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FINW
Volume: 15.9K
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Finwise Bancorp (FINW) Stock Forecast & Price Target

Finwise Bancorp (FINW) Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

FinWise Bancorp has demonstrated robust loan growth, with its Held for Investment (HFI) portfolio increasing 7.2% to $465 million and a significant 29.8% quarter-over-quarter growth in HFI loans of $38.9 million, primarily from residential and commercial real estate. The bank's deposit balances have also surged, rising by $56.3 million, or 45.8% on a last quarter annualized basis, driven mainly by time deposits, which positions the bank favorably for funding its lending activities. Additionally, the increase in noninterest income, primarily from improved SBA loan sale gains, and the predicted acceleration in strategic program production indicate a positive growth outlook for FinWise heading into 2025.

Bears say

FinWise Bancorp experienced a 10% decline in loan originations, totaling $1.31 billion, which fell short of expectations largely due to a seasonal downturn related to its student loan strategic program. The bank's tangible common equity (TCE) ratio decreased from 24.9% to 23.3%, while the community bank leverage ratio (CBLR) increased marginally, indicating potential vulnerabilities in capital stability amidst a challenging earnings environment. Additionally, external threats such as cybersecurity risks and operational uncertainties, including merger and acquisition (M&A) considerations, contribute to a precarious outlook for the bank's operational effectiveness and investor confidence.

Finwise Bancorp (FINW) has been analyzed by 4 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Finwise Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Finwise Bancorp (FINW) Forecast

Analysts have given Finwise Bancorp (FINW) a Buy based on their latest research and market trends.

According to 4 analysts, Finwise Bancorp (FINW) has a Buy consensus rating as of Jul 12, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $21, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $21, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Finwise Bancorp (FINW)

Volume: 15.9K

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