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ISBA
Volume: 104

ISBA Stock Forecast & Price Target

ISBA Analyst Ratings

Based on 1 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Isabella Bank Corp is poised for significant growth, with projected tangible common equity (TCE) expected to rise to 9.0% by 4Q26, supporting an expansion in return on assets (ROA). The bank has experienced solid increases in net interest income (NII), anticipated to grow by 3% quarter-over-quarter in 4Q25 and 11% year-over-year, driven by a positive net interest margin (NIM) outlook. Additionally, loan growth has been robust, with $34 million in new loans generated in the last quarter, bolstering the bank's financial position and indicating strong underlying demand across various lending segments.

Bears say

Isabella Bank Corp's outlook is negatively impacted by a projected 1% decline in operating expenses for the fourth quarter and a concerning 4% growth year-over-year anticipated for 2026, which indicates potential inefficiencies in cost management. Additionally, the bank has experienced a significant decrease in certificates of deposit (CDs) by 7% quarter-over-quarter, which could hinder its ability to sustain liquidity and fund loan growth. The company's allowance for credit losses (ACL) has slightly declined, reflecting minimal credit risk; however, it also raises concerns about maintaining adequate reserves in the face of rising operating expenses and potential economic challenges.

ISBA has been analyzed by 1 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Isabella Bank Corp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Isabella Bank Corp (ISBA) Forecast

Analysts have given ISBA a Hold based on their latest research and market trends.

According to 1 analysts, ISBA has a Hold consensus rating as of Feb 19, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $54, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $54, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Isabella Bank Corp (ISBA)

Volume: 104

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