of 54% in 2026, 58% in 2027, and 46% in 2028. Additionally, LendingClub's focus on credit card debt consolidation positions it strategically to capture market share, especially as competitors tighten underwriting standards.

Bears say

LendingClub Corp is facing significant challenges in its revenue generation, particularly due to constrained marketplace lending, which has resulted in concerns regarding the company's earnings per share (EPS) performance moving forward. The latest EPS guidance for 2026 falls short of the medium-term return on tangible common equity (ROTCE) targets, highlighting underlying weaknesses in its financial outlook. Additionally, while management believes that credit losses have peaked, the company's cautious stance on credit underwriting and ongoing low origination volumes indicate persistent uncertainties in its ability to attract and retain customers on its platform.

LendingClub (LC) has been analyzed by 6 analysts, with a consensus rating of Buy. 17% of analysts recommend a Strong Buy, 67% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of LendingClub and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About LendingClub (LC) Forecast

Analysts have given LendingClub (LC) a Buy based on their latest research and market trends.

According to 6 analysts, LendingClub (LC) has a Buy consensus rating as of Feb 19, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

LendingClub (LC)

Volume: 1.76M

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