First Financial Bancorp

First Financial Bancorp operates as a bank holding company. The firm operates through its wholly owned subsidiary, First Financial Bank, which engages in the provision of commercial banking, financial and other related activities. It operates through the following business lines: Commercial, Retail Banking, Mortgage Banking, Wealth Management, Investment Commercial Real Estate, and Commercial Finance. Its products and services include digital tools, digital services, self-service, digital wallet, treasury management, employee services, financial planning, investment management, and trust administration. The company was founded in 1982 and is headquartered in Cincinnati, OH.

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First Financial Bancorp posts record earnings in Q4 2022

First Financial Bancorp delivered a strong Q4 performance with record revenue and earnings. Despite some challenges in certain segments, the company's financial health remains robust, offering opportunities for growth and improved profitability.

First Financial Bancorp reports record Q1 earnings and growth opportunities

First Financial Bancorp's Q1 2023 earnings call showcased robust financial performance, driven by record revenue and significant increases in net income and total revenue.
While facing challenges such as potential margin contraction, the company's strengths in stable credit quality, strong capital ratios, and growth opportunities in various sectors position it well for the future.
With a focus on maintaining stability, navigating market changes, and capitalizing on growth prospects, First Financial Bancorp aims to sustain its positive momentum and drive continued success.

First Financial Bancorp reports strong Q2 performance and eyes growth opportunities

First Financial Bancorp delivered a strong performance in Q2 2023, with notable growth in adjusted EPS and fee income.
While facing challenges such as margin contraction and increased expenses, the company's asset quality and regulatory ratios remained robust.
Opportunities lie in managing expenses effectively, driving loan growth, and capitalizing on the strength of wealth management.
Overall, First Financial Bancorp's solid financial results position it well for future growth and stability in the market.

First Financial Bancorp reports solid Q3 earnings amidst mixed credit trends

First Financial Bancorp delivered strong financial performance in Q3 2023 with increased net income and adjusted earnings per share. Despite challenges in credit trends, the company maintained a conservative approach. Opportunities for growth in loan portfolios and stable expenses are anticipated for Q4.

First Financial Bancorp reports record revenue and stable asset quality

First Financial Bancorp's Q4 2023 performance reflects financial strength, record revenue, and stable asset quality, positioning the company well for future growth.
While facing challenges such as lower noninterest income and elevated asset quality trends, the company remains cautiously optimistic about 2024.
Opportunities for moderate loan growth, effective risk management, and revenue optimization present avenues for sustained performance and profitability.
Overall, First Financial Bancorp's performance highlights resilience, growth potential, and a strategic outlook for navigating evolving market conditions.

First Financial Bancorp reports solid Q1 performance and outlines growth strategies

First Financial Bancorp delivered a solid performance in Q1 2024, marked by strong financial metrics, robust loan growth, and strategic initiatives to drive efficiency and growth.
While facing challenges such as slowing deposit growth and increased expenses, the company remains focused on optimizing performance, managing risks, and enhancing shareholder value.
With a positive outlook for future performance, including expectations for continued growth, stable NIM, and effective cost management, First Financial Bancorp is well-positioned for sustained success.
Investors can look forward to a company that is strategically positioned to capitalize on opportunities, navigate challenges, and deliver long-term value through prudent financial management.

First Financial Bancorp excels in Q2 2024 earnings call

First Financial Bancorp's Q2 2024 earnings call showcased exceptional financial performance, strong fee income, and proactive cost management initiatives.
Despite challenges in credit migration and potential risks in the transportation sector, FFBC remains focused on growth opportunities and operational efficiency.
The company's forward-looking guidance, dividend increase, and commitment to internal growth position them well for sustained success in the market.

First Financial Bancorp reports solid Q3 performance amidst growth focus

First Financial Bancorp's Q3 performance showcased resilience amid challenges, with a focus on efficiency, asset quality, and strategic growth initiatives.
Despite headwinds in loan growth and noninterest income, the company's strong capital position and forward-looking guidance signal a path for sustainable growth.
Investors can be optimistic about First Financial Bancorp's ability to navigate challenges, capitalize on opportunities, and deliver long-term value.

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First Financial's net interest margin is quite sensitive to rate changes thanks to the loan mix. Loan growth will likely revert to the historical mean. Strong job markets will boost loan growth, while high interest rates will stifle growth.

First Financial Bancorp.: High Interest-Rates, Moderate Loan Growth To Lift Earnings

CINCINNATI , Oct. 6, 2022 /PRNewswire/ -- First Financial Bancorp (Nasdaq: FFBC) announced today that it expects to release third quarter 2022 financial results after the market close on Thursday, October 20, 2022.  A teleconference and webcast to discuss these results will be held on Friday, October 21, 2022, at 8:30 a.m.

First Financial Bancorp to Announce Third Quarter 2022 Financial Results on Thursday, October 20, 2022

First Financial (FFBC) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).

First Financial (FFBC) Upgraded to Strong Buy: What Does It Mean for the Stock?

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First Financial (FFBC) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

Will First Financial (FFBC) Gain on Rising Earnings Estimates?

First Financial Bancorp. (NASDAQ:FFBC ) Q2 2022 Earnings Conference Call July 22, 2022 8:30 AM ET Company Participants Scott Crawley - Corporate Controller Archie Brown - President and CEO Jamie Anderson - CFO Bill Harrod - Chief Credit Officer Conference Call Participants Chris McGratty - KBW Scott Siefers - Piper Sandler Daniel Tamayo - Raymond James Jon Arfstrom - RBC Capital Markets Terry McEvoy - Stephens Operator Hello, and welcome to the First Financial Bancorp Second Quarter 2022 Earnings Conference Call and Webcast.

First Financial Bancorp. (FFBC) CEO Archie Brown on Q2 2022 Results - Earnings Call Transcript

Earnings per diluted share of $0.55; $0.56 on an adjusted (1) basis Return on average assets of 1.28%; 1.31% on an adjusted (1) basis Net interest margin on FTE basis (1) of 3.47%; 30 bp increase from linked quarter Loan growth of $191.4 million, excluding PPP; 8.3% on an annualized basis Noninterest income of $49.8 million increased 20.6% from the linked quarter CINCINNATI , July 21, 2022 /PRNewswire/ -- First Financial Bancorp. (Nasdaq: FFBC) ("First Financial" or the "Company") announced financial results for the three and six months ended June 30, 2022.

First Financial Bancorp Announces Second Quarter 2022 Financial Results

First Financial (FFBC) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

First Financial Bancorp (FFBC) Expected to Beat Earnings Estimates: Should You Buy?

CINCINNATI , July 7, 2022 /PRNewswire/ -- First Financial Bancorp (NASDAQ: FFBC) announced today that it expects to release second quarter 2022 financial results after the market close on Thursday, July 21, 2022.  A teleconference and webcast to discuss these results will be held on Friday, July 22, 2022 at 8:30 a.m.

First Financial Bancorp to Announce Second Quarter 2022 Financial Results on Thursday, July 21, 2022

CINCINNATI , May 25, 2022 /PRNewswire/ -- First Financial Bank (Nasdaq: FFBC) is making substantial changes to its overdraft programs to eliminate or reduce its overdraft fees, the latest in a series of steps from the bank to help its clients and communities thrive and improve financial wellness. The changes take effect June 1, 2022.

First Financial Bank Eliminates and Reduces Overdraft Fees

CINCINNATI , May 24, 2022 /PRNewswire/ -- First Financial Bancorp (Nasdaq: FFBC) held its annual meeting of shareholders today, during which Gary Warzala was elected to a one-year term as a new member of the First Financial board of directors, effective immediately. Warzala is currently a security and risk management executive advisor with Gartner, Inc. Before joining Gartner in 2019, he served as chief information security officer to Fifth Third Bank, PNC Bank, and Visa International.

First Financial Bancorp Announces Changes to Board of Directors

CINCINNATI , May 2, 2022 /PRNewswire/ -- First Financial Bank (Nasdaq: FFBC) has released its first Corporate Social Responsibility Report (CSR) and Sustainability Accounting Standards Board (SASB) Commercial Bank disclosure. The CSR report details the bank's progress in 2021 in the areas of community development; corporate governance; diversity, equity and inclusion; and sustainability.

First Financial Bank Releases First Corporate Social Responsibility Report

First Financial Bancorp. (NASDAQ:FFBC ) Q1 2022 Results Conference Call April 22, 2022 8:30 AM ET Company Participants Scott Crawley - Corporate Controller Archie Brown - President and CEO Jamie Anderson - CFO Bill Harrod - Chief Credit Officer Conference Call Participants Scott Siefers - Piper Sandler Daniel Tamayo - Raymond James Terry McEvoy - Stephens Chris McGratty - KBW Jon Arfstrom - RBC Operator Hello, and welcome to the First Financial Bancorp First Quarter 2022 Earnings Conference Call and Webcast.

First Financial Bancorp. (FFBC) CEO Archie Brown on Q1 2022 Results - Earnings Call Transcript

Earnings per diluted share of $0.44; $0.46 on an adjusted (1) basis Return on average assets of 1.03%; 1.09% on an adjusted (1) basis Net interest margin on FTE basis of 3.17%; 12 bp increase excluding loan fees and accretion Net charge-offs declined 69.3%; Provision recapture of $5.8 million CINCINNATI , April 21, 2022 /PRNewswire/ -- First Financial Bancorp. (Nasdaq: FFBC) ("First Financial" or the "Company") announced financial results for the three months ended March 31, 2022.

First Financial Bancorp Announces First Quarter 2022 Financial Results

CINCINNATI, Ohio, April 8, 2022 /PRNewswire/ -- First Financial Bancorp (Nasdaq: FFBC) announced today that it expects to release first quarter 2022 financial results after the market close on Thursday, April 21, 2022.  A teleconference and webcast to discuss these results will be held on Friday, April 22, 2022 at 8:30 a.m.

First Financial Bancorp to Announce First Quarter 2022 Financial Results on Thursday, April 21, 2022

CINCINNATI, March 2, 2022 /PRNewswire/ -- First Financial Bank (Nasdaq: FFBC) is announcing a new name for its Wealth Management division – Yellow Cardinal Advisory Group, reflecting the group's deep expertise, unique blend of sophisticated solutions, and the spirit of individuality that characterizes its clients. Yellow Cardinal's debut also includes the launch of expanded capabilities in business succession planning and fixed income investments.

First Financial Introduces Yellow Cardinal Advisory Group with Expanded Wealth Management Services

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First Financial Bancorp (FFBC) CEO Archie Brown on Q4 2021 Results - Earnings Call Transcript

First Financial (FFBC) delivered earnings and revenue surprises of 5.45% and 1.71%, respectively, for the quarter ended December 2021. Do the numbers hold clues to what lies ahead for the stock?

First Financial Bancorp (FFBC) Tops Q4 Earnings and Revenue Estimates

CINCINNATI, Jan. 27, 2022 /PRNewswire/ -- Earnings per diluted share of $0.50; $0.58 on an adjusted (1) basis Return on average assets of 1.16%; 1.34% on an adjusted (1) basis Closed acquisition of Summit Funding Group $143.6 million of commercial loan sales during the quarter Loan growth of $148.8 million, excluding decline in PPP loans, loan sales, Summit acquisition(2) Classified assets declined 36.7%; Provision recapture of $7.7 million Announces $0.23 per share Quarterly Dividend and Board authorizes repurchase of up to 5 million shares First Financial Bancorp. (Nasdaq: FFBC) ("First Financial" or the "Company") announced financial results for the three and twelve months ended December 31, 2021.

First Financial Bancorp Announces Fourth Quarter and Full Year 2021 Financial Results and Quarterly Dividend

CINCINNATI, Jan. 10, 2022 /PRNewswire/ -- First Financial Bancorp (Nasdaq: FFBC) announced today that it expects to release fourth quarter and full year 2021 financial results after the market close on Thursday, January 27, 2022.  A teleconference and webcast to discuss these results will be held on Friday, January 28, 2022 at 8:30 a.m.

First Financial Bancorp to Announce Fourth Quarter and Full Year 2021 Financial Results on Thursday, January 27, 2022

CINCINNATI, Jan. 7, 2022 /PRNewswire/ -- First Financial Bank (Nasdaq: FFBC) President and CEO Archie Brown has been appointed to the Board of Directors of the Cincinnati Branch of the Federal Reserve Bank of Cleveland, one of the 12 banks of the Federal Reserve System. Brown's appointment is for a three-year term commencing on January 1, 2022.

First Financial Bank President and CEO Archie Brown Joins Board of the Cincinnati Branch of the Federal Reserve Bank of Cleveland

CINCINNATI, Jan. 3, 2022 /PRNewswire/ -- First Financial Bancorp. (Nasdaq: FFBC) ("First Financial") announced today that it has completed its previously announced acquisition of Cincinnati-based Summit Funding Group, Inc. ("Summit"), the fourth largest independent equipment financing platform in the United States.

First Financial Bank Completes Acquisition of Summit Funding Group

First Financial (FFBC) agrees to buy Summit, the fourth-largest independent equipment financing platform in the United States.

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