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GABC
Volume: 127.19K

GABC Stock Forecast & Price Target

GABC Analyst Ratings

Based on 2 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

German American Bancorp Inc demonstrated robust financial performance, with core fee income increasing by 13% quarter-over-quarter, reaching $16.7 million, which constituted 18% of total revenue for the second quarter and surpassed both the prior consensus estimates and projections. The company is also expected to steadily improve its efficiency ratio, projecting a decline to 51% by the fourth quarter of 2025 and further to 50% by the fourth quarter of 2026. Additionally, positive pre-provision net revenue (PPNR) growth of 7%, driven by enhanced wealth management services and card revenue, reflects strong operational efficiency coupled with effective cost controls.

Bears say

German American Bancorp's recent financial performance shows concerning trends, with operating expenses reported at $48.6 million, which represents a 4% increase from the previous quarter and exceeds internal estimates by 3%. Despite an 11% quarter-over-quarter rise in core net interest income (NII) to $70.9 million, this figure fell short of projections by 2%, while net interest margin (NIM) showed only slight improvement, indicating potential challenges in maintaining profitability. Furthermore, the anticipated reduction in the allowance for credit losses (ACL) to 1.29% by the fourth quarter of 2026 suggests a cautious outlook toward future loan growth and non-performing loans, reflecting underlying risks that could negatively impact overall financial stability.

GABC has been analyzed by 2 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of German American Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About German American Bancorp (GABC) Forecast

Analysts have given GABC a Hold based on their latest research and market trends.

According to 2 analysts, GABC has a Hold consensus rating as of Jan 10, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $45.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $45.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

German American Bancorp (GABC)

Volume: 127.19K

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