
Eagle Bancorp (EGBN) Stock Forecast & Price Target
Eagle Bancorp (EGBN) Analyst Ratings
Bulls say
Eagle Bancorp has demonstrated resilience with strong capital levels that support its financial stability, providing a positive foundation for future growth. Despite a spike in non-performing loans (NPLs), which reached 2.93% of total loans as of June 30, the bank's proactive management of criticized loan balances—up to 11.3%—shows a commitment to navigating potential risks effectively. Furthermore, the swift actions taken in response to office-related non-collectible loans may create near-term upside potential for the bank's shares, reinforcing a constructive outlook on its financial trajectory.
Bears say
Eagle Bancorp experienced a 6% decline in its end-of-period (EOP) balance sheet quarter-over-quarter, predominantly due to a contraction in liquidity utilized to reduce Federal Home Loan Bank (FHLB) borrowings, which raised the tangible common equity (TCE) ratio slightly to 11.18%. Additionally, both the Total Risk-Based Capital (RBC) and Common Equity Tier 1 (CET1) ratios fell approximately 60 basis points quarter-over-quarter, settling at 15.3% and 14.0%, respectively, indicating potential vulnerabilities in capital adequacy. Furthermore, the forecasted earnings per share (EPS) for 2026 was lowered from $1.96 to $1.76 due to increased provisioning expectations and diminished net interest income (NII) expectations stemming from a reduced average balance sheet.
This aggregate rating is based on analysts' research of Eagle Bancorp and is not a guaranteed prediction by Public.com or investment advice.
Eagle Bancorp (EGBN) Analyst Forecast & Price Prediction
Start investing in Eagle Bancorp (EGBN)
Order type
Buy in
Order amount
Est. shares
0 shares