
FLG Stock Forecast & Price Target
FLG Analyst Ratings
Bulls say
Flagstar Bank NA has demonstrated significant growth potential, particularly in commercial and industrial (C&I) lending, with loan commitments rising by 26% quarter-over-quarter to $2.4 billion and originations increasing by 41% to $1.7 billion in the most recent quarter. The bank's net interest margin has improved for three consecutive quarters, reaching 1.91%, reflecting strong financial management and opportunities for further expansion in 2026. Additionally, an increase in commercial and premier deposits by $1 billion to $8.3 billion, alongside a strategic hiring of relationship bankers, positions Flagstar Bank to capitalize on growing relationships with clients and tap into high-growth markets.
Bears say
The analysis indicates a negative outlook for Flagstar Bank due to ongoing declines in key financial metrics, including a significant year-to-date decrease in criticized loans by 19% to $12.1 billion and a consecutive quarterly drop in loans amounting to $2.3 billion. Additionally, the bank's earnings per share (EPS) projection for 2026 has been lowered to $0.58, falling short of its guidance and reflecting weakened financial performance. The continuing trend of elevated payoffs in multifamily and commercial real estate loans, along with a decrease in average loans, suggests potential challenges for future growth and profitability.
This aggregate rating is based on analysts' research of Flagstar Financial Inc and is not a guaranteed prediction by Public.com or investment advice.
FLG Analyst Forecast & Price Prediction
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