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HAFC
Volume: 185.28K

Hanmi Financial (HAFC) Stock Forecast & Price Target

Hanmi Financial (HAFC) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Hanmi Financial Corp reported a net interest margin (NIM) expansion to 3.27%, exceeding estimates and contributing to an increase in net interest income (NII) to $62.9 million. The bank's loans increased by 2% quarter-over-quarter, supported by a reduction in non-performing assets (NPAs) to 0.31% of total loans and real estate owned (REO), indicating improved asset quality. Additionally, management anticipates further NIM expansion in 2026, driven by declining funding costs and potential for accretive loan growth, demonstrating a solid foundation for future financial performance.

Bears say

Hanmi Financial Corp is facing a challenging outlook due to several fundamental factors, including a projected loan growth target in the low-to-mid single digits, which indicates a lack of robust demand for loans. The bank experienced a significant decrease in end-of-period deposits, down 5.3% quarter-over-quarter, accompanied by a contraction in net interest margins as competitive pressures affect loan and deposit pricing adversely. Additionally, ongoing concerns regarding asset quality and sluggish loan demand contribute to a less favorable asset mix, suggesting potential difficulties in sustaining profitability.

Hanmi Financial (HAFC) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Hanmi Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Hanmi Financial (HAFC) Forecast

Analysts have given Hanmi Financial (HAFC) a Hold based on their latest research and market trends.

According to 3 analysts, Hanmi Financial (HAFC) has a Hold consensus rating as of Feb 14, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $31.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $31.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Hanmi Financial (HAFC)

Volume: 185.28K

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