Fair Isaac

Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the following segments: Applications, Scores, and Decision Management Software. The Applications segment includes decision management applications designed for a type of business problem or process such as marketing, account origination, customer management, fraud, collections, and insurance claims management. The Scores segment consists of business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The Decision Management Software segment comprises the analytic and decision management software tools, FICO decision management suite, and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.

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Fair Isaac (FICO) reports robust Q1 performance and eyes software-driven growth

Fair Isaac's Q1 2023 performance reflects a positive growth trajectory, with strong revenue and income increases, particularly in the Scores and Software segments.
While challenges like declining B2C revenues and high debt levels exist, the company's focus on managing expenses and enhancing shareholder value positions it well for future growth.
Opportunities lie in leveraging software growth, expanding platform usage, and making strategic investments to drive further revenue growth and customer satisfaction.

Fair Isaac (FICO) reports record Q2 revenue and raises full-year guidance

Fair Isaac (FICO) delivered robust Q2 results with record revenue and raised full-year guidance, driven by strong performance in scores and software segments.
The company showcased impressive customer retention rates, increased ACV bookings, and highlighted the rapid ROI on its software offerings.
While facing challenges in a competitive landscape, Fair Isaac has opportunities to leverage its platform demand, expand market presence, and drive sustainable growth.

Fair Isaac (FICO) reports record revenues and strong growth in Q3 2023

Fair Isaac (FICO) delivered a strong performance in Q3 2023, achieving record revenues and demonstrating robust growth across key segments. The company's strategic focus on customer retention and product innovation has yielded positive results.
Despite challenges in converting free users to paid subscribers, Fair Isaac's myFICO business remains resilient, supported by effective pricing strategies and strong demand for its platform. The raised revenue guidance underscores management's confidence in future growth.
Opportunities lie in expanding customer base, driving brand engagement through partnerships, and further monetizing services. Fair Isaac's emphasis on value addition and market penetration positions it well for sustained success in the financial services industry.

Fair Isaac (FICO) surpasses Q4 expectations, eyes growth in 2024

Fair Isaac (FICO) delivered a strong performance in Q4 2023, exceeding revenue and earnings expectations. While facing challenges such as increased expenses and declining B2C revenues, the company showcased strengths in free cash flow generation and revenue growth in key segments. With a focus on efficiencies and strategic initiatives, FICO is well-positioned to capitalize on opportunities for growth in the upcoming fiscal year.

Fair Isaac (FICO) reports strong Q1 earnings, eyes global expansion

Fair Isaac (FICO) delivered robust Q1 2024 results with revenue and net income growth across segments.
While facing challenges in revenue predictability and transition to recurring revenue models, FICO remains focused on innovation and expansion.
The company's performance in Scores and Software segments, along with a new repurchase authorization, signals confidence in future prospects.
Navigating through revenue fluctuations and seizing opportunities in new markets and product offerings will be key for sustained growth.

Fair Isaac (FICO) reports strong Q2 earnings and raises full-year guidance

Fair Isaac (FICO) delivered robust financial results in Q2 2024, driven by revenue growth and increased net income.
While facing challenges in certain segments, the company's focus on innovation and strategic positioning bode well for future success.
With raised full-year guidance and a strong product portfolio, Fair Isaac is poised for continued growth and market leadership.

Fair Isaac (FICO) reports strong Q3 earnings and software growth

Fair Isaac (FICO) delivered robust financial results in Q3 2024, with strong revenue growth, increased net income, and record free cash flow.
The company's software segment showed resilience and growth, supported by a focus on SaaS software and expanding platform ARR.
While facing challenges in a competitive market, FICO remains optimistic about sustained growth, emphasizing customer engagement and strategic partnerships.

Fair Isaac (FICO) posts record revenues and cash flow in Q4 2024, eyes growth opportunities

Fair Isaac (FICO) delivered strong financial results in Q4 2024, with record revenues and free cash flow, driven by performance in the Scores and Software segments.
While facing challenges in the B2C segment, FICO showcased strengths in innovation, market recognition, and strategic capital allocation to drive shareholder value.
The company's focus on growth opportunities through new royalties, product innovation, and favorable guidance sets a positive trajectory for future performance and market positioning.

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Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the Software and Scores segments. The Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process. The Scores segment focuses on business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.

Shares of Fair Isaac Corp. (FICO), the financial analytics firm known for its credit scores, receded from an all-time high, tumbling 4.2% to log the weakest daily performance of any stock in the S&P 500.

FICO Stock Slips After Filings Show Top Execs Sold Shares

MEXICO CITY--(BUSINESS WIRE)--FICO (NYSE: FICO): Highlights: PSR uses FICO® Platform Enterprise Optimization capabilities to help improve energy production and water resource management CENACE, Mexico's National Center for Energy Control, adopts PSR's tools to optimize the country's power system operations Implementation results in over US$300 million in savings in 2022 and enhanced flood management in Tabasco PSR won the 2024 FICO® Decision Award for ESG Champion PSR, a global provider of anal.

PSR and FICO Platform Help Mexico's CENACE Stop Floods and Boost Power Production

HARRISON, N.J.--(BUSINESS WIRE)---- $FICO--Global analytics software leader, FICO, will host a free Score A Better Future™ Fundamentals credit education event for teens in Harrison with the help of local partner, Flag Nation on August 19. This event aims to provide students with the knowledge and resources to better understand their financial health, including an overview on the role of credit, and the FICO® Score, the credit score used by 90% of top US lenders to make lending decisions. Fundamentals is.

FICO Hosts Free Financial Literacy Event for New Jersey Teens on the First Stop of the Chelsea FC Women's Summer Tour

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FICO score provider Fair Isaac reached a new high on Friday. Shares have gained 50% so far this year.

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Fair Isaac's (FICO) third-quarter fiscal 2024 results benefit from higher revenues from mortgage originations.

Fair Isaac (FICO) Q3 Earnings Miss Estimates, Revenues Increase

Fair Isaac Corporation (NYSE:FICO ) Q3 2024 Earnings Conference Call July 31, 2024 5:00 PM ET Company Participants Dave Singleton - Vice President, Investor Relations Will Lansing - Chief Executive Officer Steve Weber - Chief Financial Officer Conference Call Participants Faiza Alwy - Deutsche Bank Surinder Thind - Jefferies Scott Wurtzel - Wolfe Research Kyle Peterson - Needham George Tong - Goldman Sachs Ashish Sabadra - RBC Simon Clinch - Redburn Atlantic Jeff Meuler - Baird Manav Patnaik - Barclays Operator Good day, ladies and gentlemen, and thank you for standing by. Welcome to the Third Quarter 2024 FICO Earnings Conference Call.

Fair Isaac Corporation (FICO) Q3 2024 Earnings Call Transcript

BANGKOK--(BUSINESS WIRE)--(NYSE: FICO) Highlights Ease of use is the top priority for Thais, followed by good fraud protection Two in three consumers expect to answer 10 questions or less or they will abandon a savings account application Identity checks are on the rise but one in three Thais will stop or reduce the use of existing accounts if the identity verification experience is poor Global analytics software leader FICO today unveiled its latest global consumer fraud research, highlighting.

FICO Survey: 1 in 3 Thais Reject Bank, Credit Card Applications Over Complex ID Checks

TOKYO--(BUSINESS WIRE)--Ivanti, the tech company that breaks down barriers between IT and security so that Everywhere Work can thrive, will offer services for the Ivanti Neurons platform through a Japan data center. “We are committed to evolving into a global SaaS leader and our initiative to provide Ivanti Neurons services in the Japan market is a testament of that,” said Dennis Kozak, COO at Ivanti. “By providing the Ivanti Neurons Platform through this data center, we help ensure a seamless.

Ivanti Expands Global Presence with Japan Data Center for Ivanti Neurons Platform

Revenue of $447.8 million grew 12.3% year over year. Adjusted EPS rose 10.4% year over year to $6.25.

Fair Isaac's Q3 Shows Double-Digit Growth

While the top- and bottom-line numbers for Fair Isaac (FICO) give a sense of how the business performed in the quarter ended June 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Fair Isaac (FICO) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

Fair Isaac (FICO) came out with quarterly earnings of $6.25 per share, missing the Zacks Consensus Estimate of $6.37 per share. This compares to earnings of $5.66 per share a year ago.

Fair Isaac (FICO) Q3 Earnings and Revenues Miss Estimates

BOZEMAN, Mont.--(BUSINESS WIRE)--FICO (NYSE:FICO), a leading predictive analytics and decision management software company, today announced results for its third fiscal quarter ended June 30, 2024. Third Quarter Fiscal 2024 GAAP Results Net income for the quarter totaled $126.3 million, or $5.05 per share, versus $128.8 million, or $5.08 per share, in the prior year period. The third quarter in Fiscal 2023 included a large one-time favorable expense adjustment. Net cash provided by operating ac.

FICO Announces Earnings of $5.05 per Share for Third Quarter Fiscal 2024

BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--Global analytics software leader FICO today announced that it has achieved Cloud Security Alliance (CSA) Security, Trust & Assurance Registry (STAR) Level 1 and Level 2 certifications, solidifying its status as a trusted cloud provider via the Cloud Security Alliance (CSA). CSA is the world's leading organization dedicated to defining and raising awareness of best practices to help ensure a secure cloud computing environment. “We're thrilled to be recognized.

FICO Recognized as Trusted Cloud Provider by Cloud Security Alliance

BOZEMAN, Mont.--(BUSINESS WIRE)--FICO (NYSE:FICO), a leading predictive analytics and decision management software company, today announced that its Board of Directors has approved a stock repurchase program to acquire up to $1 billion of the company's outstanding common stock. This new program was approved following completion of FICO's previous stock repurchase program, which was in effect from January 2024 until adoption of the new program in July 2024. The new stock repurchase program, whic.

FICO Announces New Stock Repurchase Program on July 30, 2024

CHARLOTTE, N.C.--(BUSINESS WIRE)---- $FICO--Global analytics software leader FICO will host three free credit education events in Charlotte on August 6th. These events include the Score A Better Future™ (SABF) workshop for adults and, in partnership with Camino, a Score A Better Future Fundamentals event for teens on August 6th. The third Fundamentals event will be a session for the students at the Movement Freedom School on August 6th. These events are designed to provide Charlotte residents with vital.

FICO Hosts Free Financial Literacy Event for Charlotte Residents In Partnership with Local Organizations and Chelsea FC

Fair Isaac's (FICO) third-quarter fiscal 2024 performance is likely to have benefited from strong momentum in its scores and software business.

Fair Isaac (FICO) to Report Q3 Earnings: What's in Store?

Beyond analysts' top -and-bottom-line estimates for Fair Isaac (FICO), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended June 2024.

Ahead of Fair Isaac (FICO) Q3 Earnings: Get Ready With Wall Street Estimates for Key Metrics

ORLANDO, Fla. & BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO, a leading analytics software company, is partnering with the National Association of Minority Mortgage Bankers of America (NAMMBA) to help educate and train mortgage professionals on financial wellness and how to support their communities from a social impact lending perspective. The new collaboration is expected to incentivize more lenders to obtain NAMMBA's Certified Community Lender (CCL®) certification. NAMMBA's Certified Community Lend.

FICO Partners with the National Association of Minority Mortgage Bankers of America to Accelerate Community Lending in Underrepresented Communities

COLUMBUS, Ohio--(BUSINESS WIRE)---- $FICO--Global analytics software leader, FICO, will host two free credit education events in Columbus on August 3rd - Score A Better Future™ (SABF) for adults and, in partnership with the Central Ohio Youth Sports Collaborative, a Score A Better Future Fundamentals financial education workshop for teens. These events aim to provide Columbus residents with the knowledge and resources necessary to enhance their understanding of their future financial health, including th.

Free Financial Literacy Event Hosted by FICO Comes to Columbus in Partnership with Local Partners, the U.S. Soccer Foundation, and Chelsea FC During Pre-Season Summer Tour

JAKARTA, Indonesia--(BUSINESS WIRE)--(NYSE: FICO) Highlights Ease of use is the top priority for Indonesians, followed by good fraud protection Two in three consumers expect to answer 10 questions or less or they will abandon a savings account application Identity checks are on the rise but one in four Indonesians will stop or reduce the use of existing accounts if the identity verification experience is poor Global analytics software leader FICO today unveiled its latest global consumer fraud.

FICO Survey: 1 in 3 Indonesians Reject Bank, Credit Card Applications Over Complex ID Checks

Fair Isaac (FICO) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Fair Isaac (FICO) Earnings Expected to Grow: Should You Buy?

ATLANTA--(BUSINESS WIRE)---- $FICO--Global analytics software leader, FICO, will host a free Score A Better Future ™ (SABF) for adults and, in partnership with the YMCA of Metro Atlanta, a Score A Better Future Fundamentals credit education event for teens, both events on July 31, 2024. These events aim to provide Atlanta residents with the knowledge and resources necessary to enhance their understanding of their future financial health, including the role of credit and an overview of the FICO® Score, th.

FICO to Provide Financial Literacy Education Event in Atlanta During Chelsea FC's Summer Tour

BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO, a leading analytics software firm, has announced that CMG Mortgage, Inc. the retail lending arm of the well capitalized and privately held mortgage banking firm, CMG Financial has adopted FICO® Score 10 T, the company's newest, most innovative, and most predictive scoring model. A top 10 U.S. lender often recognized for its impressive growth, CMG will use FICO® Score 10 T to validate and analyze loans across its $90 Billion mortgage servicing portfolio. Ad.

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