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FCNCA
Volume: 65.63K

FCNCA Stock Forecast & Price Target

FCNCA Analyst Ratings

Based on 9 analyst ratings
Buy
Strong Buy 22%
Buy 22%
Hold 56%
Sell 0%
Strong Sell 0%

Bulls say

First Citizens BancShares has demonstrated robust demand deposit growth of 11.6% annualized, primarily driven by a significant $778 million increase in SVB Commercial deposits, which indicates strong client acquisition in the Technology and Healthcare sectors despite prevailing fundraising challenges. Additionally, the bank achieved remarkable loan growth of 9.9% quarter-over-quarter, supported by solid performance in global fund banking, while maintaining a stable net interest margin (NIM) at 3.26% through disciplined cost management. Furthermore, the company's strategies position it for sustained organic deposit growth and balance sheet improvements, laying the groundwork for efficient capital deployment and enhanced operational performance heading into 2026.

Bears say

First Citizens BancShares is experiencing headwinds in its Commercial Real Estate (CRE) sector, contributing to a reduction in loan volumes, highlighted by a $300 million decline in the Tech and Healthcare sectors that overshadowed a $100 million increase in Global Fund Banking. The company's net charge-offs (NCOs) have decreased to their lowest level since the second quarter of 2024, but remain concentrated in riskier portfolios such as General Office and Equipment Finance, indicating ongoing credit quality concerns. Additionally, management has revised its full-year net interest income (NII) guidance downward, reflecting changes in rate expectations, which further compounds the unfavorable financial outlook for the company.

FCNCA has been analyzed by 9 analysts, with a consensus rating of Buy. 22% of analysts recommend a Strong Buy, 22% recommend Buy, 56% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of First Citizens BancShares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About First Citizens BancShares (FCNCA) Forecast

Analysts have given FCNCA a Buy based on their latest research and market trends.

According to 9 analysts, FCNCA has a Buy consensus rating as of Jan 10, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $2,172.89, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $2,172.89, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

First Citizens BancShares (FCNCA)

Volume: 65.63K

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