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LC
Volume: 1.26M

LendingClub (LC) Stock Forecast & Price Target

LendingClub (LC) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 17%
Buy 67%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

LendingClub Corp is poised for substantial growth, with the personal loan market experiencing an approximate 14% CAGR over the last 15 years, and projected loan originations expected to grow by 32% year-over-year in 2025. The company is forecasted to enjoy significant earnings per share (EPS) growth, with an anticipated 150% increase this year and continued growth rates of 54%, 58%, and 46% year-over-year through 2028, reflecting a favorable trajectory for profitability. Additionally, LendingClub's strategic positioning in credit card debt consolidation and the advantages of StructuredCertificates are expected to bolster its marketplace volume and interest income, enhancing its financial outlook.

Bears say

The analysis indicates a negative outlook on LendingClub's stock primarily due to constraints in marketplace lending, which could lead to underperformance in earnings per share (EPS). Furthermore, the company's origination volume remains significantly lower than two years ago, resulting in a cautious approach to credit underwriting, which may affect growth potential. Additionally, the 2026 EPS guidance falling short of the medium-term return on tangible common equity (ROTCE) targets, combined with the high annual loss rates, underscores the challenges LendingClub faces in maintaining profitability in a competitive landscape.

LendingClub (LC) has been analyzed by 6 analysts, with a consensus rating of Buy. 17% of analysts recommend a Strong Buy, 67% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of LendingClub and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About LendingClub (LC) Forecast

Analysts have given LendingClub (LC) a Buy based on their latest research and market trends.

According to 6 analysts, LendingClub (LC) has a Buy consensus rating as of Apr 23, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

LendingClub (LC)

Volume: 1.26M

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