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FICO
Volume: 64.27K
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Fair Isaac (FICO) Stock Forecast & Price Target

Fair Isaac (FICO) Analyst Ratings

Based on 17 analyst ratings
Buy
Strong Buy 29%
Buy 47%
Hold 18%
Sell 6%
Strong Sell 0%

Bulls say

Fair Isaac Corporation's positive outlook is underscored by a 16% year-over-year increase in annual contract value (ACV) bookings in the first quarter of fiscal year 2025, alongside expectations for annual recurring revenue (ARR) growth to accelerate to 30% by the end of the fiscal year. Additionally, the company's mortgage origination revenue exhibited a remarkable 110% year-over-year growth in Q1 2025, reflecting significant demand within the mortgage market, supported by favorable projections for mortgage originations in fiscal years 2025 and 2026. Furthermore, Fair Isaac's software revenue increased by 10.3% year-over-year, with anticipated sustained growth driven by strategic pricing adjustments and expansion of its software offerings, particularly through enhanced partnerships and new market strategies.

Bears say

Fair Isaac Corporation's outlook appears negatively impacted by persistent macroeconomic challenges, epitomized by significantly lower US Consumer Confidence and its associated decline in demand for consumer installment loans. The company's financial performance has been adversely affected by a 22% year-over-year decline in Annual Contract Value (ACV) bookings in 1H24, alongside a slowdown in Platform Annual Recurring Revenue (ARR) growth to 20% in 1Q25, down from over 30% in FY24. Additionally, Fair Isaac's reported EPS of $5.79 fell short of expectations, exacerbated by pressures on software revenues from the transition to a subscription-based model and subdued mortgage inquiry volumes amid high interest rates.

Fair Isaac (FICO) has been analyzed by 17 analysts, with a consensus rating of Buy. 29% of analysts recommend a Strong Buy, 47% recommend Buy, 18% suggest Holding, 6% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Fair Isaac and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Fair Isaac (FICO) Forecast

Analysts have given Fair Isaac (FICO) a Buy based on their latest research and market trends.

According to 17 analysts, Fair Isaac (FICO) has a Buy consensus rating as of Jun 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $1,772.12, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $1,772.12, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Fair Isaac (FICO)

Volume: 64.27K

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