
Klarna (KLAR) Stock Forecast & Price Target
Klarna (KLAR) Analyst Ratings
Bulls say
Klarna Group PLC has experienced significant growth in its merchant base, with an increase of over 201,000 merchants, representing a 34% year-over-year rise in the second quarter. The company's net charge-offs have also improved considerably since 2022, reflecting advancements in its underwriting models as operations expand in key markets like the United States and the United Kingdom. Furthermore, the buy now, pay later market in the U.S. is projected to continue its upward trajectory, with estimated payment values reaching $116.7 billion this year and a projected compound annual growth rate of 12% through 2028.
Bears say
Klarna Group PLC reported realized losses of 0.45% of gross merchandise volume (GMV) in the second quarter of 2025, reflecting a marginal year-over-year decline of 3 basis points, signaling potential challenges in credit risk management. Additionally, the company's GMV per merchant has shown a declining trend in recent quarters, which appears to be influenced by recent partnerships with payment service providers that prioritize smaller retailers over larger brands. These factors combined suggest a weakening in Klarna's core business metrics, raising concerns about its ability to maintain profitability amidst evolving market dynamics.
This aggregate rating is based on analysts' research of Klarna and is not a guaranteed prediction by Public.com or investment advice.
Klarna (KLAR) Analyst Forecast & Price Prediction
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