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HFWA
Volume: 403.71K

Heritage Financial (HFWA) Stock Forecast & Price Target

Heritage Financial (HFWA) Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Heritage Financial is expected to see a restoration of loan growth in 2026, with an anticipated ramp-up to high single digits by the end of the year as the company's pipeline strengthens and loan payoffs normalize. This, coupled with sustained net interest margin expansion, should result in increased profitability in 2026 and 2027, with an estimated EPS of $2.62 and $3.05 respectively. The recently closed Olympic Bancorp acquisition should also support loan growth, as excess deposits from Olympic will be utilized to bring Heritage's loan-to-deposit ratio back within its desired range of 85-90%. Additionally, the bank's focus on integration and accretion from this acquisition suggests a more conservative approach to further M&A at this time.

Bears say

Heritage Financial is an Olympia-based bank holding company with Heritage Bank serving as its sole wholly-owned banking subsidiary. Despite moderate balance sheet growth and improved net interest income, the company's fourth quarter showed a larger-than-expected core EPS variance driven by a LLPreversal, indicating potential issues with credit quality compared to its peers. This, combined with lowered fee income projections, suggests a potential decrease in profitability for the company in the long term. Additionally, the company's reliance on its local market and lack of diversification could make it susceptible to economic downturns in the region.

Heritage Financial (HFWA) has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Heritage Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Heritage Financial (HFWA) Forecast

Analysts have given Heritage Financial (HFWA) a Buy based on their latest research and market trends.

According to 4 analysts, Heritage Financial (HFWA) has a Buy consensus rating as of Jul 18, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $30.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $30.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Heritage Financial (HFWA)

Volume: 403.71K

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