
Guild Holdings (GHLD) Stock Forecast & Price Target
Guild Holdings (GHLD) Analyst Ratings
Bulls say
Guild Holdings Co's financial performance shows promising growth potential, highlighted by higher-than-expected gain on sale and net servicing revenues alongside only modestly increased expenses. The company is poised for further market share expansion, driven by an enlarged platform and enhanced loan officer capabilities, while year-to-date gain on sale margin remains stable at approximately 3.40%. Additionally, with a substantial portion of the servicing portfolio holding higher interest rates, Guild Holdings is well-positioned to capitalize on refinancing opportunities as rates begin to decrease, supporting their revenue growth trajectory.
Bears say
Guild Holdings Co experienced origination volumes that exceeded forecasts by 14%, yet the gain on sale margin was lower than anticipated, indicating potential pressure on profitability. Despite reporting a second quarter 2024 adjusted EPS of $0.49, which surpassed both internal estimates and consensus expectations, this performance may not be sustainable given the underlying challenges in margin pressures. The reliance on the origination segment for the majority of revenue raises concerns about the company's ability to maintain growth in a potentially declining market, which negatively influences the outlook on its stock.
This aggregate rating is based on analysts' research of Guild Holdings and is not a guaranteed prediction by Public.com or investment advice.
Guild Holdings (GHLD) Analyst Forecast & Price Prediction
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