Kemper

Kemper Corp. is a holding company, which engages in the property and casualty insurance, and life and health insurance businesses. It operates through the following segments: Specialty Property and Casualty Insurance, Preferred Property and Casualty Insurance, and Life and Health Insurance. The Specialty Property and Casualty Insurance segment provides personal and commercial automobile insurance. The Preferred Property and Casualty Insurance segment sells automobile, homeowners, and other personal insurance. The Life and Health Insurance segment provides financial security for loved ones, as well as financial protection from healthcare. The company was founded in 1990 and is headquartered in Chicago, IL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Kemper reports robust Q4 performance and outlines growth opportunities

Kemper's Q4 2022 Earnings Call highlighted strong financial performance, operational improvements, and strategic actions driving optimism about future opportunities. Despite challenges in restoring profitability in certain segments and navigating competitive pressures, the company remains focused on growth and enhancing shareholder value.

Kemper (KMPR) reports Q1 losses, eyes improved ROE in 2024

Kemper (KMPR) faced challenges in Q1 2023, with a net loss per diluted share and issues in the Specialty P&C business.
Despite setbacks, progress was noted in Preferred P&C and Life businesses, with a focus on profitability and navigating pandemic impacts.
Management remains optimistic, aiming for improved ROE, addressing underwriting challenges, and capitalizing on investment opportunities.

Kemper reports Q2 loss, focuses on profitability and strategic actions

Kemper's Q2 2023 Earnings Call highlighted challenges in the personal lines industry but showcased improvements in profitability and strategic initiatives. The company is focused on enhancing shareholder value through exiting segments and responding swiftly to market dynamics. Despite challenges like litigation and consumer response, Kemper sees opportunities in quick responses and underwriting profitability.

Kemper (KMPR) reports solid Q3 results, addresses policy count concerns

Kemper's Q3 performance reflects positive underlying results and progress on strategic initiatives, despite facing challenges like declining policy count and reserve concerns. The company remains focused on achieving a 10%+ ROE and addressing investor queries effectively.

Kemper transitions to rebalancing phase, eyes growth opportunities ahead

Kemper's Q4 performance showcased progress towards rebalancing and restoring growth across business segments.
The company's strengths lie in achieving profitability, stable trends, and successful strategic initiatives.
Challenges include managing profitability, growth metrics, and addressing industry dynamics and legislative impacts.
Opportunities for Kemper include focusing on market growth, policy restoration, and maintaining profitability.

Kemper (KMPR) reports robust Q1 earnings, eyes growth opportunities

Kemper's strong financial performance in Q1 2024 reflects resilience and strategic focus on growth. While facing challenges in rate adjustments and competitive dynamics, the company is well-positioned to capitalize on opportunities through geographic diversification and new business expansion.

Kemper reports strong Q2 results, targets 96% combined ratio

Kemper's Q2 2024 Earnings Call showcased strong performance, a focus on profitability restoration, and strategic initiatives for growth. The company's consistent improvement trend, successful PIF growth, and plans for debt reduction position it well for future opportunities.

Kemper reports strong Q3 earnings, eyes sustainable growth opportunities

Kemper delivered robust financial performance in Q3 2024, driven by Specialty Auto business and strong investment income. The company demonstrated financial resilience through share repurchases, debt retirement plans, and solid liquidity position. Despite facing catastrophe losses, Kemper remains optimistic about future growth opportunities and sustainable profitability.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Kemper Corp. is a holding company, which engages in the property and casualty insurance, and life and health insurance businesses. It operates through the Specialty Property and Casualty Insurance, and Life Insurance segments. The Specialty Property and Casualty Insurance segment offers specialty automobile and commercial automobile insurance. The Life Insurance segment provides individual life, accident, supplemental health, and property insurance. The company was founded in 1990 and is headquartered in Chicago, IL.

Enstar Group

First American Financial

Selective Insurance Group

Hanover Insurance Group

According to the GuruFocus All-In-One Screener, a Premium feature, the following companies providing insurance services were trading with low price-sales ratios as of April 7.

5 Insurance Companies Trading with Low Price-Sales Ratio

CHICAGO--(BUSINESS WIRE)--AAC Transaction Close

Kemper Completes Acquisition of American Access

Core underwriting results remain strong, but Kemper has seen a definite slowdown in non-standard auto premiums, and fiercer competition may be responsible.

Kemper Under Pressure On Multiple Fronts, Obscuring The Core Value Of The Franchise

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) announced today that Joseph P. Lacher, Jr., Kemper's president and chief executive officer, and James J. McKinney, Kemper's executive vice president and chief financial officer, will virtually present at the Raymond James 42nd Annual Institutional Investors Conference on Tuesday, March 2, at 3:50 p.m. Eastern. The presentation will be webcast live on the investor section of Kemper's website and available on an archived basis. To listen v

Kemper Executives to Speak at the Raymond James 42nd Annual Investors Conference

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) announced today that its Board of Directors has declared an increase in the company's quarterly dividend to $0.31 per share, an increase of 3.3% or one cent over the previous quarterly dividend. The new quarterly dividend represents an annualized dividend amount of $1.24 per share, as compared to the current annualized dividend amount of $1.20 per share. “This dividend increase reflects continuing confidence in our ability to deliver sus

Kemper Announces Dividend Increase

Kemper Corporation (KMPR) CEO Joe Lacher on Q4 2020 Results - Earnings Call Transcript

Kemper (KMPR) delivered earnings and revenue surprises of 8.16% and 3.41%, respectively, for the quarter ended December 2020. Do the numbers hold clues to what lies ahead for the stock?

Kemper (KMPR) Q4 Earnings and Revenues Top Estimates

fShares of Kemper (NYSE:KMPR) were unchanged in after-market trading after the company reported Q4 results. Quarterly Results Earnings per share increased 9.66% year over year to $1.59, which beat the estimate of $1.55.

Kemper: Q4 Earnings Insights

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) reported net income of $97.5 million, or $1.46 per diluted share, for the fourth quarter of 2020, compared to $124.7 million, or $1.85 per diluted share, for the fourth quarter of 2019. In the fourth quarter of 2020, net income included a $57.8 million after-tax gain, or $0.86 per diluted share, attributable to the change in fair value of equity and convertible securities. Adjusted Consolidated Net Operating Income1 was $105.8 million, o

Kemper Reports Strong Fourth Quarter 2020 Operating Results

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) announced today that AM Best has upgraded the Financial Strength Rating (FSR) for its property/casualty subsidiaries and affiliated insurance companies to A (Excellent) from A- (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) to “a” from “a-.” AM Best also upgraded the FSR of Kemper's life/health subsidiaries to A (Excellent) from A- (Excellent) and the Long-Term ICRs to “a” from “a-.” In addition, AM Best has upgraded

AM Best Upgrades Ratings of Kemper Corporation, Its Subsidiaries and Affiliates

OLDWICK, N.J.--(BUSINESS WIRE)--AM Best has upgraded the Financial Strength Rating (FSR) to A (Excellent) from A- (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) to “a” from “a-” of the property/casualty subsidiaries and affiliated insurance companies of Kemper Corporation (Kemper Corp.) [NYSE: KMPR], collectively referred to as Kemper Property & Casualty Group (Kemper P&C). AM Best also has upgraded the FSR to A (Excellent) from A- (Excellent) and the Long-Term ICRs

AM Best Upgrades Credit Ratings of Kemper Corporation, Its Affiliates and Subsidiaries

UMB Financial Corporation (UMBF) CEO Mariner Kemper on Q4 2020 Results - Earnings Call Transcript

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) announced today that after the markets close on Monday, February 1, 2021, Kemper will issue its fourth quarter 2020 earnings release and financial supplement. The company expects to file its annual report on Form 10-K with the Securities and Exchange Commission on or about February 10, 2021. Following their publication, these documents will be available on the investor section of kemper.com. Kemper will host its conference call to discus

Kemper Announces Schedule for Fourth Quarter and Full Year 2020 Earnings Release

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) announced that Ismat Aziz has joined the company as Chief Human Resources Officer (CHRO) and Chief Administrative Officer. Aziz will report to Joseph P. Lacher, Jr., Kemper President and CEO, and will be based at Kemper's headquarters office in Chicago. Aziz will be responsible for Kemper's compensation and benefits, talent acquisition, talent management, employee relations, and learning and development. She will also have oversight for

Ismat Aziz Joins Kemper as Chief Human Resources Officer and Chief Administrative Officer

Kemper (KMPR) continues to gain from solid capital structure and prudent capital deployment.

Reasons Why Investors Should Retain Kemper in Their Portfolio

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) announced that Tim Stonehocker has joined the company as President of Kemper Life, effective today. Stonehocker will report to Erich Sternberg, President of Kemper's Life & Health Division, and will be based at Kemper's headquarters office in Chicago. “Tim's strong life insurance industry experience and proven track record in the areas of growing distribution networks, driving profitable growth, and creating productive and efficient

Kemper Appoints Tim Stonehocker as President of Kemper Life

Kemper (KMPR) set to acquire American Access Casualty Company in a bid to strengthen its Specialty Auto segment.

Kemper (KMPR) to Buy American Access Casualty in a Cash Deal

OLDWICK, N.J.--(BUSINESS WIRE)--AM Best has commented that the Long-Term Issuer Credit Rating (Long-Term ICR) rating of “bbb-” of Kemper Corporation (Kemper) (Delaware) [NYSE:KMPR], and the Financial Strength Rating (FSR) of A- (Excellent) and Long-Term ICRs of “a-” of its property/casualty operating subsidiaries, referred to as Kemper Property & Casualty Group, are unchanged by the announcement that Kemper plans to acquire American Access Casualty Company (American Access) (Downers Grove,

AM Best Comments on Credit Ratings of Kemper Corporation Following Announcement of Acquisition of American Access Casualty Company

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) announced today that it has entered into a definitive agreement to acquire American Access Casualty Company and its related captive insurance agency, Newins Insurance Agency Holdings, LLC, and its subsidiaries (collectively “AAC”), in a cash transaction valued at $370 million. The transaction is expected to close in the first quarter of 2021, subject to regulatory approval and other customary closing conditions. AAC, headquartered in Dow

Kemper to Acquire American Access in $370 Million Transaction

Kemper Corporation (KMPR) CEO Joe Lacher on Q3 2020 Results - Earnings Call Transcript

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) reported net income of $122.3 million, or $1.83 per diluted share, for the third quarter of 2020, compared to $129.0 million, or $1.91 per diluted share, for the third quarter of 2019. In the third quarter of 2020, net income included a $35.7 million after-tax gain, or $0.53 per diluted share, attributable to the change in fair value of equity and convertible securities. Adjusted Consolidated Net Operating Income1 was $90.9 million, or $

Kemper Reports Strong Third Quarter 2020 Operating Results

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) announced today that its board of directors has elected former USAA CEO Stuart Parker as a director. Parker served as Chief Executive Officer for USAA from 2015 until his retirement in February 2020. He spent more than 21 years with USAA in roles including Chief Operating Officer, Chief Financial Officer, President of the Property & Casualty Insurance Group, and President of Financial Planning Services. He has a bachelor's degree in

Kemper Names Former USAA CEO Stuart Parker to Board of Directors

UMB Financial Corporation (UMBF) CEO Mariner Kemper on Q3 2020 Results - Earnings Call Transcript

Kemper (KMPR) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Earnings Preview: Kemper (KMPR) Q3 Earnings Expected to Decline

CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) announced today that after the markets close on Monday, November 2, 2020, Kemper will issue its third quarter 2020 earnings release and financial supplement, and will also file its quarterly report on Form 10-Q with the Securities and Exchange Commission. Following their publication, these documents will be available on the investor section of kemper.com. Kemper will host its conference call to discuss third quarter 2020 results on Monda

News for Kemper Stock (KMPR)