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HFWA
Volume: 318.48K

Heritage Financial (HFWA) Stock Forecast & Price Target

Heritage Financial (HFWA) Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Heritage Financial Corp has demonstrated a positive trend in net interest income (NII), achieving a 1.7% increase quarter-over-quarter to $58.4 million, along with a net interest margin (NIM) expansion of 8 basis points to 3.72%, marking the sixth consecutive quarter of growth in this critical metric. The company's credit quality remains strong, with expectations for net loan growth to resume as payoffs normalize, and return on assets (ROA) and return on tangible common equity (ROTCE) projected to reach approximately 1.30% and 14%, respectively, by year-end. The recent EPS revisions following the acquisition of Olympic Bancorp, which are now forecasted at $2.62 for 2026 and $3.05 for 2027, further support a bullish outlook on Heritage Financial's stock as it integrates the new business into its operations.

Bears say

Heritage Financial Corp's overall financial health appears to be under pressure, indicated by a significant decrease in total borrowings of $118 million, bringing the total to $20 million, which underscores a potential liquidity issue in the near future. The company's noninterest income has declined by 4.1% quarter-over-quarter, falling short of expectations, which raises concerns about its revenue-generating capabilities outside of traditional lending. Additionally, there are notable risks tied to economic conditions in the Pacific Northwest, including potential home price depreciation and employment deterioration, which could severely impact the bank's credit quality and overall performance.

Heritage Financial (HFWA) has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Heritage Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Heritage Financial (HFWA) Forecast

Analysts have given Heritage Financial (HFWA) a Buy based on their latest research and market trends.

According to 4 analysts, Heritage Financial (HFWA) has a Buy consensus rating as of Apr 23, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $31, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $31, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Heritage Financial (HFWA)

Volume: 318.48K

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