
Kemper (KMPR) Stock Forecast & Price Target
Kemper (KMPR) Analyst Ratings
Bulls say
Kemper is a diversified insurance holding company with a strong presence in the United States, offering various insurance products through its subsidiaries. While the company's underwriting results have been worse than expected due to higher losses and lower reserve development, these issues are being addressed through a combination of rate and non-rate actions. Kemper's management team has a proven track record of successfully navigating challenges and improving margins. However, as these corrective actions take time, it may take until 2027 before the business returns to its target margins.
Bears say
Kemper is experiencing lower than expected net investment income, with a 5.8% increase compared to a projected 9.5% increase, raising concerns about the company's ability to generate profits. Despite a strong performance in the commercial auto segment, the company is struggling in its personal auto segment, particularly in California, leading to adverse reserve development and a high combined ratio. Restructuring efforts and cost savings may provide some relief, but lower than expected net premiums written and an ongoing CEO search could continue to impact the company's overall performance.
This aggregate rating is based on analysts' research of Kemper and is not a guaranteed prediction by Public.com or investment advice.
Kemper (KMPR) Analyst Forecast & Price Prediction
Start investing in Kemper (KMPR)
Order type
Buy in
Order amount
Est. shares
0 shares