
EZCORP (EZPW) Stock Forecast & Price Target
EZCORP (EZPW) Analyst Ratings
Bulls say
EZCORP Inc has demonstrated a robust performance with a significant increase in pawn loans outstanding, reaching $274.8 million at the end of F1Q25, reflecting a 13% year-over-year growth. Additionally, the company's jewelry sales, although still a small percentage of total revenues, have grown by 23% year-over-year, indicating the potential for revenue diversification. The anticipation of expanding revenue from $1.16 billion in FY24 to $1.33 billion by FY26, alongside a planned increase in storefronts, supports a positive outlook for EZCORP's financial trajectory.
Bears say
EZCORP has experienced slower pawn loan (PLO) growth, recording a 31% growth rate since 2022, which lags behind the 33% growth reported by FirstCash. The company's retail merchandise margin fell short of consensus expectations, coming in at 34.6% versus the anticipated 35.4%, while the substantial reliance on jewelry, which constitutes more than half of their inventory, heightens exposure to fluctuations in gold prices, potentially impacting profitability. Additionally, competitive pressures in Latin America and the risk of regulatory changes related to pawn service charges further exacerbate the company's financial vulnerabilities and present obstacles to sustainable growth.
This aggregate rating is based on analysts' research of EZCORP and is not a guaranteed prediction by Public.com or investment advice.
EZCORP (EZPW) Analyst Forecast & Price Prediction
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