
Guild Holdings (GHLD) Stock Forecast & Price Target
Guild Holdings (GHLD) Analyst Ratings
Bulls say
Guild Holdings operates primarily in two segments: loan origination and servicing, which collectively create a robust business model that fosters growth through client retention and repeat transactions. The origination segment generates a majority of the company's revenue, while the servicing segment provides consistent cash flow and strengthens client relationships, enabling Guild to leverage future mortgage needs. This dual-segment strategy positions Guild Holdings favorably for sustained growth and financial stability in the competitive mortgage industry.
Bears say
Guild Holdings Company, a growth-oriented mortgage firm, faces challenges in the competitive landscape despite a notable total addressable market (TAM) projected at approximately $280 billion for FY25. The company primarily generates its revenue from its origination segment, which is vulnerable to fluctuations in the housing market and interest rate volatility. Additionally, the reliance on servicing activities for cash flow to support the origination segment does not sufficiently mitigate the risks associated with its reliance on a cyclical market, contributing to a negative outlook on the stock.
This aggregate rating is based on analysts' research of Guild Holdings and is not a guaranteed prediction by Public.com or investment advice.
Guild Holdings (GHLD) Analyst Forecast & Price Prediction
Start investing in Guild Holdings (GHLD)
Order type
Buy in
Order amount
Est. shares
0 shares