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HBCP
Volume: 13.43K
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Home Bancorp (HBCP) Stock Forecast & Price Target

Home Bancorp (HBCP) Analyst Ratings

Based on 2 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Home Bancorp is positioned for a positive outlook as anticipated rate cuts may stimulate loan growth, projecting a range of +4-6% for 2025, even if growth is expected to trend towards the lower end without these cuts. The company has demonstrated strong capital management by increasing its quarterly common stock dividend by 7.4%, reflecting a commitment to returning value to shareholders in line with its targeted payout ratio of 20-25%. Additionally, favorable economic conditions, such as declining unemployment and a strengthening housing market, may yield further upside potential to their financial estimates.

Bears say

Home Bancorp's loan/deposit ratio at 95.1% in 2Q25 indicates a decrease from the previous quarter, remaining above the target range but suggesting potential inefficiencies in capital utilization. The competitive landscape presents significant risks as aggressive competition could exert downward pressure on both asset yields and funding costs, ultimately affecting the company’s profit margins. Additionally, the potential for rising unemployment or a weakening housing market raises concerns over accelerated credit losses, which could adversely impact earnings expectations.

Home Bancorp (HBCP) has been analyzed by 2 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Home Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Home Bancorp (HBCP) Forecast

Analysts have given Home Bancorp (HBCP) a Buy based on their latest research and market trends.

According to 2 analysts, Home Bancorp (HBCP) has a Buy consensus rating as of Nov 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $63.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $63.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Home Bancorp (HBCP)

Volume: 13.43K

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