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ISBA
Volume: 18.51K

ISBA Stock Forecast & Price Target

ISBA Analyst Ratings

Based on 1 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Isabella Bank Corp demonstrated resilience in its asset quality, with non-performing assets (NPAs) only rising to 0.13% of loans, largely attributed to a downgrade of a single commercial real estate loan expected to result in no loss for the bank. The bank has also reported a robust loan growth of $34 million quarter-over-quarter, with notable contributions from segments such as single-family residential, commercial real estate, and industrial loans. Furthermore, the bank's strong profitability is reflected in a reported return on assets (ROA) of 0.96%, underpinned by increases in both tangible book value and tangible common equity, signaling a solid financial foundation for sustained growth.

Bears say

The financial analysis reveals a concerning outlook for Isabella Bank, primarily due to stagnant loan growth projections, with expectations of flat year-over-year growth this year and only a modest 4% increase in 2026. Additionally, the anticipated loan loss rates (NCOs) at 12 basis points, combined with low loan growth forecasts and a declining allowance for credit losses (ACL) at 0.92% of loans, signal potential inefficiencies in risk management. Taken together, these factors suggest that Isabella Bank may face challenges in generating sustainable growth and maintaining financial stability in the near term.

ISBA has been analyzed by 1 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Isabella Bank Corp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Isabella Bank Corp (ISBA) Forecast

Analysts have given ISBA a Hold based on their latest research and market trends.

According to 1 analysts, ISBA has a Hold consensus rating as of Jan 10, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $38.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $38.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Isabella Bank Corp (ISBA)

Volume: 18.51K

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