
Figure (FIGR) Stock Forecast & Price Target
Figure (FIGR) Analyst Ratings
Bulls say
Figure Technology Solutions Inc. has demonstrated a robust transformation towards a marketplace model, with partner-branded loans constituting 76% of total loan marketplace originations year-to-date, marking a notable increase from 67% in the previous year. Additionally, the company's consumer loan marketplace revenue saw significant growth of 80.9% in FY24, fueled by the addition of 73 funding partners and favorable market conditions, contributing to an optimistic projected Adjusted EPS increase of 20-24% for 2026-2027. Furthermore, following strong quarterly results, revenue forecasts have been revised upwards by 17-21% due to increased consumer loan marketplace volumes and rising take rates, pointing to sustained growth potential in the years ahead.
Bears say
The financial analysis indicates a negative outlook for Figure Technology Solutions Inc, primarily due to projected declines in GAAP earnings per share (EPS) of 3-5% for 2026-2027, driven by increased stock-based compensation. The potential slowdown in growth, particularly in the Home Equity Line of Credit (HELOC) market as a result of unfavorable market conditions, poses a further risk to the company’s revenue generation. Additionally, a weakening credit market could lead to reduced demand from funding partners, which would negatively impact Figure's origination volume and increase the likelihood of defaults and delinquencies, thereby adversely affecting the company's overall financial health.
This aggregate rating is based on analysts' research of Figure and is not a guaranteed prediction by Public.com or investment advice.
Figure (FIGR) Analyst Forecast & Price Prediction
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