
Guild Holdings (GHLD) Stock Forecast & Price Target
Guild Holdings (GHLD) Analyst Ratings
Bulls say
Guild Holdings Co operates as a growth-oriented mortgage company, mainly generating revenue from its origination segment, which encompasses loan origination, acquisition, and sale activities across the United States. The company's servicing segment plays a critical role in ensuring a consistent cash flow that supports origination while also fostering long-term client relationships that facilitate repeat business. This dual-segment structure positions Guild Holdings positively, as it benefits from both immediate revenue through loan origination and ongoing income from servicing, enhancing its growth potential in the mortgage industry.
Bears say
Guild Holdings Co operates within a substantial market opportunity, with an estimated total addressable market (TAM) of approximately $280 billion for fiscal year 2025, indicating potential for growth. However, the company's reliance on the origination segment for the majority of its revenue presents risks, particularly in fluctuating interest rate environments that can impact mortgage demand. Furthermore, the overall competitive landscape and operational challenges in securing repeat and referral business could hinder the company's ability to capitalize effectively on this large market opportunity, contributing to a negative outlook on its stock.
This aggregate rating is based on analysts' research of Guild Holdings and is not a guaranteed prediction by Public.com or investment advice.
Guild Holdings (GHLD) Analyst Forecast & Price Prediction
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