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INBK
Volume: 28.68K
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INBK Stock Forecast & Price Target

INBK Analyst Ratings

Based on 5 analyst ratings
Buy
Strong Buy 40%
Buy 20%
Hold 40%
Sell 0%
Strong Sell 0%

Bulls say

First Internet Bancorp is demonstrating strong financial momentum, highlighted by a significant 10% loan growth quarter-over-quarter and an increase in end-of-period loans held for investment by $135 million. The fintech and banking-as-a-service (BaaS) initiatives are showing promise, with fourth-quarter fintech revenue reaching $880,000 and expectations for efficiency ratio improvement to 58% by the end of 2025, suggesting enhanced operational effectiveness. Additionally, a robust SBA pipeline is projected to target $600 million in loan originations for 2025, indicating strong growth potential in key areas of the business.

Bears say

First Internet Bancorp reported net interest income (NII) of $24.7 million, which was 1% below expectations, with a modest net interest margin (NIM) increase of only 5 basis points to 1.75%. Operating expenses exceeded expectations by 2% to 4%, resulting in an unfavorable efficiency ratio of 67%, compared to the anticipated 63% to 64%. Additionally, the reported operating EPS of $0.41 fell significantly short of consensus estimates, while negative credit trends in the fourth quarter raise concerns over the future performance of the bank's SBA lending segment, contributing to a negative outlook on profitability.

INBK has been analyzed by 5 analysts, with a consensus rating of Buy. 40% of analysts recommend a Strong Buy, 20% recommend Buy, 40% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of First Internet Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About First Internet Bancorp (INBK) Forecast

Analysts have given INBK a Buy based on their latest research and market trends.

According to 5 analysts, INBK has a Buy consensus rating as of Jun 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $36.40, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $36.40, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

First Internet Bancorp (INBK)

Volume: 28.68K

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