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HTBK
Volume: 557.99K
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Heritage Commerce (HTBK) Stock Forecast & Price Target

Heritage Commerce (HTBK) Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 75%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Heritage Commerce Corp demonstrated a positive financial performance, with line of credit utilization rising from 32% to 35% over the quarter and core loan yields increasing by 4 basis points to 5.61%. Additionally, the company experienced significant growth in non-interest bearing deposits, which rose from 24.9% to 26.0% of total deposits, contributing to a total deposit increase of $149.2 million, or 12.8%, quarter-over-quarter. The notable expansion in net interest margin (NIM) by 6 basis points to 3.60%, alongside mid single-digit loan growth and enhanced yields from new loan production, further underscores a favorable outlook for the company's financial health.

Bears say

Heritage Commerce Corp's financial performance shows a decline in core net interest income, falling to $29.0 million, which is below the $29.5 million consensus, primarily due to a significant decrease in professional fees. The company faces potential risks including a deterioration in asset quality, sluggish loan demand affecting balance sheet profitability, and competitive pressures negatively impacting net interest margins. Additionally, the weakening real estate market poses risks of increased defaults and collateral inadequacy, further complicating the company's outlook amid a long-term low-interest-rate environment.

Heritage Commerce (HTBK) has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 75% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Heritage Commerce and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Heritage Commerce (HTBK) Forecast

Analysts have given Heritage Commerce (HTBK) a Buy based on their latest research and market trends.

According to 4 analysts, Heritage Commerce (HTBK) has a Buy consensus rating as of Nov 26, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $11.88, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $11.88, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Heritage Commerce (HTBK)

Volume: 557.99K

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