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HBT
Volume: 84.02K

HBT Stock Forecast & Price Target

HBT Analyst Ratings

Based on 4 analyst ratings
Hold
Strong Buy 0%
Buy 50%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

HBT Finl is viewed positively because 3Q26 delivered a clear earnings beat, with core EPS of $0.87 versus $0.77 expected, driven by an LLP recovery, stronger fee income, and disciplined expense control. Its core banking engine remains attractive, as NII rose to $70.3M, NIM expanded to 4.40%, loans grew 2.6% LQA, and credit quality stayed pristine with net recoveries and NPAs/TA at just 16bp. The outlook is further supported by an asset-sensitive balance sheet, stable deposits, strong capital ratios, and value-adding M&A that should enhance scale, profitability, and organic growth over time.

Bears say

HBT Finl is viewed negatively because its earnings outlook is vulnerable to a material slowdown in loan growth, weakening credit trends in local markets, and further cuts in the fed funds rate amid a flatter or inverted yield curve. The company also faces execution, regulatory, integration, and reputational risks tied to an M&A expansion strategy, which could pressure shareholder sentiment and operating consistency. Additionally, trade-war volatility may hurt the agricultural portfolio, which represents 9% of total loans, creating another potential drag on asset quality and valuation.

HBT has been analyzed by 4 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 50% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of HBT Financial Inc and is not a guaranteed prediction by Public.com or investment advice.

HBT Analyst Forecast & Price Prediction

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FAQs About HBT Financial Inc (HBT) Forecast

Analysts have given HBT a Hold based on their latest research and market trends.

According to 4 analysts, HBT has a Hold consensus rating as of Oct 30, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $38, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $38, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

HBT Financial Inc (HBT)

Volume: 84.02K

HBT Analyst Forecast & Price Prediction

Get the latest HBT stock forecast, including analyst ratings and price predictions, with real-time AI-powered fundamental data and custom analysis

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