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ENVA
Volume: 50

Enova Int. (ENVA) Stock Forecast & Price Target

Enova Int. (ENVA) Analyst Ratings

Based on 7 analyst ratings
Strong Buy
Strong Buy 57%
Buy 43%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Enova International is positioned favorably within the financial services landscape due to increased market opportunities stemming from macroeconomic shifts that are driving competition away from traditional lending spaces. Recent performance metrics demonstrate a solid adjusted EPS that exceeded consensus by 12%, attributed largely to improved operating efficiencies, while the continued tightening of credit at higher-tier lenders is expected to drive additional market share to Enova in the sub-prime and near-prime segments. Furthermore, lower funding costs associated with recent debt issuances indicate strong investor confidence, as well as a track record of consistently exceeding guidance, positioning the company for potential top-line growth and overall outperformance in the market.

Bears say

Enova International faces significant challenges due to a failed bank acquisition and changes to deal economics, which may result in reduced synergies. Additionally, there are concerns regarding credit trends that could lead to higher losses and lower growth, with projections for 4Q25 EPS growth falling short of company guidance. Overall, persistent sub-prime exposure and cyclical risks related to small business credit have contributed to a cautious market outlook despite the company’s past outperformance in challenging conditions.

Enova Int. (ENVA) has been analyzed by 7 analysts, with a consensus rating of Strong Buy. 57% of analysts recommend a Strong Buy, 43% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Enova Int. and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Enova Int. (ENVA) Forecast

Analysts have given Enova Int. (ENVA) a Strong Buy based on their latest research and market trends.

According to 7 analysts, Enova Int. (ENVA) has a Strong Buy consensus rating as of Jan 12, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $158, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $158, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Enova Int. (ENVA)

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