Horace Mann Educators

Horace Mann Educators Corp. is an insurance holding company, which engages in the provision of insurance and retirement solutions to educators and school employees. It operates through the following business segments: Property and Casualty, Supplemental, Retirement, Life, and Corporate and Other. The Property and Casualty segment focuses on personal lines of automobile and property insurance products. The Supplemental segment focuses on heart, cancer, accident, and limited short-term supplemental disability coverage. The Retirement segment consists of tax-qualified fixed and variable annuities. The Life segment offers life insurance. The Corporate and Other segment includes interest expense on debt, the impact of realized investment gains and losses and certain public company expenses. The company was founded by Carrol Hall and Leslie Nimmo in 1945 and is headquartered in Springfield, IL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Horace Mann aims to double earnings, tackles inflation challenges

Horace Mann's Q4 2022 earnings call highlighted a mix of challenges and opportunities, with a focus on sustained growth, profitability, and operational efficiency across business segments.
The company's unique educator-focused approach in the P&C market, coupled with strategic expense management and growth initiatives, underpins its long-term success strategy.
Efforts to address industry-wide loss costs, improve benefit ratios, and leverage technology for growth underscore Horace Mann's commitment to enhancing shareholder value and customer relationships.
With a clear roadmap for achieving financial targets and expanding market presence, Horace Mann is poised to navigate market challenges and capitalize on emerging opportunities in the insurance sector.

Horace Mann reports Q1 earnings impacted by losses, eyes growth

Horace Mann's Q1 performance impacted by catastrophe losses but on track for full-year targets, with strong sales momentum and stable earnings sources.
Commitment to corporate social responsibility evident, with focus on reducing emissions, supporting educators, and communities.
Challenges include underwriting targets and potential adjustments in benefits ratios, while opportunities lie in retail expansion and growth strategies.
Confidence in 2023 outlook with core EPS expected in the range of $2 to $2.30, emphasizing sustainable return on equity and market share expansion.

Horace Mann meets Q2 expectations, eyes growth through rate increases

Horace Mann's Q2 performance met expectations with a focus on diversified revenue streams. Challenges include higher catastrophe losses and addressing loss cost environment. Opportunities lie in achieving a 2024 core ROE near 10% and increasing rates in favorable states.

Horace Mann reports strong Q3 earnings, eyes digital growth strategies

Horace Mann's Q3 performance reflects solid growth across divisions, with a strategic focus on profitability and customer retention. Challenges persist in managing injury severity trends and expense ratios, but opportunities lie in digital innovation and customer-centric strategies.

Horace Mann achieves strong earnings growth, eyes sustained ROE

Horace Mann's strong financial performance in 2023, focus on sustainable ROE, and strategic initiatives for 2024 position the company for continued growth. Challenges include managing negative other income and achieving growth targets amidst market dynamics. Opportunities lie in strategic actions, agent recruitment, and digital enhancements for market share expansion.

Horace Mann reports stellar Q3 earnings, eyes growth through partnerships

Horace Mann's strong financial performance, revenue growth, and operational efficiency improvements position the company well for sustained success in a competitive market.
While challenges such as market dynamics and cost management persist, strategic partnerships and innovative offerings present avenues for continued growth and profitability.
By capitalizing on opportunities in expanding sales channels and enhancing financial wellness solutions, Horace Mann can drive future growth and strengthen its market position.

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Horace Mann's (HMN) bottom line deteriorates due to the poor performance in the Property and Casualty segment, partially offset by improving performance in its other two comparatively stable segments.

Horace Mann (HMN) Q4 Earnings and Revenues Beat, Shares Dip

Horace Mann Educators Corporation (NYSE:HMN ) Q4 2022 Earnings Conference Call February 8, 2023 12:00 PM ET Company Participants Marita Zuraitis - President, Chief Executive Officer Bret Conklin - Executive Vice President, Chief Financial Officer Mark Desrochers - Senior Vice President, Property and Casualty Matt Sharpe - Executive Vice President, Supplemental and Group Benefits Heather Wietzel - Vice President, Investor Relations Conference Call Participants Sid - Raymond James John Barnidge - Piper Sandler Derek Han - KBW Operator Good day and welcome to the Horace Mann Educators Q4 2022 investor call. All participants will be in listen-only mode.

Horace Mann Educators (HMN) Q4 2022 Earnings Call Transcript

Horace Mann (HMN) delivered earnings and revenue surprises of 45.45% and 1.61%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?

Horace Mann (HMN) Reports Q4 Loss, Tops Revenue Estimates

SPRINGFIELD, Ill.--(BUSINESS WIRE)--Horace Mann Educators Corporation (NYSE:HMN) today reported financial results for the three months and full-year ended December 31, 2022: ($ in millions, except per share amounts)   Three Months Ended December 31,   Twelve Months Ended December 31,       2022       2021     % Change     2022       2021     % Change Total revenues   $ 346.8     $ 331.4     4.6 %   $ 1,382.9     $ 1,330.1     4.0 % Net income (loss)     (18.5 )     40.5     -145.7 %     (2.

Horace Mann reports full-year and fourth-quarter 2022 results consistent with pre-announcement

SPRINGFIELD, Ill.--( BUSINESS WIRE )--More than 60% of public K-12 educators say they are considering leaving teaching, according to a February 2023 Horace Mann Educators Corporation (NYSE: HMN) report. Their decisions are being driven by a combination of staffing shortages, stress and financial worry.

More Than 60% of Nation's Educators Considering Leaving the Profession Due in Part to New Challenges Related to Staffing Shortages, Says Horace Mann Study

Horace Mann (HMN) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Earnings Preview: Horace Mann (HMN) Q4 Earnings Expected to Decline

SPRINGFIELD, Ill.--( BUSINESS WIRE )--Horace Mann Educators Corporation (NYSE:HMN) today announced that it is one of 484 companies worldwide named to the 2023 Bloomberg Gender-Equality Index, which recognizes corporate commitment to gender equality and transparency in gender data reporting.

Horace Mann included in 2023 Bloomberg Gender-Equality Index

SPRINGFIELD, Ill.--( BUSINESS WIRE )--Horace Mann Educators Corporation (NYSE:HMN) today announced it expects a fourth-quarter Property & Casualty segment loss between $25 million and $29 million, after tax, including losses related to the severe weather across most of the country in late December.

Horace Mann announces preliminary fourth-quarter 2022 Property & Casualty segment results

A focus on improving product offerings, strengthening distribution and modernizing infrastructure bodes well for Horace Mann (HMN).

Is It Time to Add Horace Mann (HMN) Stock to Your Kitty Now?

SPRINGFIELD, Ill.--( BUSINESS WIRE )--Horace Mann Educators Corporation (NYSE:HMN) plans to release its fourth-quarter and full-year 2022 results on Feb. 7, after the market closes. At that time, the quarterly news release, investor supplement and investor presentation will be available on the company's website at investors.horacemann.com.

Horace Mann to announce fourth-quarter and full-year 2022 financial results on Feb. 7

Horace Mann Educators Corporation (NYSE:HMN ) Q3 2022 Earnings Conference Call November 4, 2022 11:00 AM ET Company Participants Heather Wietzel – Vice President-Investor Relations Marita Zuraitis – President and Chief Executive Officer Bret Conklin – Executive Vice President and Chief Financial Officer Mark Desrochers – Property & Casualty Matt Sharpe – Supplemental & Group Benefits Ryan Greenier – Investments Conference Call Participants Gary Ransom – Dowling & Partners John Barnidge – Piper Sandler Matt Carletti – JMP Meyer Shields – KBW Operator Good day, and welcome to the Horace Mann Educators' Third Quarter 2022 Investor Call. All participants will be in listen-only mode.

Horace Mann Educators Corporation (HMN) Q3 2022 Earnings Call Transcript

Horace Mann (HMN) delivered earnings and revenue surprises of 17.86% and 2.52%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?

Horace Mann (HMN) Q3 Earnings Beat Estimates

Horace Mann reports third-quarter 2022 net income of 33 cents per share and core earnings* of 57 cents

Horace Mann (HMN) Earnings Expected to Grow: Should You Buy?

Horace Mann to announce third-quarter 2022 financial results on Nov. 3

Horace Mann Educators Corporation (NYSE:HMN ) Q2 2022 Earnings Conference Call August 5, 2022 11:00 AM ET Company Participants Heather Wietzel - VP of IR Marita Zuraitis - President and CEO Bret Conklin - EVP and CFO Mark Desrochers - SVP, Head of P&C and Corporate Chief Actuary Ryan Greenier - Chief Investment Officer and SVP Conference Call Participants Meyer Shields - KBW Gary Ransom - Dowling & Partners John Barnidge - Piper Sandler Greg Peters - Raymond James Operator Good morning, and welcome to the Horace Mann Educators Second Quarter 2022 Investor Call. [Operator Instructions] Please note, this event is being recorded.

Horace Mann Educators Corporation (HMN) CEO Marita Zuraitis on Q2 2022 Results - Earnings Call Transcript

SPRINGFIELD, Ill.--(BUSINESS WIRE)--Horace Mann Educators Corporation (NYSE:HMN) today reported financial results for the three months ended June 30, 2022: ($ in millions, except per share amounts)   Three Months Ended June 30,   Six Months Ended June 30,       2022       2021   % Change     2022       2021     % Change Total revenues   $ 346.3     $ 347.1   -0.2 %   $ 693.1     $ 669.1     3.6 % Net income (loss)     (12.5 )     46.7   -126.8 %     2.0       86.0     -97.7 % Net investment gai

Horace Mann reports second-quarter 2022 results slightly ahead of previous announcement

Horace Mann's (HMN) lowered guidance for 2022 reflects estimated cat loss and equity market declines.

Horace Mann (HMN) Estimates Q2 Cat Loss, Trims 2022 Guidance

Horace Mann Educators Corp. HMN, -0.11% shares dropped Wednesday after the insurer lowered its forecast because of catastrophe losses that were above its 10-year average. Horace Mann shares fell 6% after hours, following a 0.1% decline to close the regular session at $37.52.

Horace Mann stock falls on reduced forecast

SPRINGFIELD, Ill.--(BUSINESS WIRE)--Updates full-year earnings guidance due to external events; sales momentum continues; to announce final Q2 2022 financial results on August 4

Horace Mann announces second-quarter results were affected by higher-than-historical average catastrophe activity and equity market declines

SPRINGFIELD, Ill.--(BUSINESS WIRE)--50/50 Women on Boards™ (50/50WOB), the leading global education and advocacy campaign driving gender balance and diversity on corporate boards, commends Horace Mann Educators Corporation (NYSE:HMN) as a “3+” company for having three or more women on its corporate board of directors. President and CEO, Marita Zuraitis; Beverley McClure, retired Senior Vice President of Enterprise Operations for United Services Automobile Association (USAA) and Elaine Sarsynski

50/50 Women on Boards™ recognizes Horace Mann for its board diversity

Horace Mann (HMN) estimates generating about $50 million in excess capital annually in 2022 and beyond to support growth initiatives, buy back shares and hike dividends

Horace Mann (HMN) Okays Share Buyback Authorization of $50M

SPRINGFIELD, Ill.--(BUSINESS WIRE)--Reiterates commitment to using capital to enhance shareholder returns; declares regular quarterly dividend

Horace Mann Board of Directors authorizes new $50 million share repurchase program

Horace Mann Educators Corporation (NYSE:HMN ) Q1 2022 Earnings Conference Call May 6, 2022 11:00 AM ET Company Participants Marita Zuraitis – President and Chief Executive Officer Bret Conklin – Executive Vice President and Chief Financial Officer Mark Desrochers – Senior Vice President, Head of P&C and Corporate Chief Actuary Ryan Greenier - Chief Investment Officer & Senior Vice President Heather Wietzel – Vice President of Investor Relations Conference Call Participants Gary Ransom – Dowling & Partners Matt Carletti – JMP Securities Gregory Peters – Raymond James John Barnidge – Piper Sandler Meyer Shields – Keef, Bruyette & Woods Operator Good day, and welcome to the Horace Mann Educators first quarter 2022 Investor call. All participants will be in a listen-only mode.

Horace Mann Educators Corporation (HMN) CEO Marita Zuraitis on Q1 2022 Results - Earnings Call Transcript

Horace Mann (HMN) delivered earnings and revenue surprises of -31.91% and 2.06%, respectively, for the quarter ended March 2022. Do the numbers hold clues to what lies ahead for the stock?

News for Horace Mann Educators Stock (HMN)