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HBCP
Volume: 32.99K
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Home Bancorp (HBCP) Stock Forecast & Price Target

Home Bancorp (HBCP) Analyst Ratings

Based on 2 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Home Bancorp's outlook is bolstered by anticipated rate cuts, which are expected to drive a re-acceleration in loan growth, aligning with a projected growth range of 4-6% for 2025. Additionally, the company has recently increased its quarterly common stock dividend by 7.4%, signaling strong capital management and a commitment to returning value to shareholders with a prudent payout ratio target of 20-25%. Furthermore, potential improvements in the housing market and lower unemployment rates could provide further upside to earnings estimates, enhancing the overall financial stability and growth prospects of the institution.

Bears say

Home Bancorp's loan-to-deposit ratio decreased to 95.1% in 2Q25, indicating a shrinking margin above the company's target range of 90-92%, which could limit growth potential. Increased competition poses a significant risk to the company's asset yields and funding costs, potentially compressing margins and hindering profitability. Furthermore, rising unemployment or a declining housing market could lead to accelerated credit losses, adversely affecting earnings expectations.

Home Bancorp (HBCP) has been analyzed by 2 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Home Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Home Bancorp (HBCP) Forecast

Analysts have given Home Bancorp (HBCP) a Buy based on their latest research and market trends.

According to 2 analysts, Home Bancorp (HBCP) has a Buy consensus rating as of Oct 14, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $63.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $63.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Home Bancorp (HBCP)

Volume: 32.99K

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