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HBT
Volume: 71.18K

HBT Stock Forecast & Price Target

HBT Analyst Ratings

Based on 4 analyst ratings
Hold
Strong Buy 0%
Buy 50%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

HBT Financial Inc demonstrated solid sequential growth in both tangible book value (TBV) and tangible common equity (TCE), reflecting robust internal capital generation with a reported return on assets (ROA) of 1.56% and return on tangible common equity (ROTCE) of 15.3% for 3Q. The company's regulatory capital ratios, including a common equity tier 1 (CET1) ratio of 14.4%, indicate strengthened financial stability despite a slight decline in total risk-based capital due to debt redemption. Furthermore, HBT is expected to see continued deposit growth and an improvement in its efficiency ratio, supported by strong performance in its wealth management segment and a diversified suite of banking services.

Bears say

HBT Financial Inc's reliance on fluctuating net interest income (NII) and a declining net interest margin (NIM), which fell to 4.18%, raises concerns regarding the company's profitability amid a challenging economic environment. Additionally, asset quality issues and expected slower growth in loans and core fee income could further inhibit financial performance, as evidenced by the projected flat-to-slightly declining loan balances. Lastly, increased operating expenses alongside macroeconomic factors compound the uncertainty surrounding HBT Financial's future earnings stability and growth, positioning the company at a risk for underperformance.

HBT has been analyzed by 4 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 50% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of HBT Financial Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About HBT Financial Inc (HBT) Forecast

Analysts have given HBT a Hold based on their latest research and market trends.

According to 4 analysts, HBT has a Hold consensus rating as of Mar 31, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $29.25, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $29.25, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

HBT Financial Inc (HBT)

Volume: 71.18K

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