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FLG
Volume: 2.91M
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FLG Stock Forecast & Price Target

FLG Analyst Ratings

Based on 10 analyst ratings
Buy
Strong Buy 30%
Buy 20%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Flagstar Bank's positive outlook can be attributed to a notable 26% quarter-over-quarter increase in commercial and industrial (C&I) loan commitments, totaling $2.4 billion, alongside a 41% rise in loan originations to $1.7 billion, indicating effective performance from newly established lending teams. The bank also recorded a steady improvement in net interest margin, which has risen for three consecutive quarters to 1.91%, suggesting strong profitability trends moving forward. Additionally, the strategic expansion in relationship banking personnel, which includes plans to increase the workforce significantly in the coming years, positions Flagstar Bank favorably to enhance its market presence and cultivate client relationships that could drive further deposit growth.

Bears say

Flagstar Bank's outlook appears negative due to a significant decline in average loans, which decreased by $2.3 billion or 3.5% quarter over quarter, attributed mainly to elevated payoffs in multifamily and commercial real estate. Additionally, fee income underperformed, declining by $4 million to $73 million, falling short of forecasts, while noninterest expenses remained higher than expected despite a $4 million decrease. Moreover, management's expectations for future payoffs between $1.0 billion and $1.3 billion in the upcoming quarter suggest ongoing pressure on loan balances, further complicating the bank's financial recovery.

FLG has been analyzed by 10 analysts, with a consensus rating of Buy. 30% of analysts recommend a Strong Buy, 20% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Flagstar Financial Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Flagstar Financial Inc (FLG) Forecast

Analysts have given FLG a Buy based on their latest research and market trends.

According to 10 analysts, FLG has a Buy consensus rating as of Dec 18, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $14.15, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $14.15, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Flagstar Financial Inc (FLG)

Volume: 2.91M

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