
Fulton Financial (FULT) Stock Forecast & Price Target
Fulton Financial (FULT) Analyst Ratings
Bulls say
Fulton Financial Corp's recent acquisitions, specifically the FDIC-assisted deal for Republic First and the acquisition of Blue Foundry, are expected to enhance operational efficiency and profitability, which is reflected in a steadily improving efficiency ratio that has approached peer levels. Additionally, the bank has successfully reduced the cost of interest-bearing deposits, experiencing a 40 basis point decline to 2.32% as of 2025, which supports stronger margins despite a flat net interest margin forecast. This strategic positioning, combined with a modest growth in deposit balances and an increase in core earnings projections for 2026 and 2027, underscores a positive financial outlook for Fulton Financial.
Bears say
Fulton Financial Corp faces a challenging financial landscape, evidenced by a decline in loan yields by 15 basis points to 5.82% and a reduction in overall interest-earning asset yields by 13 basis points in 2025. The projected return on assets (ROA) of approximately 1.2% through 2026 indicates a slight decline from current levels, compounded by anticipated organic loan growth of only 3%. Additionally, Fulton has been trading at a lower price-to-forward earnings multiple compared to peers since early 2024 and has experienced a decrease in purchase loan mark accretion income, highlighting potential vulnerabilities in earnings and competitive positioning.
This aggregate rating is based on analysts' research of Fulton Financial and is not a guaranteed prediction by Public.com or investment advice.
Fulton Financial (FULT) Analyst Forecast & Price Prediction
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