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ENVA
Volume: 25.01K
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Enova Int. (ENVA) Stock Forecast & Price Target

Enova Int. (ENVA) Analyst Ratings

Based on 5 analyst ratings
Strong Buy
Strong Buy 60%
Buy 40%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Enova International has shown a notable increase in its small business (SMB) portfolio, which generated approximately 40% of total finance receivable revenue in 2024, up from 38% in 2023, demonstrating robust growth dynamics. Additionally, the company's adjusted earnings per share (EPS) exceeded consensus estimates by 12%, attributed to improved operating efficiencies in marketing and general administrative expenses. With strong year-over-year revenue growth of 32.0% from the SMB portfolio compared to 21.7% from the consumer loan segment, Enova positions itself favorably for capturing greater market share amid evolving economic conditions.

Bears say

Enova International's financial outlook is constrained by a potential slowdown in growth, which could adversely affect GAAP profitability and subsequently lead to a reduction in stock buyback activities. The company's reliance on short-term loan products raises concerns about loan originations and portfolio growth, particularly if credit conditions tighten. Additionally, despite robust guidance for revenue growth, the projected EPS growth of only 15% for 4Q25 falls short of expectations, suggesting challenges in achieving market confidence amid fluctuating macroeconomic factors.

Enova Int. (ENVA) has been analyzed by 5 analysts, with a consensus rating of Strong Buy. 60% of analysts recommend a Strong Buy, 40% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Enova Int. and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Enova Int. (ENVA) Forecast

Analysts have given Enova Int. (ENVA) a Strong Buy based on their latest research and market trends.

According to 5 analysts, Enova Int. (ENVA) has a Strong Buy consensus rating as of Nov 26, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $138.20, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $138.20, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Enova Int. (ENVA)

Volume: 25.01K

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