
Kearny Financial (KRNY) Stock Forecast & Price Target
Kearny Financial (KRNY) Analyst Ratings
Bulls say
Kearny Financial Corp. has demonstrated an encouraging trend in its core net interest margin (NIM), which expanded by 13 basis points quarter-over-quarter, with expectations for continued improvement as loans reprice significantly higher, alongside declining Certificate of Deposit (CD) costs. The bank is projected to experience positive earnings per share (EPS) growth, resuming at 6% in fiscal year 2025 and accelerating to 12% in fiscal year 2026, supported by a recovery in net interest income (NII) and margin expansion despite a subdued loan growth environment. Additionally, Kearny's liability-sensitive balance sheet has begun to positively influence profit margins and overall profitability, setting the stage for enhanced financial performance in the future.
Bears say
Kearny Financial's outlook has been lowered due to a slight reduction in projected net interest income (NII) for fiscal years 2025 and 2026, with expected growth in loans decreasing from +3.0%/+4.5% to +2.6%/+3.7%. The contraction of net interest margin (NIM) to approximately 1.8% has negatively impacted the bank's profitability, consequently limiting the return on tangible common equity (ROTCE). Additionally, the loan-to-deposit (LTD) ratio remains flat at 102%, indicating potential challenges in managing liquidity and growth effectively.
This aggregate rating is based on analysts' research of Kearny Financial and is not a guaranteed prediction by Public.com or investment advice.
Kearny Financial (KRNY) Analyst Forecast & Price Prediction
Start investing in Kearny Financial (KRNY)
Order type
Buy in
Order amount
Est. shares
0 shares