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FICO
Volume: 34
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Fair Isaac (FICO) Stock Forecast & Price Target

Fair Isaac (FICO) Analyst Ratings

Based on 17 analyst ratings
Buy
Strong Buy 29%
Buy 47%
Hold 18%
Sell 6%
Strong Sell 0%

Bulls say

Fair Isaac Corporation demonstrates strong growth potential, highlighted by a 16% year-on-year increase in Annual Contract Value (ACV) bookings in the first quarter of FY25, with expectations for Annual Recurring Revenue (ARR) growth accelerating to 30% by the end of the fiscal year. Furthermore, significant growth in mortgage origination revenue, which soared by 110% year-on-year in 1Q25, underscores the firm’s strong position within the mortgage market as forecasts indicate a continued rise in mortgage originations. Lastly, the company's ability to implement price increases for its credit scores, along with the 10% year-over-year revenue growth in its software division, signifies a resilient business model poised for sustained profitability.

Bears say

Fair Isaac Corporation is grappling with a significant decline in consumer confidence, as reflected in a decrease from 105.3 to 98.3 in just a month, compounded by persistently high interest rates impacting financial performance. The company faced a notable 22% year-over-year decline in annual contract value bookings in the first half of fiscal 2024, contributing to a slowdown in platform annual recurring revenue to 20% in the first quarter of 2025, down from over 30% in fiscal 2024. Additionally, the company's reported earnings per share of $5.79 fell short of both estimates and consensus forecasts, signaling challenges ahead, particularly with pressures on software revenue due to a transition to a subscription model and ongoing high mortgage rates affecting inquiry volumes.

Fair Isaac (FICO) has been analyzed by 17 analysts, with a consensus rating of Buy. 29% of analysts recommend a Strong Buy, 47% recommend Buy, 18% suggest Holding, 6% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Fair Isaac and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Fair Isaac (FICO) Forecast

Analysts have given Fair Isaac (FICO) a Buy based on their latest research and market trends.

According to 17 analysts, Fair Isaac (FICO) has a Buy consensus rating as of Jul 10, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $1,731.35, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $1,731.35, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Fair Isaac (FICO)

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