
EFSC Stock Forecast & Price Target
EFSC Analyst Ratings
Bulls say
Enterprise Financial Services Corporation demonstrates a robust financial position, marked by a 8% increase in total deposits quarter-over-quarter, supported by a notable rise in certificates of deposit. The company's financial metrics reflect solid internal capital generation, as evidenced by a 4% growth in tangible book value and an increase in net interest income, which was 2% above expectations. Additionally, the company exhibited a modest increase in its net interest margin, which rose 3 basis points to 4.26%, indicating a positive trend in its operational efficiency and profitability.
Bears say
Enterprise Financial Services Corporation is facing a challenging outlook due to a projected 1% year-over-year decline in core fee income, anticipated to reach only $80 million by 2026. The company's recent financial performance indicated a significant 20% quarter-over-quarter drop in core fee income, compounded by adverse fluctuations in credit quality and an increase in non-performing loans. Additionally, concerns regarding slower growth in loans and core deposits, alongside rising operating expenses and unfavorable macroeconomic factors, further exacerbate the financial risks impacting the company’s stability.
This aggregate rating is based on analysts' research of Enterprise Financial Services and is not a guaranteed prediction by Public.com or investment advice.
EFSC Analyst Forecast & Price Prediction
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