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GABC
Volume: 103.18K
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GABC Stock Forecast & Price Target

GABC Analyst Ratings

Based on 2 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

German American Bancorp demonstrated a robust financial performance in the second quarter, with core fee income increasing by 13% quarter-over-quarter to $16.7 million, contributing to 18% of total revenue and surpassing consensus projections by 4-5%. The bank's efficiency ratio is expected to improve steadily, reaching 51% and 50% by the fourth quarters of 2025 and 2026, respectively, indicating enhanced operational efficiency and cost management. Additionally, the growth in pre-provision net revenue (PPNR) by 7%, driven by higher wealth management and card revenue, further underlines the bank's solid financial foundation and adaptability in a competitive market.

Bears say

German American Bancorp's operating expenses reached $48.6 million, which is 4% higher than the previous quarter and 3% above internal estimates, indicating potential inefficiencies in cost management. Additionally, the core net interest income (NII) of $70.9 million showed an 11% increase quarter-over-quarter, but fell 2% short of expectations, driven by limited net interest margin expansion. Furthermore, forecasts suggest a decline in the allowance for credit losses to 1.29% by 4Q26 amid expectations for moderate loan growth and normalization in net charge-offs, contributing to concerns about future profitability and asset quality.

GABC has been analyzed by 2 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of German American Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About German American Bancorp (GABC) Forecast

Analysts have given GABC a Hold based on their latest research and market trends.

According to 2 analysts, GABC has a Hold consensus rating as of Nov 26, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $45.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $45.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

German American Bancorp (GABC)

Volume: 103.18K

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