
Equity Bancshares (EQBK) Stock Forecast & Price Target
Equity Bancshares (EQBK) Analyst Ratings
Bulls say
Equity Bancshares has demonstrated significant growth potential, with reported spread income rising by 25.5% quarter-over-quarter to $62.5 million, surpassing expectations and contributing to a reported net interest margin (NIM) increase of 28 basis points to 4.45%. The company is positioned for enhanced profitability, with pro forma expectations projecting a return on assets (ROA) of approximately 140 basis points and a return on tangible common equity (ROTCE) of around 15% as the Frontier deal integrates fully by 2026. Additionally, a solid growth rate in production, which increased by 23% quarter-over-quarter, indicates robust demand and optimism for future expansion.
Bears say
Equity Bancshares Inc. faces a cautious financial outlook due to several fundamental challenges, including a decrease in brokered deposits as a percentage of total deposits, which dropped from 3.3% to 3.0%. Additionally, the company is exposed to potential economic deterioration in the Midwest, which could negatively impact credit quality and profitability metrics, compounded by the risks associated with its M&A strategies that may lag expectations and create integration challenges. Furthermore, while there was a decline in legacy problem loan totals, guidance indicates potential narrowing of net interest margins (NIM) in the coming quarters, particularly in 2026, highlighting concerns regarding future revenue generation.
This aggregate rating is based on analysts' research of Equity Bancshares and is not a guaranteed prediction by Public.com or investment advice.
Equity Bancshares (EQBK) Analyst Forecast & Price Prediction
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