
FirstCash Holdings (FCFS) Stock Forecast & Price Target
FirstCash Holdings (FCFS) Analyst Ratings
Bulls say
FirstCash Holdings Inc. has demonstrated impressive growth, with Q2 originations rising approximately 34% driven by new doors and expanding merchant relationships, excluding furniture retailers. Additionally, pawn receivables from legacy First Cash stores in Latin America increased by 31%, accompanied by a significant gross profit growth of 59%. The anticipated rise in the proportion of unbanked and underbanked households, particularly during a recession, is expected to further benefit the pawn industry and enhance FirstCash's market position.
Bears say
FirstCash Holdings Inc. is facing a potential decline in segment earnings, with projections indicating modest decreases in 2026 despite an expected return to growth in loan originations due to conservative Current Expected Credit Losses (CECL) provisioning. Net revenue is now anticipated to remain flat for the full year, a significant shift from earlier predictions of a decline between 6% to 8%, while Q3 experienced a 13% year-over-year drop in gross transaction volume for the Retail POS payment solutions segment (AFF). Additionally, the increasing number and size of competitors pose a substantial risk, potentially leading to further reductions in pawn transactions and AFF’s transaction volumes, ultimately impacting revenue and earnings adversely.
This aggregate rating is based on analysts' research of FirstCash Holdings and is not a guaranteed prediction by Public.com or investment advice.
FirstCash Holdings (FCFS) Analyst Forecast & Price Prediction
Start investing in FirstCash Holdings (FCFS)
Order type
Buy in
Order amount
Est. shares
0 shares