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ESNT
Volume: 1.27M
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Essent Group (ESNT) Stock Forecast & Price Target

Essent Group (ESNT) Analyst Ratings

Based on 14 analyst ratings
Buy
Strong Buy 29%
Buy 36%
Hold 36%
Sell 0%
Strong Sell 0%

Bulls say

Essent Group Ltd reported a 0.5% sequential increase in book value per share, closing Q4 at $53.36, and increased its new insurance written (NIW) market share to 15.6%, outperforming the industry average despite a reported decline in overall NIW. The company’s estimates for future NIW growth are consistent, projecting $48 billion in 2025, $57 billion in 2026, and $64 billion in 2027, leading to improved insurance in force (IIF) growth rates of +2.3%, +4.7%, and +6.0% year-over-year. Despite facing rising defaults attributed to external factors, Essent Group's strategic positioning indicates potential upside compared to peers, particularly if the purchase market strengthens and the company can leverage capital for IIF expansion.

Bears say

Essent Group Ltd's persistency rate declined to 85.7% in Q4, indicating a potential weakening in customer retention compared to the previous quarter, which could adversely affect future revenue stability. Additionally, the company's title insurance segment experienced a 4.3% year-over-year decline in net premiums earned, largely attributed to reduced housing transaction activity, further exacerbating revenue pressures. Lastly, the decrease in PMIERs excess capital from $1.69 billion to $1.58 billion reduces the company's capital cushion, raising concerns about its ability to withstand macroeconomic weaknesses and the associated risks in mortgage credit.

Essent Group (ESNT) has been analyzed by 14 analysts, with a consensus rating of Buy. 29% of analysts recommend a Strong Buy, 36% recommend Buy, 36% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Essent Group and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Essent Group (ESNT) Forecast

Analysts have given Essent Group (ESNT) a Buy based on their latest research and market trends.

According to 14 analysts, Essent Group (ESNT) has a Buy consensus rating as of Jul 12, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $57.29, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $57.29, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Essent Group (ESNT)

Volume: 1.27M

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