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ESNT
Volume: 23

Essent Group (ESNT) Stock Forecast & Price Target

Essent Group (ESNT) Analyst Ratings

Based on 6 analyst ratings
Hold
Strong Buy 17%
Buy 17%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Essent Group is attractive because its core mortgage insurance franchise continues to produce strong profitability and excess capital despite limited growth, with 2Q/2026 pre-tax income of $212.6M, a 13.4% annualized ROE, and a 28.4% combined ratio supported by very low defaults and favorable reserve development. The company also benefits from strong credit conditions, elevated home values, and rising insurance in force to $249.7B, which help contain losses while supporting reserve releases and cash generation for dividends and buybacks, including $191M of repurchases in 2Q26. Beyond MI, the expanding reinsurance business is adding earnings momentum, while title and other investments provide optionality, and total holdco liquidity of $1.6B plus BVPS of $63.01 underscore a resilient balance sheet.

Bears say

Essent Group is exposed to elevated fundamental risk from a downturn in the U.S. housing market, rising delinquencies, lower cure rates, and weaker home demand, all of which could pressure its mortgage insurance portfolio and increase claim losses. Its outlook is further constrained by heavy regulation, because changes to PMIERs, capital frameworks, or conforming mortgage rules could raise capital demands and reduce the long-term return on equity potential. The company also added property casualty reinsurance, a more volatile business, while founder-led key person risk and reliance on CEO Mark Casale increase execution uncertainty if leadership changes.

Essent Group (ESNT) has been analyzed by 6 analysts, with a consensus rating of Hold. 17% of analysts recommend a Strong Buy, 17% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Essent Group and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Essent Group (ESNT) Forecast

Analysts have given Essent Group (ESNT) a Hold based on their latest research and market trends.

According to 6 analysts, Essent Group (ESNT) has a Hold consensus rating as of Oct 9, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $72.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $72.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Essent Group (ESNT)

Volume: 23

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