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HTBK
Volume: 288.71K
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Heritage Commerce (HTBK) Stock Forecast & Price Target

Heritage Commerce (HTBK) Analyst Ratings

Based on 8 analyst ratings
Buy
Strong Buy 38%
Buy 63%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Heritage Commerce Corp has demonstrated robust financial growth, with deposit balances increasing by $89.9 million, or 7.6% quarter-over-quarter, primarily driven by strong growth in certificates of deposit. The company's loan growth was impressive at 10% quarter-over-quarter, surpassing expectations due to heightened utilization of commercial and industrial loans alongside increased commercial real estate balances. Additionally, net interest income (NII) rose by 11% quarter-over-quarter, accompanied by a notable net interest margin (NIM) expansion of 17 basis points to 3.34%, reflecting effective management and favorable market conditions.

Bears say

Heritage Commerce Corp faces significant risks that contribute to a negative outlook, including the potential for deposit outflows that could shrink its balance sheet, affecting overall liquidity and profitability. Additionally, muted loan growth, combined with the risk of elevated credit costs, raises concerns about the sustainability of earnings, particularly in a prolonged low-interest-rate environment that pressures interest margins. Furthermore, exposure to a weakening real estate market may heighten the likelihood of defaults, posing additional challenges to the company's financial stability.

Heritage Commerce (HTBK) has been analyzed by 8 analysts, with a consensus rating of Buy. 38% of analysts recommend a Strong Buy, 63% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Heritage Commerce and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Heritage Commerce (HTBK) Forecast

Analysts have given Heritage Commerce (HTBK) a Buy based on their latest research and market trends.

According to 8 analysts, Heritage Commerce (HTBK) has a Buy consensus rating as of Jul 12, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $11.75, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $11.75, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Heritage Commerce (HTBK)

Volume: 288.71K

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