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GABC
Volume: 11.89K
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GABC Stock Forecast & Price Target

GABC Analyst Ratings

Based on 5 analyst ratings
Hold
Strong Buy 0%
Buy 40%
Hold 60%
Sell 0%
Strong Sell 0%

Bulls say

German American Bancorp demonstrated positive financial performance with a 6% quarter-over-quarter growth in loans, supported by strong commercial real estate activity and seasonal agricultural trends, while deposits increased by 4%, indicating robust core income before provisions for loan losses (PPNR) of $30.7 million—a 9% sequential rise. The wealth management segment saw a significant 23% increase in fees during 2024, reflecting healthy capital markets and effective new business strategies that boosted assets under management. Additionally, net interest income (NII) is projected to rise by 49% year-over-year, bolstered by an expanding net interest margin and a favorable asset environment, contributing to a generally positive outlook for the company's financial stability and growth trajectory.

Bears say

The financial analysis indicates a negative outlook for German American Bancorp due to a sequential decline in tangible book value (TBV) by 5% and a significant drop in tangible common equity (TCE) by 53 basis points, signaling potential financial instability. Additionally, the bank's allowance for credit losses (ACL) remains low at 1.08%, while non-performing loan (NPL) coverage is at 4.1 times, raising concerns about future credit costs amid an uncertain interest rate environment. Furthermore, the ongoing risks, including reduced loan demand and margin pressure exacerbated by the current market conditions, pose additional challenges to the company's earnings outlook.

GABC has been analyzed by 5 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 40% recommend Buy, 60% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of German American Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About German American Bancorp (GABC) Forecast

Analysts have given GABC a Hold based on their latest research and market trends.

According to 5 analysts, GABC has a Hold consensus rating as of Jun 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $41.70, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $41.70, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

German American Bancorp (GABC)

Volume: 11.89K

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