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HTBK
Volume: 322.02K
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Heritage Commerce (HTBK) Stock Forecast & Price Target

Heritage Commerce (HTBK) Analyst Ratings

Based on 8 analyst ratings
Buy
Strong Buy 38%
Buy 63%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Heritage Commerce Corp has demonstrated robust financial performance, with deposit balances increasing by $89.9 million, or 7.6% on a last quarter annualized (LQA) basis, largely driven by substantial growth in certificates of deposit. The company reported strong loan growth at 10% LQA, exceeding expectations, fueled by improved commercial and industrial loan utilization and higher commercial real estate balances. Additionally, Heritage Commerce experienced a notable 11% increase in net interest income (NII) quarter-over-quarter, with net interest margin (NIM) expanding by 17 basis points to reach 3.34%, indicating effective management of interest-earning assets and liabilities.

Bears say

Heritage Commerce Corp faces significant challenges that are raising concerns about its future performance and stock valuation. Key risks include potential deposit outflows, which could considerably shrink the balance sheet, coupled with subdued loan growth and the likelihood of increased credit costs, all of which threaten earnings estimates. Additionally, the company is vulnerable to external pressures such as a weakening real estate market and prolonged low interest rates, both of which could negatively impact margins and increase the risk of defaults.

Heritage Commerce (HTBK) has been analyzed by 8 analysts, with a consensus rating of Buy. 38% of analysts recommend a Strong Buy, 63% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Heritage Commerce and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Heritage Commerce (HTBK) Forecast

Analysts have given Heritage Commerce (HTBK) a Buy based on their latest research and market trends.

According to 8 analysts, Heritage Commerce (HTBK) has a Buy consensus rating as of Jun 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $11.75, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $11.75, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Heritage Commerce (HTBK)

Volume: 322.02K

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