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FLG
Volume: 6.18M

FLG Stock Forecast & Price Target

FLG Analyst Ratings

Based on 10 analyst ratings
Buy
Strong Buy 30%
Buy 20%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Flagstar Bank NA has demonstrated robust growth in commercial and industrial (C&I) lending, with commitments increasing 26% quarter-over-quarter to $2.4 billion and origination rising 41% to $1.7 billion in the third quarter of 2025. The bank's net interest margin has shown consistent improvement, rising for three consecutive quarters to 1.91%, alongside a significant increase in commercial and premier deposits to $8.3 billion. Additionally, the strategic expansion of relationship bankers and expectations for noninterest-bearing deposit growth in 2026 reflect a positive trajectory for both loan performance and overall profitability.

Bears say

Flagstar Bank NA has reported a significant decline in criticized loans, which decreased by $2.8 billion year-to-date and continued to fall for three consecutive quarters; however, the total of $12.1 billion remains a substantial concern. Additionally, the bank has lowered its projected earnings per share (EPS) for 2026 to $0.58, reflecting a reduction in expectations that fall short of the company's previously outlined guidance. Furthermore, with average loans decreasing by $2.3 billion quarter-over-quarter— driven primarily by elevated payoffs in multifamily and commercial real estate—concerns regarding loan growth and the overall financial stability of the bank are raised, particularly in light of additional anticipated loan payoffs in the forthcoming quarter.

FLG has been analyzed by 10 analysts, with a consensus rating of Buy. 30% of analysts recommend a Strong Buy, 20% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Flagstar Financial Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Flagstar Financial Inc (FLG) Forecast

Analysts have given FLG a Buy based on their latest research and market trends.

According to 10 analysts, FLG has a Buy consensus rating as of Jan 10, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $14.35, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $14.35, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Flagstar Financial Inc (FLG)

Volume: 6.18M

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