
FIGR Stock Forecast & Price Target
FIGR Analyst Ratings
Bulls say
Figure Technology Solutions Inc. has demonstrated significant momentum in its transition toward a marketplace model, with partner-branded loans now constituting 76% of total loan marketplace originations year-to-date, an increase from 67% in the previous year. The company's consumer loan marketplace volume has surged by 115% year-over-year, fueled by strong growth in both democratized prime lending and YLDS metrics, indicating robust demand and market expansion. Additionally, the outlook for adjusted EPS for 2026-2027 has increased by 20-24%, supported by enhanced revenue growth, improved margins driven by cost efficiencies from its blockchain technology, and a substantial rise in EBITDA estimates by 25-30% as a result of strong origination partner growth.
Bears say
Figure Technology Solutions Inc. reported a January consumer loan marketplace revenue of $816 million, reflecting a month-over-month decline of 6% while experiencing a year-over-year increase of 115%. The outlook for the company's GAAP EPS for 2026-2027 suggests a decline of 3-5% due to rising stock-based compensation amid concerns that growth may slow if the Home Equity Line of Credit (HELOC) market deteriorates due to adverse market conditions, such as falling home prices or increased first-lien mortgage activity. Additionally, the potential for a weakening credit market could lead to reduced demand from funding partners, further pressuring originations and negatively impacting Figure’s overall business viability.
This aggregate rating is based on analysts' research of Figure Technology Solutions, Inc. and is not a guaranteed prediction by Public.com or investment advice.
FIGR Analyst Forecast & Price Prediction
Start investing in FIGR
Order type
Buy in
Order amount
Est. shares
0 shares