
Fair Isaac (FICO) Stock Forecast & Price Target
Fair Isaac (FICO) Analyst Ratings
Bulls say
Fair Isaac Corporation's revenue from Scores demonstrated exceptional strength, achieving $304.5 million, which reflects a robust year-over-year growth of 29.2%, fueled by increased demand in the mortgage and auto sectors. The company holds a dominant position in the credit scoring market, allowing it to implement price increases that contribute to solid growth projections in both its Scores and Software businesses. Additionally, the modest growth of 1.2% year-over-year in software product revenue, while slower, indicates sustained demand for Fair Isaac's analytics and decision-making software among financial institutions.
Bears say
Fair Isaac Corporation faces a challenging outlook primarily due to the risk of a prolonged economic downturn, which could lead financial institutions to significantly decrease their purchases of FICO Scores, negatively impacting both revenue and earnings per share (EPS). Furthermore, the company's inability to scale its software business poses a significant risk to meeting growth expectations, as the decline in non-platform annual recurring revenue (ARR) further indicates potential weaknesses in its offerings. While revenue showed a year-over-year increase of 16.4%, the recent quarter-over-quarter decline of 0.7% combined with a decrease in non-platform ARR suggests underlying vulnerabilities that could hinder future performance.
This aggregate rating is based on analysts' research of Fair Isaac and is not a guaranteed prediction by Public.com or investment advice.
Fair Isaac (FICO) Analyst Forecast & Price Prediction
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