
Klarna (KLAR) Stock Forecast & Price Target
Klarna (KLAR) Analyst Ratings
Bulls say
Klarna Group PLC has demonstrated robust growth in its merchant base, with a significant increase of over 201,000 merchants, reflecting a 34% year-over-year rise in the second quarter. The company's underwriting models have matured, resulting in notable improvements in net charge-offs since 2022 as operations scale in key markets like the US and UK. Additionally, the projected growth of the Buy Now, Pay Later (BNPL) market, expected to reach $116.7 billion in the US this year and continue expanding at a 12% compound annual growth rate to $163.8 billion by 2028, presents a favorable outlook for Klarna's ongoing business expansion.
Bears say
Klarna Group PLC has reported realized losses of 0.45% as a percentage of gross merchandise volume (GMV) in 2Q25, which is a slight decline of 3 basis points year-over-year. Additionally, there are indications of a decreasing trend in GMV per merchant, influenced by partnerships with payment service providers that have brought smaller retailers into the network, overshadowing larger brands. This decline in GMV and persistent losses may signal underlying weakness in Klarna's business model and overall market position.
This aggregate rating is based on analysts' research of Klarna and is not a guaranteed prediction by Public.com or investment advice.
Klarna (KLAR) Analyst Forecast & Price Prediction
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