
GL Stock Forecast & Price Target
GL Analyst Ratings
Bulls say
Globe Life Inc. is well-positioned for positive growth, with life premium growth projected at 4%-5% and health premium expectations ranging from 9%-11% in the upcoming year, indicating strong demand for its insurance products. The company has reported a substantial remeasurement gain, particularly in life and health segments, driven by favorable mortality and health experience, which underscores its robust operational performance. Additionally, the current favorable operating environment, characterized by higher interest rates and demographic trends, is expected to further enhance growth opportunities across its business segments.
Bears say
Globe Life Inc. is experiencing a decline in operating earnings per share growth, with management projecting only 3% growth at the midpoint for 2026, attributed to significant assumption updates in 2025. Free cash flow conversion has also deteriorated over time, decreasing from approximately 80% in 2013-2015 to a range of 60-65% from 2018-2021, reflecting the impact of accounting changes and market preference for GAAP earnings over free cash flow. Additionally, the company faces considerable risks including potential fines or reputational damage from the ongoing EEOC review, increasing health utilization that may pressure margins, and challenges in salesforce recruitment that could hinder revenue growth.
This aggregate rating is based on analysts' research of Globe Life Inc and is not a guaranteed prediction by Public.com or investment advice.
GL Analyst Forecast & Price Prediction
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