Horace Mann Educators

Horace Mann Educators Corp. is an insurance holding company, which engages in the provision of insurance and retirement solutions to educators and school employees. It operates through the following business segments: Property and Casualty, Supplemental, Retirement, Life, and Corporate and Other. The Property and Casualty segment focuses on personal lines of automobile and property insurance products. The Supplemental segment focuses on heart, cancer, accident, and limited short-term supplemental disability coverage. The Retirement segment consists of tax-qualified fixed and variable annuities. The Life segment offers life insurance. The Corporate and Other segment includes interest expense on debt, the impact of realized investment gains and losses and certain public company expenses. The company was founded by Carrol Hall and Leslie Nimmo in 1945 and is headquartered in Springfield, IL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Horace Mann aims to double earnings, tackles inflation challenges

Horace Mann's Q4 2022 earnings call highlighted a mix of challenges and opportunities, with a focus on sustained growth, profitability, and operational efficiency across business segments.
The company's unique educator-focused approach in the P&C market, coupled with strategic expense management and growth initiatives, underpins its long-term success strategy.
Efforts to address industry-wide loss costs, improve benefit ratios, and leverage technology for growth underscore Horace Mann's commitment to enhancing shareholder value and customer relationships.
With a clear roadmap for achieving financial targets and expanding market presence, Horace Mann is poised to navigate market challenges and capitalize on emerging opportunities in the insurance sector.

Horace Mann reports Q1 earnings impacted by losses, eyes growth

Horace Mann's Q1 performance impacted by catastrophe losses but on track for full-year targets, with strong sales momentum and stable earnings sources.
Commitment to corporate social responsibility evident, with focus on reducing emissions, supporting educators, and communities.
Challenges include underwriting targets and potential adjustments in benefits ratios, while opportunities lie in retail expansion and growth strategies.
Confidence in 2023 outlook with core EPS expected in the range of $2 to $2.30, emphasizing sustainable return on equity and market share expansion.

Horace Mann meets Q2 expectations, eyes growth through rate increases

Horace Mann's Q2 performance met expectations with a focus on diversified revenue streams. Challenges include higher catastrophe losses and addressing loss cost environment. Opportunities lie in achieving a 2024 core ROE near 10% and increasing rates in favorable states.

Horace Mann reports strong Q3 earnings, eyes digital growth strategies

Horace Mann's Q3 performance reflects solid growth across divisions, with a strategic focus on profitability and customer retention. Challenges persist in managing injury severity trends and expense ratios, but opportunities lie in digital innovation and customer-centric strategies.

Horace Mann achieves strong earnings growth, eyes sustained ROE

Horace Mann's strong financial performance in 2023, focus on sustainable ROE, and strategic initiatives for 2024 position the company for continued growth. Challenges include managing negative other income and achieving growth targets amidst market dynamics. Opportunities lie in strategic actions, agent recruitment, and digital enhancements for market share expansion.

Horace Mann reports stellar Q3 earnings, eyes growth through partnerships

Horace Mann's strong financial performance, revenue growth, and operational efficiency improvements position the company well for sustained success in a competitive market.
While challenges such as market dynamics and cost management persist, strategic partnerships and innovative offerings present avenues for continued growth and profitability.
By capitalizing on opportunities in expanding sales channels and enhancing financial wellness solutions, Horace Mann can drive future growth and strengthen its market position.

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Horace Mann Educators' (HMN) CEO Marita Zuraitis on Q1 2019 Results - Earnings Call Transcript

News for Horace Mann Educators Stock (HMN)