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HAFC
Volume: 45.84K
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Hanmi Financial (HAFC) Stock Forecast & Price Target

Hanmi Financial (HAFC) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Hanmi Financial Corp demonstrated strong performance with a robust deposit growth of 7% quarter-over-quarter, reflecting broad-based increases across various categories, including a notable rise in certificates of deposit (CDs) by 7.7% and non-interest-bearing deposits (NIB) by 7.5%. The bank's loan portfolio also saw a modest increase of 2% quarter-over-quarter, attributed to lower payoffs and improved line utilization despite a decrease in production. Furthermore, the enhancement of Hanmi's Small Business Administration (SBA) production target to the range of $45 million to $50 million underscores the bank's commitment to growth in small business lending, alongside an anticipated gain from mortgage gains on sale in the upcoming quarter.

Bears say

Hanmi Financial Corp's projected earnings per share (EPS) for 2025 and 2026 have been revised downward to $2.40 and $2.80, respectively, reflecting increased expectations for loan loss provisions (LLP) and net interest expense (NIE). The bank anticipates stable, low-to-mid single-digit growth in both loans and deposits for 2025, indicating limited expansion potential. Additionally, an $8.6 million charge-off related to office credit exposure has negatively impacted the allowance for credit losses (ACL), which fell to 1.06%, further exacerbating concerns about the bank's financial stability.

Hanmi Financial (HAFC) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Hanmi Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Hanmi Financial (HAFC) Forecast

Analysts have given Hanmi Financial (HAFC) a Hold based on their latest research and market trends.

According to 3 analysts, Hanmi Financial (HAFC) has a Hold consensus rating as of Nov 26, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $28.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $28.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Hanmi Financial (HAFC)

Volume: 45.84K

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