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HAFC
Volume: 8.44K
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Hanmi Financial (HAFC) Stock Forecast & Price Target

Hanmi Financial (HAFC) Analyst Ratings

Based on 4 analyst ratings
Hold
Strong Buy 0%
Buy 25%
Hold 75%
Sell 0%
Strong Sell 0%

Bulls say

Hanmi Financial Corp demonstrated a solid financial performance, with a notable deposit growth of 7% on a linked-quarter annualized basis, driven by increases in certificates of deposit (7.7%) and non-interest bearing deposits (7.5%). Additionally, the bank reported a 2% increase in loans quarter-over-quarter, fueled by improved line utilization and a reduction in payoffs, which reflects a strategic focus on loan engagement despite a decrease in new loan production. Moreover, Hanmi Financial has raised its Small Business Administration (SBA) production target, indicating optimism in its lending operations, while also anticipating a gain from mortgage loan sales, further underpinning its positive outlook.

Bears say

Hanmi Financial Corp has reduced its projected earnings per share (EPS) for 2025 and 2026 to $2.40 and $2.80, respectively, a decrease from previous estimates, reflecting increased expectations for loan loss provisions (LLP) and non-interest expenses (NIE). The bank's loan and deposit growth is expected to remain low to mid-single digits through 2025, indicating limited growth potential in a competitive banking environment. Furthermore, recent financial challenges, including an $8.6 million charge-off related to a syndicated credit exposure, have raised concerns about asset quality and overall financial stability.

Hanmi Financial (HAFC) has been analyzed by 4 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 25% recommend Buy, 75% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Hanmi Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Hanmi Financial (HAFC) Forecast

Analysts have given Hanmi Financial (HAFC) a Hold based on their latest research and market trends.

According to 4 analysts, Hanmi Financial (HAFC) has a Hold consensus rating as of Oct 14, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $26, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $26, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Hanmi Financial (HAFC)

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