
Finward Bancorp (FNWD) Stock Forecast & Price Target
Finward Bancorp (FNWD) Analyst Ratings
Bulls say
Finward Bancorp demonstrated a solid financial performance, highlighted by a 10 basis point increase in the tangible common equity (TCE) ratio to 6.3%, indicating robust capital management. The bank experienced a 1.4% annualized growth in average deposits, primarily driven by a rise in interest-bearing deposits, which points to strong customer confidence and effective deposit strategies. Additionally, the expansion of the net interest margin by 16 basis points to 2.95% reflects improved profitability dynamics, facilitated by declining interest-bearing deposit costs, which bolsters the outlook for sustained net interest income growth.
Bears say
Finward Bancorp's average loans experienced a decline of 1.6% annualized quarter-over-quarter and were also 0.5% lower than projected estimates, indicating weakened loan demand and performance. Additionally, the Common Equity Tier 1 (CET1) capital ratio decreased to 11.0% in the first quarter of 2025 from 11.3% in the previous quarter, suggesting potential concerns regarding the bank's capital adequacy. Although nonperforming assets decreased slightly to 69 basis points quarter-over-quarter, the overall downward trend in loan volumes and capital position raises concerns about future financial stability and growth prospects for the institution.
This aggregate rating is based on analysts' research of Finward Bancorp and is not a guaranteed prediction by Public.com or investment advice.
Finward Bancorp (FNWD) Analyst Forecast & Price Prediction
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