
Hilltop Holdings (HTH) Stock Forecast & Price Target
Hilltop Holdings (HTH) Analyst Ratings
Bulls say
Hilltop Holdings Inc. has exhibited significant growth in various key financial metrics, particularly in its mortgage origination segment, which saw a remarkable 42% increase in originations to $2.4 billion on a non-annualized basis. Additionally, the company experienced an increase in end-of-period held-for-investment loan balances by 5% quarter-over-quarter, exceeding forecasts, driven by growth in commercial and industrial, commercial real estate, and residential loans. Furthermore, the reported net interest margin expanded by 5 basis points to 2.92%, indicating improved profitability from the bank's lending activities amid a backdrop of rising loan yields and a slight decrease in funding costs.
Bears say
Hilltop Holdings Inc. has revised its net interest income (NII) outlook downward, now expecting a decline of 6% to 10%, which is a deteriorated forecast compared to previous guidance of 4% to 8%. The company is facing ongoing revenue pressures in its broker-dealer segment and has reported a significant decrease of $13 million in revenue in the last quarter. Furthermore, the potential for a recession in Texas, along with challenges in mortgage income and share buyback limitations, raises concerns about the company's future performance relative to its peers.
This aggregate rating is based on analysts' research of Hilltop Holdings and is not a guaranteed prediction by Public.com or investment advice.
Hilltop Holdings (HTH) Analyst Forecast & Price Prediction
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