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EFSC
Volume: 218.09K

EFSC Stock Forecast & Price Target

EFSC Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 33%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Enterprise Finl Servs is expected to see growth in their net interest income (NII) due to an expected decrease in deposit and borrowing costs. This should result in a stable net interest margin (NIM) in the range of 4.20%-4.23% in 2026/2027. The company also has a strong core deposit growth of 15% LQA and a potential loan growth of 6%-8% YoY in 2026. Additionally, EFSC's efficiency ratio is expected to increase to 60%-61% in 2026 due to inflationary pressures, but this should be offset by the company's strong fee income growth across all primary segments. The company's capital and liquidity ratios remain solid, with strong internal capital generation and a favorable swing in AOCI. EFSC also has a solid outlook for 2026/2027, with a ROA of 1.2%, TCE building to 9.6% by 4Q26, and TBV growth of 10%/9% YoY in 2026/27. Overall, the company's strong fundamentals and growth prospects make it a promising investment opportunity.

Bears say

Enterprise Finl Servs is expected to see a decrease in NPAs and NCOs in 2026 due to management's efforts in resolving potential sale agreements for problem OREO properties and an expected foreclosure on a seventh property. These improvements are likely to be driven by the bank's conservative underwriting approach and proactive monitoring, leading to lower NCOs in the future. Additionally, the bank's focus on wealth management and loan growth is expected to support core profitability metrics in the coming years.

EFSC has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 33% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Enterprise Financial Services and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Enterprise Financial Services (EFSC) Forecast

Analysts have given EFSC a Buy based on their latest research and market trends.

According to 3 analysts, EFSC has a Buy consensus rating as of May 15, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $66.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $66.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Enterprise Financial Services (EFSC)

Volume: 218.09K

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