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FCNCA
Volume: 24.76K
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FCNCA Stock Forecast & Price Target

FCNCA Analyst Ratings

Based on 10 analyst ratings
Buy
Strong Buy 30%
Buy 20%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

First Citizens BancShares has demonstrated robust loan and deposit growth, with demand deposits increasing by 11.6% annualized, significantly influenced by a $778 million rise in SVB Commercial deposits, reflecting stronger relationships with Technology and Healthcare clients. The bank achieved impressive loan growth of 9.9% in the quarter, underpinned by a resilient net interest margin (NIM) of 3.26%, bolstered by sound cost management and effective deposit cost strategies. Furthermore, the successful execution of capital deployment strategies positions the company favorably for sustained organic deposit growth and enhanced balance sheet efficiency, contributing to a positive outlook for future financial performance.

Bears say

First Citizens BancShares has experienced a decline in loan volumes, with a total decrease of $89 million sequentially, primarily influenced by a $300 million drop in the tech and healthcare sectors, despite some growth in Global Fund Banking. Moreover, while net charge-offs (NCOs) have reached their lowest level since the second quarter of 2024, concerns remain regarding sector-specific headwinds in commercial real estate that could affect overall credit quality. Additionally, management has adjusted its full-year net interest income (NII) guidance downward from a range of $6.55 billion-$6.95 billion to a revised range of $6.68 billion-$6.88 billion, indicating a less favorable outlook based on changes in the interest rate environment and expected performance in upcoming quarters.

FCNCA has been analyzed by 10 analysts, with a consensus rating of Buy. 30% of analysts recommend a Strong Buy, 20% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of First Citizens BancShares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About First Citizens BancShares (FCNCA) Forecast

Analysts have given FCNCA a Buy based on their latest research and market trends.

According to 10 analysts, FCNCA has a Buy consensus rating as of Nov 4, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $2,184, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $2,184, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

First Citizens BancShares (FCNCA)

Volume: 24.76K

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