
EZCORP (EZPW) Stock Forecast & Price Target
EZCORP (EZPW) Analyst Ratings
Bulls say
EZCORP Inc. has demonstrated solid growth in its pawn loan outstanding (PLO), reaching $274.8 million by the end of F1Q25, a 13% increase year-over-year, indicating strong demand for short-term credit and high-value items. Jewelry sales, while constituting a smaller portion of total revenues, experienced remarkable growth, rising 23% year-over-year to $61.1 million in FY24, showcasing the company's diverse revenue streams. Additionally, EZCORP plans to continue its expansion, with expectations to add approximately 40 new storefronts in FY25, supporting revenue projections that anticipate an increase from $1.16 billion in FY24 to $1.25 billion in FY25.
Bears say
EZCORP has experienced a 31% growth in pawn loan originations, which falls short of the 33% growth reported by a competitor, FirstCash. The company's retail merchandise margin of 34.6% and scrap margin of 22.7% lag behind consensus estimates, indicating challenges in managing costs and achieving profitability targets. Additionally, significant risks loom from potential declines in gold prices, increased competition in Latin America, and regulatory changes that could further affect consumer demand for pawn lending services.
This aggregate rating is based on analysts' research of EZCORP and is not a guaranteed prediction by Public.com or investment advice.
EZCORP (EZPW) Analyst Forecast & Price Prediction
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