
Finward Bancorp (FNWD) Stock Forecast & Price Target
Finward Bancorp (FNWD) Analyst Ratings
Bulls say
Finward Bancorp demonstrated a solid financial performance, highlighted by a tangible common equity (TCE) ratio of 6.3%, reflecting a 10 basis points increase quarter-over-quarter, which underscores the bank's strong capital position. Average deposits showed annualized growth of 1.4%, driven largely by an increase in interest-bearing deposits despite a slight decrease in noninterest-bearing deposits, indicating robust customer engagement and financial strength. Additionally, the net interest margin expanded by 16 basis points to 2.95%, primarily due to lower costs associated with interest-bearing deposits, which bodes well for net interest income growth.
Bears say
Finward Bancorp experienced a decline in average loans, which fell by 1.6% annualized quarter-over-quarter, and this figure was also 0.5% lower than previous estimates. The company's Common Equity Tier 1 (CET1) ratio decreased to 11.0% at the end of the first quarter of 2025, down from 11.3% at the end of the fourth quarter of 2024, indicating a potential weakening in capital strength. Although nonperforming assets decreased slightly to 69 basis points quarter-over-quarter, the overall trend in loan origination and capital metrics points to underlying challenges that could adversely affect the bank's financial stability.
This aggregate rating is based on analysts' research of Finward Bancorp and is not a guaranteed prediction by Public.com or investment advice.
Finward Bancorp (FNWD) Analyst Forecast & Price Prediction
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