HWC Stock Forecast & Price Target

Hancock Whitney Corp's strong outlook is supported by a positive trajectory in credit quality, projected loan growth, and an anticipated increase in net interest margin (NIM), which is expected to expand by 12-15 basis points year-over-year by the fourth quarter of 2026. The company's strategy to significantly increase hiring of revenue producers in 2026, coupled with ongoing share repurchase programs, is positioned to enhance revenue and drive earnings growth, leading to estimates of a 1.46% return on assets (ROA) and nearly a 12% return on equity (ROE). Additionally, the asset-sensitive nature of Hancock's balance sheet suggests that net interest income could benefit from potential interest rate hikes, further contributing to its favorable financial outlook.

Hancock Whitney Corp faces a negative outlook primarily due to a substantial compression in the spread between short and long-term interest rates, which could lead to earnings shortfalls in relation to estimates. Additionally, an anticipated economic slowdown or recession could increase nonperforming assets and net charge-offs, negatively impacting the bank's net income and overall financial health. Furthermore, potential acquisitions pose additional operational and financial risks, including integration challenges and potential earnings per share dilution, further complicating the bank’s outlook.