
HCI Group (HCI) Stock Forecast & Price Target
HCI Group (HCI) Analyst Ratings
Bulls say
HCI Group Inc. has reported substantial growth in its gross premiums written, achieving $315 million in the third quarter, a 17% increase year over year, highlighting robust business performance in its insurance operations. The company's effective scaling and improved profitability have led to reduced volatility from storm activity, enhancing financial stability and operational reliability. Furthermore, the upward revisions of estimated earnings per share for 2025 and 2026 reflect a positive outlook, driven by better-than-anticipated results in the third quarter, indicating strong underlying business fundamentals.
Bears say
HCI Group's financial outlook is negatively impacted by declining premium revenue from its Condo Owners Reciprocal Exchange, which fell from $11 million in the previous year to $6 million, indicating potential challenges in capturing business within its operational segments. The company also faces significant risks related to regulatory changes, weather-related catastrophic events, and scrutiny over related-party transactions, all of which could adversely affect its financial stability and performance. Additionally, the anticipated loss of earnings per share due to the IPO of Exzeo, coupled with the reliance on reinsurance pricing that may limit cost pass-through to customers, raises further concerns regarding HCI's profitability in the near term.
This aggregate rating is based on analysts' research of HCI Group and is not a guaranteed prediction by Public.com or investment advice.
HCI Group (HCI) Analyst Forecast & Price Prediction
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