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IBCP
Volume: 70.76K
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Independent Bank (IBCP) Stock Forecast & Price Target

Independent Bank (IBCP) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Independent Bank Corp has demonstrated solid financial performance, with average balances increasing by 7% on a linked-quarter annualized basis, exceeding initial expectations of 4%-6%. The institution's regulatory capital ratios have also shown improvement, with Common Equity Tier 1 (CET1) rising to 11.5%, indicating strengthened financial stability and resilience. Furthermore, the bank's net interest margin (NIM) is projected to increase by 6 basis points to 3.55%, benefiting from a favorable outlook for commercial loan growth, which is anticipated to yield around 7% for the upcoming quarter.

Bears say

Independent Bank Corp has reported operating expenses totaling $34.3 million, which, while a decrease of 7% quarter-over-quarter, still fell short of expectations and guidance. The net interest margin (NIM) outlook has been revised downwards, indicating a potential decline from initial forecasts of a 20-25 basis points increase year-over-year due to anticipated rate cuts. Additionally, there are heightened risks associated with credit quality deterioration, slower loan and deposit growth, and the possibility of increasing expenses, all of which could negatively impact the bank's financial performance.

Independent Bank (IBCP) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Independent Bank and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Independent Bank (IBCP) Forecast

Analysts have given Independent Bank (IBCP) a Hold based on their latest research and market trends.

According to 3 analysts, Independent Bank (IBCP) has a Hold consensus rating as of Oct 14, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $36, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $36, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Independent Bank (IBCP)

Volume: 70.76K

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