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FICO
Volume: 665.46K
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Fair Isaac (FICO) Stock Forecast & Price Target

Fair Isaac (FICO) Analyst Ratings

Based on 17 analyst ratings
Buy
Strong Buy 29%
Buy 47%
Hold 18%
Sell 6%
Strong Sell 0%

Bulls say

Fair Isaac Corporation (FICO) demonstrated a robust financial performance with a notable 16% year-over-year increase in annual contract value (ACV) bookings for the first quarter of FY25, signaling a strong demand driven by an expanding pipeline. Additionally, the firm's mortgage origination revenue surged by 110% year-over-year in 1Q25, indicating a positive trend that is further supported by forecasts of a 7% increase in mortgage originations for FY25. With anticipated growth in both its Scores and Software segments—driven by strategic pricing and new market approaches—FICO's software revenue also reflected healthy growth of 10.3% year-over-year, underpinning a positive long-term outlook for the company.

Bears say

Fair Isaac Corporation is facing significant headwinds, evident from a notable 22% year-over-year decline in Annual Contract Value (ACV) bookings in the first half of fiscal 2024, which has contributed to a slowdown in Platform Annual Recurring Revenue (ARR) to 20% in the first quarter of fiscal 2025, down from over 30% in fiscal 2024. Additionally, the company's financial performance fell short of forecasts, with earnings per share (EPS) of $5.79 underperforming both internal estimates and consensus expectations, primarily due to softer revenue growth and rising expenses. Furthermore, stagnant mortgage inquiry volumes, influenced by persistently high mortgage rates, coupled with macroeconomic pressures and the transition to a subscription-based revenue model, indicate challenges ahead for software revenues and overall profitability.

Fair Isaac (FICO) has been analyzed by 17 analysts, with a consensus rating of Buy. 29% of analysts recommend a Strong Buy, 47% recommend Buy, 18% suggest Holding, 6% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Fair Isaac and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Fair Isaac (FICO) Forecast

Analysts have given Fair Isaac (FICO) a Buy based on their latest research and market trends.

According to 17 analysts, Fair Isaac (FICO) has a Buy consensus rating as of Jul 10, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $1,731.35, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $1,731.35, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Fair Isaac (FICO)

Volume: 665.46K

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