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ENVA
Volume: 219.31K
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Enova Int. (ENVA) Stock Forecast & Price Target

Enova Int. (ENVA) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 50%
Buy 33%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

Enova International has demonstrated significant growth in its small and medium business (SMB) portfolio, which contributed approximately 40% of total finance receivable revenue in 2024, an increase from 38% in the previous year. The revenue generated from this SMB segment increased by 32.0% year-over-year in 2024, outpacing the 21.7% growth seen in its consumer loan portfolio. Furthermore, the potential for improving valuation, based on favorable credit performance and the company's positioning within an early- to mid-cycle economic context, suggests a positive long-term outlook for the stock.

Bears say

Enova International has experienced a notable decline in general and administrative costs, reducing from 8.1% of revenue in 2022 to 5.9% in 2024; however, this reduction highlights concerns related to the company's fixed-cost structure in a potentially slowing growth environment. Additionally, the possibility of decreased buyback activity due to lower GAAP profitability raises questions about the company's capital allocation and overall financial health. Compounding these issues, there are apprehensions regarding declining efficiency and its impact on loan originations and portfolio growth, particularly if credit tightening occurs.

Enova Int. (ENVA) has been analyzed by 6 analysts, with a consensus rating of Buy. 50% of analysts recommend a Strong Buy, 33% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Enova Int. and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Enova Int. (ENVA) Forecast

Analysts have given Enova Int. (ENVA) a Buy based on their latest research and market trends.

According to 6 analysts, Enova Int. (ENVA) has a Buy consensus rating as of Oct 14, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $126.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $126.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Enova Int. (ENVA)

Volume: 219.31K

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