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GNTY
Volume: 46.99K
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Guaranty Bancshares (GNTY) Stock Forecast & Price Target

Guaranty Bancshares (GNTY) Analyst Ratings

Based on 4 analyst ratings
Hold
Strong Buy 0%
Buy 50%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Guaranty Bancshares Inc. demonstrated a positive financial trajectory, as evidenced by an increase in net interest margin (NIM) to 3.16% from 3.11%, aligning with estimates and reflecting improved loan yields that rose to 6.21%. Although non-performing assets (NPAs) increased to 0.93% due to a foreclosure on mixed-use commercial real estate, the company anticipates minimal losses from the eventual sale, underpinning a stable outlook for asset quality. Additionally, end-of-period loan balances rose by 0.5% quarter-over-quarter, primarily driven by growth in commercial real estate and residential loans, indicating robust demand for its banking products and services.

Bears say

Guaranty Bancshares Inc. has experienced a decline in its net interest margin (NIM), which fell to 3.02%—a 17 basis points decrease that was worse than projected, signaling growing profitability challenges. The company’s end-of-period loan balances decreased by 2.4% quarter-over-quarter, with significant contractions observed in its construction and development (C&D) portfolio and multi-family segments, suggesting weakened demand for loans amid a challenging economic backdrop. Furthermore, the diluted earnings per share (EPS) of $0.54 for Q3 2023 fell short of analyst expectations, primarily due to lower net interest income (NII) and reduced fee income, compounding the negative outlook for the company's financial performance.

Guaranty Bancshares (GNTY) has been analyzed by 4 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 50% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Guaranty Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Guaranty Bancshares (GNTY) Forecast

Analysts have given Guaranty Bancshares (GNTY) a Hold based on their latest research and market trends.

According to 4 analysts, Guaranty Bancshares (GNTY) has a Hold consensus rating as of Jun 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $38.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $38.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Guaranty Bancshares (GNTY)

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