
HTB Stock Forecast & Price Target
HTB Analyst Ratings
Bulls say
HomeTrust Bancshares Inc has demonstrated a strong financial position with a 3% increase in tangible book value per share (TBVPS) quarter-over-quarter, reaching $30.92. The company's capital strength is highlighted by a rise in tangible common equity (TCE) to 11.9% in the second quarter of 2025, up from 11.7%, indicating robust financial health. Additionally, the net interest margin (NIM) improved by 15 basis points quarter-over-quarter to 4.37%, significantly exceeding prior estimates, which reflects effective management of interest income and cost of funds.
Bears say
HomeTrust Bancshares Inc. faces a negative outlook primarily due to concerns regarding a potential deterioration in credit quality, which could adversely affect both company valuation and earnings per share (EPS). Additionally, the decline in the loan loss reserve ratio from 1.23% to 1.20% indicates a decreasing buffer against potential loan defaults, further heightening financial risk. These factors combined suggest vulnerabilities that could challenge the company's financial stability in the near future.
This aggregate rating is based on analysts' research of HomeTrust Bancshares Inc and is not a guaranteed prediction by Public.com or investment advice.
HTB Analyst Forecast & Price Prediction
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