
EZCORP (EZPW) Stock Forecast & Price Target
EZCORP (EZPW) Analyst Ratings
Bulls say
EZCORP Inc. has demonstrated a robust growth trajectory, particularly in its pawn loan outstanding (PLO) balance, which reached $274.8 million at the end of F1Q25, reflecting a 13% year-over-year increase and consistent recovery following a pandemic-related dip. The company's revenue growth is further supported by its jewelry segment, which generated $61.1 million in sales during FY24, marking a 23% increase year-over-year and contributing effectively to overall revenues. Additionally, proactive strategies such as expanding storefronts and capitalizing on increasing demand for short-term credit from underbanked consumers position EZCORP for sustained revenue increases, surpassing projections with anticipated revenues of $1.25 billion in FY25 and $1.33 billion in FY26.
Bears say
EZCORP has experienced a 31% growth in pawn loan origination (PLO), which lags behind the 33% reported by its competitor, FirstCash. The retail merchandise margin fell short of consensus expectations at 34.6%, compounded by significant risks associated with fluctuating gold prices and declining jewelry transaction volumes, as over half of its inventory consists of jewelry. Additionally, heightened competition in Latin America and potential regulatory changes pose further threats to EZCORP's financial stability, with previous impairment charges highlighting concerns regarding the company's balance sheet.
This aggregate rating is based on analysts' research of EZCORP and is not a guaranteed prediction by Public.com or investment advice.
EZCORP (EZPW) Analyst Forecast & Price Prediction
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