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ESQ
Volume: 305.43K
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ESQ Stock Forecast & Price Target

ESQ Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 33%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Esquire Financial Holdings Inc. has demonstrated strong performance with end-of-period (EOP) loans increasing by 31% year-over-year in the fourth quarter, alongside a solid 28% rise in EOP deposits, indicating robust demand for its services. The bank's focus on its high-yielding litigation lending business has led to an impressive 11% growth in the third quarter, surpassing expectations, and forecasts for loan growth have been raised to 16% for both 2025 and 2026. Moreover, the continued strategic shift towards its litigation banking practice, combined with a unique operating model in a niche market, supports a positive long-term outlook for Esquire Financial Holdings, with expected acceleration in earnings per share growth beginning in 2025.

Bears say

Esquire Financial Holdings Inc. reported a decline in its net interest margin (NIM), which fell to 5.87% in the fourth quarter, a downturn of 29 basis points sequentially, raising concerns about the bank's profitability moving forward. Additionally, the company's exposure to various risks, including potential slowdowns in the litigation business, cybersecurity threats, instances of fraud in merchant services, and credit deterioration in its New York-focused commercial real estate portfolio, poses significant challenges to its earnings outlook. These risks, combined with the potential negative impact of losing critical senior personnel and anticipated normalization of margins, contribute to a negative outlook for the company's future financial performance.

ESQ has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 33% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Esquire Financial Hlds and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Esquire Financial Hlds (ESQ) Forecast

Analysts have given ESQ a Buy based on their latest research and market trends.

According to 3 analysts, ESQ has a Buy consensus rating as of Jul 12, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $86, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $86, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Esquire Financial Hlds (ESQ)

Volume: 305.43K

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