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HAFC
Volume: 216.99K
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Hanmi Financial (HAFC) Stock Forecast & Price Target

Hanmi Financial (HAFC) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Hanmi Financial Corp has demonstrated robust deposit growth of 7% on a last quarter annualized (LQA) basis, driven by significant increases across various categories, including certificates of deposits (CDs) and non-interest-bearing accounts (NIB). Additionally, the bank experienced a 2% increase in loans LQA, supported by improved line utilization despite lower production levels. With a raised Small Business Administration (SBA) production target and an anticipated gain related to mortgage gains on sale (GOS), the outlook for Hanmi Financial remains positive given these encouraging developments in both deposits and loan performance.

Bears say

Hanmi Financial Corp has revised its earnings per share (EPS) projections downward for 2025 and 2026, indicating increased expectations for loan loss provisions (LLP) and non-interest expenses (NIE), with estimated EPS now at $2.40 and $2.80, respectively. The bank's growth expectations for loans and deposits remain subdued at low-to-mid single-digit percentages for 2025, highlighting potential challenges in expanding its revenue base. Additionally, the company experienced a significant charge-off of $8.6 million related to its exposure in syndicated commercial real estate, which negatively impacted its allowance for credit losses (ACL), further contributing to a cautious outlook on its financial stability.

Hanmi Financial (HAFC) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Hanmi Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Hanmi Financial (HAFC) Forecast

Analysts have given Hanmi Financial (HAFC) a Hold based on their latest research and market trends.

According to 3 analysts, Hanmi Financial (HAFC) has a Hold consensus rating as of Nov 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $28.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $28.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Hanmi Financial (HAFC)

Volume: 216.99K

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