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LC
Volume: 920.73K
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LendingClub (LC) Stock Forecast & Price Target

LendingClub (LC) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 17%
Buy 67%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

LendingClub Corp's positive outlook is supported by robust growth in the personal loan market, which has experienced a compound annual growth rate (CAGR) of approximately 14% over the past 15 years, along with projected loan originations increasing by 32% year-over-year in 2025. Additionally, the company anticipates margin expansion of around 260 to 390 basis points between 2026 and 2027, contributing to a forecast of over $2 in per-share earnings by 2027, indicating healthy profitability growth. The company's capital adequacy, with a CET1 capital ratio of 18.0%, along with a strong focus on credit card debt consolidation, positions it well to capture market share and generate excess capital, reinforcing its financial stability and growth potential.

Bears say

The analysis identifies several fundamental concerns contributing to a negative outlook on LendingClub's stock. The company reported credit provisions that were 4% below consensus projections, along with losses of 2.85% that fall significantly short of the long-term net charge-off (NCO) underwriting levels, indicating potential vulnerabilities in its lending practices. Furthermore, the persistent constraints in Marketplace lending and a notable decline in origination volume from two years ago raise concerns regarding the company's ability to maintain customer acquisition and ultimately deliver positive earnings per share (EPS) performance.

LendingClub (LC) has been analyzed by 6 analysts, with a consensus rating of Buy. 17% of analysts recommend a Strong Buy, 67% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of LendingClub and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About LendingClub (LC) Forecast

Analysts have given LendingClub (LC) a Buy based on their latest research and market trends.

According to 6 analysts, LendingClub (LC) has a Buy consensus rating as of Nov 26, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.17, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.17, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

LendingClub (LC)

Volume: 920.73K

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