First Financial Bancorp

First Financial Bancorp operates as a bank holding company. The firm operates through its wholly owned subsidiary, First Financial Bank, which engages in the provision of commercial banking, financial and other related activities. It operates through the following business lines: Commercial, Retail Banking, Mortgage Banking, Wealth Management, Investment Commercial Real Estate, and Commercial Finance. Its products and services include digital tools, digital services, self-service, digital wallet, treasury management, employee services, financial planning, investment management, and trust administration. The company was founded in 1982 and is headquartered in Cincinnati, OH.

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Earnings data Q4 2024

First Financial Bancorp posts record earnings in Q4 2022

First Financial Bancorp delivered a strong Q4 performance with record revenue and earnings. Despite some challenges in certain segments, the company's financial health remains robust, offering opportunities for growth and improved profitability.

First Financial Bancorp reports record Q1 earnings and growth opportunities

First Financial Bancorp's Q1 2023 earnings call showcased robust financial performance, driven by record revenue and significant increases in net income and total revenue.
While facing challenges such as potential margin contraction, the company's strengths in stable credit quality, strong capital ratios, and growth opportunities in various sectors position it well for the future.
With a focus on maintaining stability, navigating market changes, and capitalizing on growth prospects, First Financial Bancorp aims to sustain its positive momentum and drive continued success.

First Financial Bancorp reports strong Q2 performance and eyes growth opportunities

First Financial Bancorp delivered a strong performance in Q2 2023, with notable growth in adjusted EPS and fee income.
While facing challenges such as margin contraction and increased expenses, the company's asset quality and regulatory ratios remained robust.
Opportunities lie in managing expenses effectively, driving loan growth, and capitalizing on the strength of wealth management.
Overall, First Financial Bancorp's solid financial results position it well for future growth and stability in the market.

First Financial Bancorp reports solid Q3 earnings amidst mixed credit trends

First Financial Bancorp delivered strong financial performance in Q3 2023 with increased net income and adjusted earnings per share. Despite challenges in credit trends, the company maintained a conservative approach. Opportunities for growth in loan portfolios and stable expenses are anticipated for Q4.

First Financial Bancorp reports record revenue and stable asset quality

First Financial Bancorp's Q4 2023 performance reflects financial strength, record revenue, and stable asset quality, positioning the company well for future growth.
While facing challenges such as lower noninterest income and elevated asset quality trends, the company remains cautiously optimistic about 2024.
Opportunities for moderate loan growth, effective risk management, and revenue optimization present avenues for sustained performance and profitability.
Overall, First Financial Bancorp's performance highlights resilience, growth potential, and a strategic outlook for navigating evolving market conditions.

First Financial Bancorp reports solid Q1 performance and outlines growth strategies

First Financial Bancorp delivered a solid performance in Q1 2024, marked by strong financial metrics, robust loan growth, and strategic initiatives to drive efficiency and growth.
While facing challenges such as slowing deposit growth and increased expenses, the company remains focused on optimizing performance, managing risks, and enhancing shareholder value.
With a positive outlook for future performance, including expectations for continued growth, stable NIM, and effective cost management, First Financial Bancorp is well-positioned for sustained success.
Investors can look forward to a company that is strategically positioned to capitalize on opportunities, navigate challenges, and deliver long-term value through prudent financial management.

First Financial Bancorp excels in Q2 2024 earnings call

First Financial Bancorp's Q2 2024 earnings call showcased exceptional financial performance, strong fee income, and proactive cost management initiatives.
Despite challenges in credit migration and potential risks in the transportation sector, FFBC remains focused on growth opportunities and operational efficiency.
The company's forward-looking guidance, dividend increase, and commitment to internal growth position them well for sustained success in the market.

First Financial Bancorp reports solid Q3 performance amidst growth focus

First Financial Bancorp's Q3 performance showcased resilience amid challenges, with a focus on efficiency, asset quality, and strategic growth initiatives.
Despite headwinds in loan growth and noninterest income, the company's strong capital position and forward-looking guidance signal a path for sustainable growth.
Investors can be optimistic about First Financial Bancorp's ability to navigate challenges, capitalize on opportunities, and deliver long-term value.

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Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Is First Financial Ban (FFBC) Stock Undervalued Right Now?

First Financial Bancorp. (NASDAQ:FFBC ) Q1 2024 Earnings Conference Call April 26, 2024 8:30 AM ET Company Participants Scott Crawley - Corporate Controller Archie Brown - President and Chief Executive Officer Jamie Anderson - Chief Financial Officer Bill Harrod - Chief Credit Officer Conference Call Participants Daniel Tamayo - Raymond James Terry McEvoy - Stephens Chris McGrady - KBW Jon Arfstrom - RBC Capital Markets Alex Twerdahl - Piper Sandler Operator Thank you for standing by.

First Financial Bancorp. (FFBC) Q1 2024 Earnings Call Transcript

Although the revenue and EPS for First Financial (FFBC) give a sense of how its business performed in the quarter ended March 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

First Financial (FFBC) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

First Financial Bancorp (FFBC) came out with quarterly earnings of $0.59 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.76 per share a year ago.

First Financial Bancorp (FFBC) Q1 Earnings Match Estimates

Earnings per diluted share of $0.53; $0.59 on an adjusted(1) basis Return on average assets of 1.18%; 1.30% on an adjusted(1) basis Net interest margin on FTE basis (1) of 4.10% Acquired Agile Premium Finance Loan growth of $271.9 million; 10.0% on an annualized basis Tangible common equity ratio increased to 7.23% Quarterly dividend of $0.23 approved by Board of Directors CINCINNATI , April 25, 2024 /PRNewswire/ -- First Financial Bancorp. (Nasdaq: FFBC) ("First Financial" or the "Company") announced financial results for the three months ended March 31, 2024.

First Financial Bancorp Announces First Quarter 2024 Financial Results and Quarterly Dividend

CINCINNATI , April 5, 2024 /PRNewswire/ -- First Financial Bancorp. (Nasdaq: FFBC) announced today that it expects to release first quarter 2024 financial results after the market close on Thursday, April 25, 2024.

First Financial Bancorp to Announce First Quarter 2024 Financial Results on Thursday, April 25, 2024

CINCINNATI , Jan. 30, 2024 /PRNewswire/ -- First Financial Bank (Nasdaq: FFBC) has entered into a new $2.4 billion, five-year Community Benefits Agreement (CBA) with the National Community Reinvestment Coalition (NCRC) and related partner organizations, establishing goals for lending and investments to low- and moderate-income (LMI) clients and census tracts. The new agreement follows the successful conclusion of First Financial's previous CBA, during which it achieved 192 percent of its $1.75 billion goal in lending and investments for 2018-2023.

First Financial Bank and National Community Reinvestment Coalition Announce $2.4 Billion Community Benefits Agreement

First Financial Bancorp (NASDAQ:FFBC) Q4 2023 Results Conference Call January 26, 2024 8:30 AM ET

First Financial Bancorp (FFBC) Q4 2023 Earnings Call Transcript

The headline numbers for First Financial (FFBC) give insight into how the company performed in the quarter ended December 2023, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Here's What Key Metrics Tell Us About First Financial (FFBC) Q4 Earnings

First Financial Bancorp (FFBC) came out with quarterly earnings of $0.62 per share, beating the Zacks Consensus Estimate of $0.61 per share. This compares to earnings of $0.73 per share a year ago.

First Financial Bancorp (FFBC) Tops Q4 Earnings Estimates

Earnings per diluted share of $0.60; $0.62 on an adjusted (1) basis Return on average assets of 1.31%; 1.37% on an adjusted (1) basis Net interest margin on FTE basis (1) of 4.26%; 7 bp decrease from linked quarter Loan growth of $286.4 million; 10.7% on an annualized basis Average deposit balances increased 12.9% on an annualized basis Credit trends stable to improving in the quarter Tangible Book Value increased $1.47, or 13.5% from linked quarter Quarterly dividend of $0.23 approved by Board of Directors CINCINNATI , Jan. 25, 2024 /PRNewswire/ -- First Financial Bancorp. (Nasdaq: FFBC) ("First Financial" or the "Company") announced financial results for the three and twelve months ended December 31, 2023.

First Financial Bancorp Announces Fourth Quarter and Full Year 2023 Financial Results and Quarterly Dividend

Looking beyond Wall Street's top -and-bottom-line estimate forecasts for First Financial (FFBC), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended December 2023.

Seeking Clues to First Financial (FFBC) Q4 Earnings? A Peek Into Wall Street Projections for Key Metrics

CINCINNATI , Jan. 8, 2024 /PRNewswire/ -- First Financial Bancorp. (Nasdaq: FFBC) announced today that it expects to release fourth quarter and full year 2023 financial results after the market close on Thursday, January 25, 2024.

First Financial Bancorp to Announce Fourth Quarter and Full Year 2023 Financial Results on Thursday, January 25, 2024

First Financial Bancorp (NASDAQ:FFBC ) Q3 2023 Earnings Conference Call October 25, 2023 8:30 AM ET Company Participants Scott Crawley - Corporate Controller Archie Brown - President & Chief Executive Officer Jamie Anderson - Chief Financial Officer & Chief Operating Officer Bill Harrod - Chief Credit Officer Conference Call Participants Daniel Tamayo - Raymond James Terry McEvoy - Stephens Jon Arfstrom - RBC Capital Markets Christopher McGratty - KBW Operator Good morning and welcome to the First Financial Bancorp Third Quarter 2023 Earnings Conference Call and Webcast. My name is Brianna and I will be your conference operator today.

First Financial Bancorp (FFBC) Q3 2023 Earnings Call Transcript

Although the revenue and EPS for First Financial (FFBC) give a sense of how its business performed in the quarter ended September 2023, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Here's What Key Metrics Tell Us About First Financial (FFBC) Q3 Earnings

First Financial Bancorp (FFBC) came out with quarterly earnings of $0.67 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.61 per share a year ago.

First Financial Bancorp (FFBC) Q3 Earnings Meet Estimates

Earnings per diluted share of $0.66; $0.67 on an adjusted (1) basis; 10% increase YoY Return on average assets of 1.48%; 1.49% on an adjusted (1) basis Net interest margin on FTE basis (1) of 4.33%; 15 bp decrease from linked quarter Loan growth of $96.6 million; 3.6% on an annualized basis Average deposit balances increased 3.8% on an annualized basis, excluding brokered deposits Strong adjusted (1) fee income of $56.8 million driven by the leasing and wealth management Quarterly dividend of $0.23 approved by Board of Directors CINCINNATI , Oct. 24, 2023 /PRNewswire/ -- First Financial Bancorp. (Nasdaq: FFBC) ("First Financial" or the "Company") announced financial results for the three and nine months ended September 30, 2023.

First Financial Bancorp Announces Third Quarter 2023 Financial Results and Quarterly Dividend

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CINCINNATI , Oct. 6, 2023 /PRNewswire/ -- First Financial Bancorp. (Nasdaq: FFBC) announced today that it expects to release third quarter 2023 financial results after the market close on Tuesday, October 24, 2023.

First Financial Bancorp to Announce Third Quarter 2023 Financial Results on Tuesday, October 24, 2023

First Financial (FFBC) is technically in oversold territory now, so the heavy selling pressure might have exhausted. This along with strong agreement among Wall Street analysts in raising earnings estimates could lead to a trend reversal for the stock.

First Financial (FFBC) Loses -7.52% in 4 Weeks, Here's Why a Trend Reversal May be Around the Corner

CINCINNATI , Sept. 1, 2023 /PRNewswire/ -- First Financial Bank (Nasdaq: FFBC) has been selected by the National Community Action Partnership (NCAP) to receive the Corporate Partnership Award, recognizing the bank's long-term commitment in supporting community action and working directly to impact economic growth and increase opportunities for children and families.

First Financial Bank Receives National Award for Community Action

CINCINNATI , July 25, 2023 /PRNewswire/ -- On Tuesday, July 25, 2023, the board of directors of First Financial Bancorp. (NASDAQ: FFBC) declared a quarterly cash dividend of $0.23 per common share.

First Financial Bancorp Declares Quarterly Cash Dividend

First Financial Bancorp FFBC came out with quarterly earnings of $0.72 per share, beating the Zacks Consensus Estimate of $0.70 per share. This compares to earnings of $0.55 per share a year ago.

First Financial Bancorp (FFBC) Beats Q2 Earnings Estimates (Revised)

First Financial Bancorp (NASDAQ:FFBC ) Q2 2023 Earnings Conference Call July 21, 2023 8:30 AM ET Company Participants Archie Brown - President, Chief Executive Officer Jamie Anderson - Chief Financial Officer, Chief Operating Officer Bill Harrod - Chief Credit Officer Scott Crawley - Corporate Controller Conference Call Participants Daniel Tamayo - Raymond James Brendan Nosal - Piper Sandler Nick Moutafakis - KBW Terry McEvoy - Stephens Operator Good morning. My name is Rob and I will be your conference Operator today.

News for First Financial Bancorp Stock (FFBC)