
First Hawaiian (FHB) Stock Forecast & Price Target
First Hawaiian (FHB) Analyst Ratings
Bulls say
First Hawaiian Inc. demonstrates a positive outlook through several key financial metrics, highlighted by an increase in net interest income (NII), leading to a $0.04 per share beat in pre-provision net revenue, despite a higher provision for reserve build. The bank's net interest margin (NIM) has expanded to 3.08%, attributed to strategic securities repositioning and a decline in deposit costs. Additionally, First Hawaiian's strong market presence, commanding a 34% deposit market share in Hawaii, underscores its competitive advantage within the regional banking sector.
Bears say
First Hawaiian Inc has adjusted its loan growth forecast for 2025 to approximately 3%, which is a decrease of about 100 basis points, resulting in a slight decline in Net Interest Income (NII). The bank faces several risks that could impact its earnings, including potential increases in credit costs, diminished loan demand, and pressure on its margins, particularly in the context of a volatile rising interest rate environment. Additionally, the bank experienced a 3% decline in loan balances in the first quarter, influenced by factors such as scheduled payoffs in commercial real estate and seasonal variations in commercial and industrial lending.
This aggregate rating is based on analysts' research of First Hawaiian and is not a guaranteed prediction by Public.com or investment advice.
First Hawaiian (FHB) Analyst Forecast & Price Prediction
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