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HBNC
Volume: 130.83K
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Horizon (HBNC) Stock Forecast & Price Target

Horizon (HBNC) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Horizon Bancorp's financial performance demonstrates strong fundamentals, highlighted by a 13% quarter-over-quarter increase in PPNR to $18.2 million, attributable to improved net interest income and cost management. The bank's consistent credit quality metrics, with non-performing loans remaining stable and a modest increase in substandard loans, indicates effective risk management as it strategically shifts to higher-yield loan categories. Furthermore, management's guidance for upper single-digit growth in net interest income for the second half of 2024 and expected loan-to-deposit ratios rising steadily suggest a positive trajectory for profitability and margin expansion.

Bears say

Horizon Bancorp is facing a challenging financial environment, with expectations for core fee income projected to decline by 5% year-over-year in 2024, while growth is only anticipated to recover modestly to 4% in 2025. The company continues to experience pressures on net interest income, leading to downward revisions in EPS estimates, particularly following the recent banking crisis events. Additionally, a decline in the allowance for loan losses and low investor sentiment has contributed to concerns over the company's valuation and forward earnings outlook amidst an evolving interest rate landscape.

Horizon (HBNC) has been analyzed by 6 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Horizon and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Horizon (HBNC) Forecast

Analysts have given Horizon (HBNC) a Buy based on their latest research and market trends.

According to 6 analysts, Horizon (HBNC) has a Buy consensus rating as of Jun 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $16.92, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $16.92, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Horizon (HBNC)

Volume: 130.83K

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