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GABC
Volume: 133.55K
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GABC Stock Forecast & Price Target

GABC Analyst Ratings

Based on 5 analyst ratings
Hold
Strong Buy 0%
Buy 40%
Hold 60%
Sell 0%
Strong Sell 0%

Bulls say

German American Bancorp Inc. demonstrated strong loan growth of 6% LQA, primarily fueled by robust commercial real estate and seasonal agricultural trends, while deposits rose by 4% LQA, reflecting core institutional banking growth. The company's performance indicators show a 9% increase in pre-provision net revenue (PPNR) quarter-over-quarter, reaching $30.7 million, driven by stronger spread and fee income, alongside matched expenses to expectations. Additionally, wealth management fees surged 23% in 2024 due to increasing assets under management, indicating a favorable market position and ongoing business expansion, further supported by a projected 49% year-over-year growth in net interest income for the current year.

Bears say

The financial analysis indicates a negative outlook for German American Bancorp due to a notable decline in tangible book value (TBV) and tangible equity (TCE), which fell to $17.93 and 8.70%, respectively, signaling potential weaknesses in its financial health. Additionally, the bank's allowance for credit losses (ACL) remained stagnant at 1.08% despite facing risks such as unexpected credit cost increases and reduced loan demand, exacerbated by the current interest rate environment. Furthermore, the persistent margin pressure combined with lower peer multiples suggest challenges in achieving competitive valuations, leading to concerns about future profitability and growth prospects.

GABC has been analyzed by 5 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 40% recommend Buy, 60% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of German American Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About German American Bancorp (GABC) Forecast

Analysts have given GABC a Hold based on their latest research and market trends.

According to 5 analysts, GABC has a Hold consensus rating as of Jul 12, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $41.70, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $41.70, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

German American Bancorp (GABC)

Volume: 133.55K

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